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HomeMy WebLinkAbout161-05 RESOLUTION• • RESOLUTION NO. 161-05 A RESOLUTION APPROVING AN AGREEMENT WITH HOFFMAN-HENRY INSURANCE IN THE AMOUNT OF $19,500.00 TO PROVIDE BROKER OF RECORD/BENEFITS CONSULTING SERVICES FOR 2005-2006 WITH FOUR 1 -YEAR RENEWAL OPTIONS. BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF FAYETTEVILLE, ARKANSAS: Section 1. That the City Council of the City of Fayetteville, Arkansas hereby approves an agreement with Hoffman -Henry Insurance in the amount of $19,500.00 to provide Broker of Record/Benefits Consulting Services for 2005- 2006 with four 1 -year renewal options. A copy of the agreement, marked Exhibit "A" is attached hereto, and made a part hereof. PASSED and APPROVED this 16th day of August, 2005. ATTEST. By: 44 SIL SONDRA SMITH, City Clerk APPROVED: By: DAN COODY, Mayor • • AGREEMENT FOR BROKER/CONSULTANT AND RELATED SERVICES This AGREEMENT executed this 1(4/, day of fiusabf , 2005, between the City of Fayetteville, Arkansas, hereinafter called the "City" and Hoffman -Henry, hereinafter called the "Broker/Consultant", and having an address at 10025 West Markham, Suite 125, Little Rock, Arkansas. IN CONSIDERATION OF THE FOLLOWING COVENANTS contained herein the parties agree as follows: 1.0 Scope of Work Broker/Consultant shall provide, as a minimum, professional services and dedicated personnel necessary to perform the following: * Develop a complete understanding of the City's current benefit plans. * Evaluate existing insurance contracts, any self retained risk and claims history and make recommendations concerning any changes, modifications, and/or additions in the terms, conditions and coverage limits needed to yield a fiscally responsible strategy for benefits management which protects the interests of the City and its employees. * Identify programs, products and insurers capable of meeting the City's employee benefits needs and prepare bid specifications for markets capable of quoting for upcoming renewals. * When so authorized by City representatives by means of a "broker of record" letter, approach appropriate markets on behalf of the City to obtain pricing with respect to the program adopted by the City. * Present for City consideration, in an understandable format, an evaluation of the results of each solicitation, with a comprehensive financial analysis and recommendations for selection of an insurer for each type of product. * Negotiate on the City's behalf the details of insurance contracts with selected carriers and audit resulting policies for accuracy of coverage, terms and conditions, and compliance with financial arrangements and administrative procedures acceptable to the City. * A representative of the broker/consultant must be available for open enrollment meetings and any other meetings deemed necessary during the year. * Provide assistance in the form of advisory services or written reports as is customarily expected from a professional insurance broker/consultant. 1 * Provide educational materials and support to City staff regarding legislative changes that impact benefit plans, emerging plan designs, and trends within the health care and employee benefits market. * Provide claims adjudication support with insurance carriers on an as needed basis for all policies. * Produce evaluative reports on a quarterly basis tracking utilization, paid premium, and identify/track any emerging trends. *On an annual basis, the broker/consultant will evaluate plan designs, offer suggestions/strategies to enhance the cost effectiveness of the benefit plans, forecast market conditions and serve as the City's liaison with carriers during the renewal/bidding process. 2.0 Compensation Compensation for the scope of services outlined in the contract will be $ 16,500 per year, for the first two years of the contract, to be invoiced quarterly. Payments will be made within 30 days of receipt of invoice. In the event that operations change substantially by either the addition or deletion of other operations or entities or a substantial change in the scope and nature of the City's benefit program, the City will negotiate in good faith to revise compensation upward or downward as appropriate. Five (5) percent of the savings of premium over the previous year's premiums will be shared with the Broker/Consultant. It must be a true savings and not just a decrease in services, coverage, increased deductible, or changes to plan structure or plan design, etc. Broker/Consultant will disclose commissions received and will credit such commissions against compensation hereunder. If commissions exceed agreed- upon compensation hereunder, excess commissions will be retumed to the City if permitted by law. Otherwise, excess commissions will be carried forward and applied against compensation for subsequent years of this agreement. 3.0 Term of Contract The initial term of this contract shall be for a period of one (1) year. The contract shall be renewable by mutual consent, on an annual basis thereafter for four (4) additional years, for a maximum total contract term of five (5) years. The contract may be terminated by either party by giving the other party written notice of such intent not less than sixty (60) days prior to the effective date of the termination. In the event of termination, claims for compensation owed the Broker/Consultant by the City shall be limited to verifiable services rendered. • • 4.0 Legal Compliance The Broker/Consultant is responsible for full and complete compliance with all applicable laws, rules, regulations and licensing requirements imposed by any public authority having jurisdiction. 5.0 Proposer's Insurance The Broker/Consultant must provide and maintain in force at all times during the term of the services contemplated herein insurance for Workers' Compensation, Commercial General Liability, Automobile Liability, and En -ors and Omissions Liability. Such policies shall be issued by companies authorized to do business in the State of Arkansas. Evidence of such coverage is to be submitted with contract approval. Minimum amount for Commercial General Liability and Errors and Omissions Liability is 52,000,000 aggregate. 6.0 Approval of Agent The City reserves the right to require the Broker/Consultant to replace the assigned agent with another agent of the same company if, in the opinion of the City staff, the agent is not rendering or is incapable of rendering the quality of service and cooperation required. 7.0 Auditable Records The Broker/Consultant shall maintain such accounts and records in connection with its performance of services for the City as may reasonably be required by the City. The Broker/Consultant shall, at any reasonable time during the term and for a period of one year following the completion of work under the contract, afford the City's agents and auditors reasonable facilities and access for examination and audit of its records pertaining to its performance and shall, upon request by the City, produce and exhibit all such records. 8.0 Changes in Contract Changes, modifications, or amendments in scope, price or fees to this contract shall not he allowed without a prior formal contract amendment approved by the Mayor and/or the City Council in advance of the change in scope, cost or fees. 9.0 Indemnification The Broker/Consultant, in performing its obligations under this contract, is acting independently and the City assumes no responsibility of liability for the 3 • • Broker/Consultant's acts or omissions to third parties, and the Broker/Consultant shall agree to indemnify and hold harmless, the City, its officers and employees against any and all claims, lawsuits, judgments, costs and expenses for which recovery of damages is sought, suffered by any person or persons, that may arise out of or be occasioned by the broker/consultant's breach of the terms or provisions of contract, or by any negligent act or omission of the broker/consultant, its officers, agents, cmployccs, or invitee, in the performance of this contract; except that the indemnity specified in this paragraph shall not apply to any liability resulting from the sole negligence of the City, its officers, or employees. In the event of joint and concurrent negligence of both the Broker/Consultant and the City, responsibility and indemnity, if any, shall be apportioned comparatively in accordance with the laws of the State of Arkansas, without, however, waiving any governmental immunity available to the City under Arkansas law and without waiving any defense of the parties under Arkansas law. This paragraph is solely for the benefit of the Broker/Consultant and the City and is not intended to create or grant any rights, contractual or otherwise, to any other person or entity. 10. Arkansas Freedom of Information Act City contracts and documents prepared while performing city contractual work are subject to the Arkansas Freedom of Inforniation Act. If a Freedom of Infomiation Act request is presented to the City of Fayetteville the Broker/Consultant will do everything possible to provide the documents in a prompt and timely manner as prescribed in the Arkansas Freedom of Information Act. (A.C.A. 25-19-101 et. Seq.) Only legally authorized photocopying cost pursuant to the FOIA may be assessed for this compliance." This contract contains the entire agreement between Broker/Consultant and the City. It may be amended only by an agreement in writing signed by both parties. 4 IN WITNESS WHEREOF, City and Broker/Consultant have executed this agreement, the effective date of which shall be 4,,5r, 6 04 ?eds. ,pawn fffffff �RK/TR7f •-• ;• �G\SY tc'GP •e E •FAYETTEVILLE; 9J '9RKA t4 Y ATTEST: t''y„YG70ttt Ca`‘‘ o By Sondra Smith, City Clerk 41441411 ATTEST: By: Administrative Manager CITY OF ' • YETTE LE By: Dan Coody, Mayor y: Title: e. Sati akeV••,—moi 1-%satrKc> • rtre ARKANSAS • City Council Meeting of August 16, 2005 CITY COUNCIL AGENDA MEMO TO: Mayor Dan Goody and City Council THRU: Stephen Davis, Finance & Internal Services Director FROM: Michele Bechhold, Human Resources Director DATE July 29, 2005 SUBJECT: Insurance Broker/Benefits Consultant Recommendation Staff recommends approval of a contract with Hoffman -Henry of Little Rock, Arkansas, in the amount of $16,500 for Broker of Record/Benefits Consulting services for 2005 — 2006 plus four one year options to renew. The agreement also contains provisions for performance incentives and Staff requests an additional amount of $3,000 for this purpose. If earned, the incentive would be 5% of premium savings for any savings in premium over the last year's premium. It must be a true savings, not just a decrease in services, increased deductible, or changes to plan structure or plan design, etc. This additional amount will be held in the budget to order to pay any incentive earned. Discussion Since 2002 the City has utilized broker/consulting services to negotiate group plan renewals, evaluate plan design and provide independent analysis of claims history and medical cost trends. The broker/consultant is paid a flat service fee and any commissions on policy premiums are credited to offset the fee or rebated back to the City of Fayetteville. Procurement Method This firm was selected following a professional selection method which included the required notification/advertisement process. Seven proposals were received and are listed below. Firm Name & Location Proposed Cost Arthur J. Gallagher & Co. - Springfield, MO $60,000 Brown & Brown Insurance - Rogers, AR $30,000 HayyGroup- Dallas TX $75,000 Hoffman -Henry - Little Rock, AR $16,500 Legacy Capital Group - Little Rock, AR $75,000 Ramsey, Krug, Farrell & Lensing - Little Rock, AR $12,280 or 10% of premium savings whichever is greater $50,000 Stephens Insurance Services Inc. - Little Rock, AR Of a I proposals reviewed, Hoffman -Henry submitted the best overall proposal. Hoffman -Henry also included a guaranteed fee of $16,500 for the second year of service, if the City chooses to exercise one of the four one year options to renew the contract. While the existing contract does not include an inflation index for the third through fifth years, the City always has the option to not renew the agreement if it is determined that the renewal cost is not acceptable to the City. Budget Impact Successful negotiation of insurance policies through the use of a broker/consultant has assisted in the City's efforts to contain the cost of insurance to both the City and its employees. This item is budgeted and sufficient funds are available within the Professional Services account in the Human Resources program. Staff is available to answer any questions you may have. • • RESOLUTION NO. A RESOLUTION APPROVING AN AGREEMENT WITH HOFFMAN-HENRY INSURANCE IN THE AMOUNT OF $19,500.00 TO PROVIDE BROKER OF RECORD/BENEFITS CONSULTING SERVICES FOR 2005-2006 WITH FOUR 1 -YEAR RENEWAL OPTIONS. BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF FAYETTEVILLE, ARKANSAS: Section 1. That the City Council of the City of Fayetteville, Arkansas hereby approves an agreement with Hoffman -Henry Insurance in the amount of $19,500.00 to provide Broker of Record/Benefits Consulting Services for 2005- 2006 with four 1 -year renewal options. A copy of the agreement, marked Exhibit "A" is attached hereto, and made a part hereof. PASSED and APPROVED this 16th day of August, 2005. APPROVED: 1 DAN C ODY, Mayo AGREEMENT FOR BROKER/CONSULTANT AND RELATED SERVICES This AGREEMENT executed this day of , 2005, between the City of Fayetteville, Arkansas, hereinafter called the "City" and Floffman-Henry, hereinafter called the "Broker/Consultant", and having an address at 10025 West Markham, Suite 125, Little Rock, Arkansas. IN CONSIDERATION OF TIIE FOLLOWING COVENANTS contained herein the parties agree as follows: 1.0 Scope of Work Broker/Consultant shall provide, as a minimum, professional services and dedicated personnel necessary to perform the following: * Develop a complete understanding of the City's current benefit plans. * Evaluate existing insurance contracts, any self retained risk and claims history and make recommendations concerning any changes, modifications, and/or additions in the terms, conditions and coverage limits needed to yield a fiscally responsible strategy for benefits management which protects the interests of the City and its employees. *Identify programs, products and insurers capable of meeting the City's employee benefits needs and prepare bid specifications for markets capable of quoting for upcoming renewals. * When so authorized by City representatives by means of a "broker of record" letter, approach appropriate markets on behalf of the City to obtain pricing with respect to thc program adopted by the City. * Present for City consideration, in an understandable format, an evaluation of the results of each solicitation, with a comprehensive financial analysis and recommendations for selection of an insurer for each type of product. * Negotiate on the City's behalf the details of insurance contracts with selected carriers and audit resulting policies for accuracy of coverage, terms and conditions, and compliance with financial arrangements and administrative procedures acceptable to the City. * A representative of thc broker/consultant must be available for open enrollment meetings and any other meetings deemed necessary during the year. * Provide assistance in the form of advisory services or written reports as is customarily expected from a professional insurance broker/consultant. 1 • 1 * Provide educational materials and support to City staff regarding legislative changes that impact benefit plans, emerging plan designs, and trends within the health care and employee benefits market. * Provide claims adjudication support with insurance carriers on an as needed basis for all policies. * Producc evaluative reports on a quarterly basis tracking utilization, paid premium, and identify/track any emerging trends. *On an annual basis, the broker/consultant will evaluate plan designs, offer suggestions/strategics to enhance the cost effectiveness of the benefit plans, forecast market conditions and serve as the City's liaison with carriers during the renewal/bidding process. 2.0 Compensation Compensation for the scope of services outlined in the contract will be $16,500 per year, for the first two years of the contract, to be invoiced quarterly. Payments will be made within 30 days of receipt of invoice. In the event that operations change substantially by either the addition or deletion of other operations or entities or a substantial change in the scope and nature of the City's benefit program, the City will negotiate in good faith to revise compensation upward or downward as appropriate. Five (5) percent of the savings of premium over the previous year's premiums will be shared with the Broker/Consultant. It must be a true savings and not just a decrease in services, coverage, increased deductible, or changes to plan structure or plan design, etc. Broker/Consultant will disclose commissions received and will credit such commissions against compensation hereunder. If commissions exceed agreed- upon compensation hereunder, excess commissions will be returned to the City if permitted by law. Otherwise, excess commissions will be carried forward and applied against compensation for subsequent years of this agreement. 3.0 Term of Contract The initial term of this contract shall be for a period of one (1) year The contract shall be renewable by mutual consent, on an annual basis thereafter for four (4) additional years, for a maximum total contract term of five (5) years. The contract may be terminated by either party by giving the other party written notice of such intent not less than sixty (60) days prior to the effective date of the termination. In the event of termination, claims for compensation owed the Broker/Consultant by the City shall be limited to verifiable services rendered. 2 • • 4.0 Legal Compliance The Broker/Consultant is responsible for full and complete compliance with all applicable laws, rules, regulations and licensing requirements imposed by any public authority having jurisdiction. 5.0 Proposer's Insurance The Broker/Consultant must provide and maintain in force at all times during the term of the services contemplated herein insurance for Workers' Compensation, Commercial General Liability, Automobile Liability, and Errors and Omissions Liability. Such policies shall be issued by companies authorized to do business in the State of Arkansas. Evidence of such coverage is to be submitted with contract approval. Minimum amount for Commercial General Liability and Errors and Omissions Liability is $2,000,000 aggregate. 6.0 Approval of Agent The City reserves the right to require the Broker/Consultant to replace the assigned agent with another agent of the same company if, in the opinion of the City staff, the agent is not rendering or is incapable of rendering the quality of service and cooperation required. 7.0 Auditable Records The Broker/Consultant shall maintain such accounts and records in connection with its performance of services for the City as may reasonably be required by the City. The Broker/Consultant shall, at any reasonable time during the term and for a period of one year following the completion of work under the contract, afford the City's agents and auditors reasonable facilities and access for examination and audit of its records pertaining to its performance and shall, upon request by the City, produce and exhibit all such records. 8.0 Changes in Contract Changes, modifications, or amendments in scope, price or fees to this contract shall not be allowed without a prior formal contract amendment approved by the Mayor and/or the City Council in advance of the change in scope, cost or fees. 9.0 Indemnification The Broker/Consultant, in performing its obligations under this contract, is acting independently and the City assumcs no responsibility of liability for the 3 • • Broker/Consultant's acts or omissions to third parties, and thc Broker/Consultant shall agree to indemnify and hold harmless, the City, its officers and employees against any and all claims, lawsuits, judgments, costs and expenses for which recovery of damages is sought, suffered by any person or persons, that may arise out of or be occasioned by the broker/consultant's breach of the terms or provisions of contract, or by any negligent act or omission of the broker/consultant, its officers, agents, employees, or invitee, in the performance of this contract; except that thc indemnity specified in this paragraph shall not apply to any liability resulting from the sole negligence of the City, its officers, or employees. In the event of joint and concurrent negligence of both the Broker/Consultant and the City, responsibility and indemnity, if any, shall be apportioned comparatively in accordance with the laws of the State of Arkansas, without, however, waiving any governmental immunity available to the City under Arkansas law and without waiving any defense of the parties under Arkansas law. This paragraph is solely for the benefit of the Broker/Consultant and the City and is not intended to create or grant any rights, contractual or otherwise, to any other person or entity. 10. Arkansas Freedom of Information Act City contracts and documents prepared while performing city contractual work are subject to the Arkansas Freedom of Information Act. If a Freedom of Information Act request is presented to the City of Fayetteville the Broker/Consultant will do everything possible to provide the documents in a prompt and timely manner as prescribed in the Arkansas Freedom of Information Act. (A.C.A. 25-19-101 et. Seq.) Only legally authorized photocopying cost pursuant to thc FOIA may be assessed for this compliance." This contract contains the entire agreement between Broker/Consultant and the City. It may be amended only by an agreement in writing signed by both parties. 4 • • IN WITNESS WHF,REOF, City and Broker/Consultant have executed this agreement, the effective date of which shall be ATTEST: By: Sondra Smith, City Clerk ATTEST: By: Administrative Manager s CITY OF FAYETTEVILLE By: Dan Coody, Mayor Broker/Consultant By: Title: • • • Proposal: Part I — Business Organization Hoffman -Henry Insurance "Earning Your trust with the insurance you need, the experience you want, the service you demand!" Hoffman -Henry Insurance is not only one of Arkansas' truly Independent Firms but we are also a leading provider of Insurance, Bonding, and Risk Services and have been for over 100 YEARS! With offices in Little Rock, Pine Bluff, Searcy, and FAYETTEVILLE Hoffman -Henry is poised to provide Big Brokerage Services in a local Home Town way. For more than 100 years, the Hoffman -Henry Team has been answering the insurance/risk needs of its clients with concern and professionally crafted coverage at competitive rates. Our Job is to meet your needs in today's environment of changing business, professional, and governmental requirements. Whether it's P&C, Professional, Employee Benefits, Financial Services, Bonds or Personal Insurance Hoffman -Henry has a professional team with the expertise and capabilities to handle your needs. "As your consultant, you buy our expertise, we buy your insurance!" Service is our Strength Service is our pledge to you. As a client of Hoffman -Henry you can expect us to: • Match you insurance requirements with value in the solutions we recommend • Provide attentive follow-up to your questions and service needs • Provide advice and counsel on changes that may affect your business or coverage • Provide aggressive negotiations, claims and customer service • Maintain strong relationships with carriers and market vendors • Most importantly "Be There When You Need Us" Services to be provided out of the Fayetteville and Little Rock offices. Employee Benefits Team: Jeff Jackson, CHC Tracy Collins, ACSR, EIS Mason Grashot, CPA CISR, Series 6 / 63 Amy Francis Karen Reib Tiffiney Dye Don Harris, Series 6 /63, CFP ongoing James Bass Principals Mason Grashot, CPA, CISR, Series 6 /63 Ron Adams, CISR Richard Henry, CISR Lead Consultant / Negotiator Lead Customer Service Actuarial Analysis Services Lead Marketing, Inside CSR CSR / Clerical CSR / Clerical Financial Services (as needed) Back Up Mktg / CSR • • Part II — Concept and Solution Hoffman -Henry feels with the past relationship between Jeff Jackson and the City of Fayetteville we have an extremely good understanding of the City's current benefit plans and contracts. As well we are very familiar with the City's technology capabilities thus providing us with an immediate understanding of how to establish communication resources. While we are convinced of the need for immediate conversations on benefit plan designs and current contracts we feel that this would have to be placed second on our pnonty list if awarded the contract. Our very first task out of the gait would be to communicate with BCBS (current health carrier) on its abilities and assurances to provide the necessary reporting and notification procedures for the new medicare part "D" requirements involving retiree benefit plans. With the medicare part "D" issue resolved we would then turn our attention to the evaluation of current plans / contracts and a thorough utilization analysis. This will require multiple meetings with Ark. BCBS and result in a reporting session with City officials. The sessions with City personnel will be to determine matters such as current satisfaction levels, financial positions, willingness to consider implementing new strategies such as HAS's and electronic enrollment strategies. Our emphasis will be on developing a renewal strategy that can be quantified in terms of success and one that incorporates the desires of City officials with regard to structure and economic factors. Hoffman -Henry will identify industry emerging benefit plan design strategies and alternative services that the City may incorporate to improve the overall offering the City has for its employees as well as position the City in a more favorable economic position. It will be our goal to come out of these sessions with a clear direction at which time we will begin design of the City's bid specs for the entire benefit package for the 2006 plan year. We will then work with City officials to determine what segment of the more than "30" health carriers and "70" carriers overall that we would seriously consider. If it is determined that we would desire to go to every single market it will not be a problem in that our technology resources allow us to handle this sort of task with ease. Through the process of elimination we will establish the contenders from the pretenders and greatly narrow the scope of carriers to consider. The short list selection will be based on several grade points such as; benefit design flexibility, long range economic factors, claims payment, customer service, provider selection technology resources, administrative resources, and of course price to name the major components. Hoffman -Henry will make presentations on a full and complete market evaluation and financial analysis to include immediate and long range impacts. This will take us through the marketing phase and into the negotiation stage of the renewal process. Once the short list is determined Hoffman -Henry will then bring the selected carriers to the table for interviews as needed. We will begin negotiating contract, • • benefit design, and pricing issues as necessary with selected canters with a target to obtain the most favorable benefit/economic outcome for the City. Hoffman -Henry will make recommendations based on the outcome of the negotiation stage, market trends, and our opinion of satisfying the City's needs and desires most effectively. Our recommendations will be based on concise market and financial analysis, relationship and experience with the recommended carriers. It will include but not be limited to benefit plan designs, carriers, financial arrangements, administrative procedures, and funding levels. Once selections are made for the 2006 plan year we will establish a plan for: 1. auditing of contracts and premium billings 2. open enrollment procedures (i.e. electronic enrollment and reporting) with established timelines and follow up procedures for clean up 3. eligibility and enrollment audits This would conclude the evaluation, marketing, negotiations, selection, and open enrollment phases of "Scope of Services". Hoffman -Henry understands and is committed, capable, and prepared to provide as a day to day service ongoing advisory services as needed. As well, we will provide through our electronic platform and face to face ongoing communication and education resources in areas such as but not limited to: a. legislative and compliance matters b. emerging industry and benefit plan design issues c. industry specific trends d. employee education & information materials Hoffman -Henry shall proved claims adjudication assistance as needed and act as liaison for the City with all carriers and vendors. These services will be headed by Tracy Collins (lead CSR) and will include personal as well as electronic format solution based procedures. Hoffman -Henry will continue to provide on a quarterly basis evaluations and presentations on utilization analysis and will assist in identifying and tracking emerging trends within the City's group plan performance Our strategy will be to include industry standard data with historically based frequency information within the group's utilization so that the City may actually have useful information for long range planning. We will also provide groups specific information in conjunction with industry data so that we can begin building norms studies for ongoing use in planning and design. Hoffman will repeat the earlier outlined evaluation, marketing, recommendations phases on an annual basis. We will provide market forecasts each year to establish benchmarking points as we move from one plan year to the next. • • Part III — Program Hoffman -Henry's Strategic Action Timetable is attached (see exhibit 2) and outlines a preliminary task timetable assuming that the bid is awarded by Aug 151, 2005. Our timeline is flexible and certainly could be amended after review with City officials. Our plan would be to meet with City personnel to determine strategic plan for upcoming renewal initially considering the time constraints involved. We would immediately put into place the renewal action plan based on the outcome of sessions with City officials. We'll move directly into marketing mode where we have relationships with over 70 carriers doing business in Arkansas and have NO restrictions from any carriers. At the same time begin implementing our client services model. Our client services model consists of: I. monthly on-site service calls 2. multiple communication protocols 3. implementation of our customer service personnel tree headed by Tracy Collins (lead CSR) with three assigned to the team 4. implementation of our electronic platform for communication, legislative & compliance, employee education materials Part IV — Account Team Personnel JeffJackson, HR & Employee benefits Division manager and lead consultant will take the leadership role with the City's account. Jeff will be lead consultant / negotiator / analyst and will direct the service team and accountable functions. Primary Duties: Names Jeff Jackson Mason Grashot Tracy Collins Amy Francis Don Harris Karen Reib Tiffany Dye Title/Duties Lead Consultant /Negotiator/ Analysis Financial & Actuarial Analysis Lead CSR — On-Site/email / phone / fax Lead marketing / Intemal CSR Financial Services CSR / Communications CSR / Clerical Over 70 years of experience. See Exhibit 4 attached — BIO on JeffJackson Reports To Principals Is a Principal JeffJackson JeffJackson JeffJackson Jeff Jackson JeffJackson • • Part V - Corporate Experience Experience & References: Shelia Sipes Human Resources Heifer Project Int'I. PO Box 727 Little Rock Ar. 72203 501-907-2652 Michele Bechhold, SPHR Director Human Resources City of' Fayetteville 113 W. Mountain Fayetteville, Ar. 72701 501-228-7111 Stephanie Smith Arkansas Easter Seals 3920 Woodland Little Rock, Ar. 72212 501-227-3662 Marion D. Wine, SPHR Director of Human resources United Cerebral Palsy 9720 N. Rodney Parham Rd Little Rock Ar. 72227 501-224-6076 Dan Watson VP Business Affairs Williams Baptist College PO Box 3248 Walnut Ridge Ar. 72476 870-889-3924 Other pertinent work experience: 1997-2003 lead consultant 1989 - 1992 BCBS 2000 - 2003 lead consultant 1998-2003 lead consultant 2001-2003 lead consultant 2001-2003 lead consultant SAU - Magnolia Ar - 1993-1997 HSU - Arkadelphia Ar - 1992-1995 Arkansas State Teachers Group - 1986 - 1997 Bowie County Tx - Texarkana Tx - 1994-1997 Garland County - Hot Spring Ar - 1992 - 1994 City of Eldorado - Eldorado Ar - 1993-1997 • Other references: David Stubbs Chief Council / Dir HR Services Latco Inc. PO Box 9 Lincoln Ar. 72744 479-824-3282 Greg Williams, CFO Nabholz Construction Co. PO Box 2090 Conway, Ar. 72033 501-327-7781 Dee Rodgers, CHC Reg. Sales Manager Arkansas BlueCross BlueShield 501-378-2000 Cameron Wedgeworth Reg. Sales Dir. United Health Care 415 N McKinley St. Suite 820 Little Rock Ar. 72205 501-660-1118 Val McDaniel President Key Benefits Group 9220 Maumelle Blvd Norht little Rock Ar. 72113 501-758-0289 Chuck Andolina Director of Sales Principal Financial Group 13737 Noel Rd, Suite 1210 Dallas Tx. 75240 800-442-1022 •