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HomeMy WebLinkAbout135-15 RESOLUTIONRESOLUTION NO. 135-15 A RESOLUTION TO APPROVE THE 2016 EMPLOYEE BENEFITS PACKAGE BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF FAYETTEVILLE, ARKANSAS: Section 1: That the City Council of the City of Fayetteville, Arkansas hereby approves the 2016 employee benefits package as recommended in the staff memorandum attached to this Resolution. PASSED and APPROVED this 4th day of August, 2015. APPROVED: ATTEST: SONDRA E. SMITH, City Clerk Treasurer FAYETT EVILLE. q ' 9.Q 'ices s • !fA N City of Fayetteville, Arkansas 113 West Mountain Street (j Fayetteville, AR 72701 At a (479) 575-8323 Text File File Number: 2015-0337 Agenda Date: 8/4/2015 Version: 1 Status: Agenda Ready In Control: City Council Meeting File Type: Resolution Agenda Number: A. 10 2016 EMPLOYEE BENEFITS PACKAGE A RESOLUTION TO APPROVE THE 2016 EMPLOYEE BENEFITS PACKAGE BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF FAYETTEVILLE, ARKANSAS: Section 1: That the City Council of the City of Fayetteville, Arkansas hereby approves the 2016 employee benefits package as recommended in the staff memorandum attached to this Resolution. City of Fayetteville, Arkansas Page 1 Printed on 713012015 City of Fayetteville Staff Review Form 2015-0337 Legistar File ID 8/4/2015 City Council Meeting Date - Agenda Item Only N/A for Non -Agenda Item Pachee Lee 7/17/2014 Human Resources/ Chief of Staff Submitted By Submitted Date Division / Department Action Recommendation: Staff recommends that Council approve the proposed 2016 employee benefits renewals, as discussed in the memo. Budget Impact: xxxx.xxxx.51xx.xx Citywide Account Number Fund N/A N/A Project Number Budgeted Item? Yes Current Budget Funds Obligated Current Balance Project Title $ 4,715,899.00 $ 4,715,899.00 Does item have a cost? Yes Item Cost Budget Adjustment Attached? No Budget Adjustment Remaining Budget $ 4,715,899.00 V20140710 Previous Ordinance or Resolution # Original Contract Number: Approval Date: �S`_ Comments: CITY OF • Fay te—V ele ARKANSAS MEETING OF AUGUST 4, 2015 TO: Mayor and City Council CITY COUNCIL AGENDA MEMO THRU: Don Marr, Chief of Staff Michele Bechhold, Sr. Human Resources Officer FROM: Pachee Lee, Benefits Administrator DATE: July 17, 2015 SUBJECT: Employee Benefits Renewals for 2016 RECOMMENDATION: Staff recommends Council approve renewal of employee benefits for 2016 as outlined below and in the attached spreadsheets. DISCUSSION: Staff and Gallagher Benefit Services, the City's benefits broker, have reviewed annual renewals for employee insurance plans. Employee benefit renewals are brought forward now to ensure the annual open enrollment may proceed according to schedule. Health Insurance The City's claims history for the 12 month look back period, (6/1/2014-5/31/2015), reflects a 90% utilization rate of claims paid versus premium paid. This utilization rate has helped keep the premium increase for 2016 at a relatively low 6.4%. As a benchmark comparison, the national medical and pharmacy annual trend factor is 7.2%. The City's benefits broker states that 4.1 % of this 6.4% increase is driven by Health Care Reform fee requirements. Staff recommends the 6.4% increase dollar amount be split evenly (50/50) between the City and City employees. Please refer to the attached spreadsheets for details. Due to the relatively low premium increase and the inherent disruption to employees anytime their health insurance coverage changes, Staff and the broker recommend renewing with Blue Cross Blue Shield rather than taking competitive bids for health insurance for 2016. Flexible Spending Accounts and Health Savings Accounts Staff recommends DataPath Administrative Services continue as the administrator for Flexible Spending Accounts with no change to current fees and services. Health Savings Accounts are currently administered by Simmons Bank. Simmons Bank is implementing a monthly maintenance fee of $3 to account holders for 2016. The City is currently evaluating proposals from Health Savings Account administrators to ensure the selected administrator provides the services valued by City employees at the most competitive rate. Mailing Address: 113 W. Mountain Street www.fayetteville-acgov Fayetteville, AR 72701 City Paid Benefits Staff recommends renewing with The Standard to provide City Paid Life Insurance and Long Term Disability insurance for employees. The Standard will continue to provide the same benefits and services with no new charges or price increase. Employee Paid Dental Insurance Currently dental insurance is provided through Delta Dental. In the 2016 renewal, Delta proposed a 9% premium increase. The increase in premium is attributed to an increased utilization, 112%, and 2% of the increase is attributed to Health Care reform requirements. Competitive bids were taken. Staff recommends renewing with Delta Dental due to minimal premium differences and the fact that Delta has the largest provider network in Arkansas. Voluntary Employee Paid Benefits Staff also recommends renewing with The Standard for optional, employee paid Short Term Disability coverage and Employee Paid Life Insurance. There will be no increase in rates for these two products for 2016. BUDGET/STAFF IMPACT: These planned insurance/benefit items are being budgeted for in the City's 2016 budget. Attachments: • 2015 & 2016 Health Insurance Cost Comparison • 2016 Health Insurance Annualized Cost 2015 & 2016 Health Insurance Cost Comparison 2016 Health Insurance Annualized Cost ANNUALIZEP.CALCULATIONS , Current Employee Participants (Excludes COBRA and Statutory Insureds, since they pay 100% for their coverage) Current ANNUAL Cost to City at 2015 rates (Excluding Health Savings Account Contributions, which would not increase in 2016) ANNUAL Cost to City at 2016 rates based on Current 2015 Employee Participants (Excluding Health Savings Account Contributions) PPO Individual 95 $378,286.20 $393,459.60 PPO Family 48 $411,517.44 $431,844.48 HDHP Individual 147 $362,766.60 $375,167.52 HDHP Family 344 $2,225,487.36 $2,302,350.72 OTAL :a. F �.,. � ,..., „.,., ,.>. X34 x$3,378,057.60 $3,502,822.32 dditional Cost to City for $124,764.72