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HomeMy WebLinkAbout86-96 RESOLUTIONRESOLUTION NO. 8 6 - 9 6 A RESOLUTION AUTHORIZING A REVISED INVESTMEN 1' POLICY TO ALLOW PARTICIPATION IN THE ARKANSAS LOCAL GOVERNMENT CASH MANAGEMENT TRUST AS AN ADDITIONAL OPTION FOR THE INVESTMENT OF CITY MONIES. BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF FAYETTEVILLE, ARKANSAS: Section 1. That the City Council hereby approves a revised Investment Policy, No. ACCT -2, of the City of Fayetteville's Policy & Procedures, to allow participation in the Arkansas Local Government Cash Management Trust as an additional option for the investment of city monies. A copy of the revision is attached hereto marked Exhibit "A" and made a part hereof. PASSED AND APPROVED this 16th day of July , 1996. Traci Paul, City Clerk APPROVED: By: Aryi- Fred Hanna, Mayor • • CITY OF FAYETTEVILLE, ARKANSAS POLICY & PROCEDURE INVESTMENT POLICY Subject: Number: Eff. Date: Revision: Investments ACCT -2 July 2, 1996 Replaces ACCT -2 issued May 16, 1995 Resolution No: 86-96 ACCT -2.0 PURPOSE The purpose of this directive is to establish a policy and related procedures for investment of the City's idle cash (other than cash held by Investment Managers or Bond Trustees) in secured investments in order to protect principal, maintain adequate cash flow, and maximize interest earnings. ACCT -2.1 POLICY Investments will be made in compliance with applicable State laws and this policy. Investment decisions will be made with judgment and care, under circumstances then prevailing, which persons of prudence, discretion and intelligence exercise in the management of their own affairs, not for speculation, but for investment, considering the probable safety of their capital as well as the probable income to be derived. Investment of the funds of the City of Fayetteville shall be directed to the primary objective of safety of principal; the secondary objective shall be maintaining adequate cash flow; and the final objective shall be maximizing investment yield. ACCT - 2.2 AUTHORITY The Mayor and the Administrative Services Director and their designees are authorized to: Open and close accounts with financial institutions in the name of the City; make wire transfers of funds for the City; make deposits of funds for the City; execute collateral, depository and investment agreements for the City; and any other such actions needed to carry out their responsibilities for the depositing and investing of the City's funds as authorized by State Statutes and this policy. • T 5 • ACCT -2.3 RESPONSIBILITY Management of the investment of City funds under authority granted by State Statute and the City Council by this policy shall be the responsibility of the Mayor and the Administrative Services Director. The Mayor and the Administrative Services Director may delegate authority for investment transactions. The Mayor, the Administrative Services Director, and other individuals assigned to manage the investment portfolio, acting within the intent and scope of this Investment Policy, shall be relieved of personal responsibility for an individual security's credit risk or market risk. Officers and employees involved in the investment process shall refrain from personal business activities that conflict with proper execution of the investment program or impair their ability to make impartial investment decisions. ACCT -2.4 PROCEDURES Frequency: On a weekly basis, or more often if necessary, a review of available cash and maturing investments will be made by the Accounting Manager or his/her designee to determine the amount of funds available for investment and the maturity dates required to maintain an adequate cash flow. These decisions will be approved by the Administrative Services Director. Investment Type: Investments must be limited to direct obligations of the United States of America and obligations, the principal and interest of which are fully guaranteed by the United States of America, as allowed by the Arkansas Code Annotated, Certificates of Deposit, and or a trust for the 'oint investment of authorized by the Local Government Joint Investment Trust Act, Ark. Code Annotated §§ 19-8-301 et seq., which has been approved by the City Council ("Trust"). The Administrative Services Director may further limit Government Securities to U. S. Treasury Bonds or U. 5. Treasury Bills. If bids are received for Government Securities other than bonds or bills, they will be considered on an individual basis and may be rejected by the Administrative Services Director. The bidding may also be limited to only Certificates of Deposit or only Government Securities for any particular amount and/or maturity date or dates. Moneys may be placed in the Trust without rnmpetitive bids, Any Arkansas state legislative action that provides for additional investment vehicles or further restricts investment vehicles will be incorporated into the City's investment policy and will supersede any previous language. Collateralization: Collateralization is required for investments other than investments in U. S. Government Securities or the Trust. To reduce market risk, the collateralization level will be 105% of the market value of the certificate of deposit and accrued interest. A collateral agreement between the City and the financial institution will be executed prior to the purchase or • • delivery of the certificate of deposit. Allowed Institutions: Investments, except investments in the Trust, will be purchased only from financial institutions which are authorized to do business in the State of Arkansas and which have offices located within the corporate city limits of the City of Fayetteville or directly from the U. S. Treasury through the Federal Reserve Bank. The City may require that institutions be members of the Security Investors Protection Corporation and be a National Association of Securities Dealers member firm to bid on Government Securities. Certificates of Deposit will be purchased only from banks with which the City has depository and collateral agreements. Government Securities will be purchased only through financial institutions with which the City has depository and/or investment agreements which include acceptable investor's insurance and safekeeping procedures or through the Federal Reserve Bank directly from the U. S. Treasury. The City may require that safekeeping procedures include third party custodial agreements. Method: Verbal quotes for interest earnings on approximate investment amounts and maturity dates are requested from participating financial institutions. A bid sheet is prepared for each investment documenting the purchase date, type of investment, investment amount, maturity , and interest earnings bid by each participating financial institution. (A sample of the bid sheet is attached to this Policy as Exhibit A.) These bids are reviewed by the Accounting Manager or his/her designee. Bids are accepted, based on the highest effective yield. The effective yield calculation will include the amount, frequency of payment and reinvestment of interest to maturity. The reinvested interest calculation will assume a rate of interest equal to the interest rate of the security. If the bid process results in a tie bid, the Administrative Services Director may award the bid on any reasonable basis. The completed bid sheets are signed by the Administrative Services Director and copies are distributed to the City Clerk, and to each participating financial institution which submitted a bid on that investment. fhe_Administrative Services Director may direct that moneys be placed in the Trust as an alternative to the bid process. Moneys from individual funds of the City may be pooled for investment purposes and interest earnings prorated to the individual funds on the basis of amounts invested by each fund. Cashing of matured investments and purchases of new investments will be accomplished by wire transfer through an investment • D IIBIT A • CITY OF FAYETTEVILLE BIO QUOTATIONS • t Purchase Date Investment Offered Maturity Date Requested Number of Days SETTLEMENT DATE MATURITY DATE DISCOUNT OR COUPON RATE YIELD DAYS BID BOATMEN'S MCILROY BANK OF FAYE CITIZENS D8 CALCULATED YIELD FACE VALUE BOOK VALUE HANDLING FEE T—BILL INTEREST EARNINGS T- NOTE/OTHER BIOS FACE VALUE BOOK VALUE HANDLING FEE T— NOTE INTEREST EARNINGS CALCULATED YIELD DISCOUNTI(PREMIUM) PURCHASE INTEREST CO BID CD INTEREST EARNINGS INTEREST ON INTEREST BASIS No Bid CD EFFECTIVE YIELD T—BILL EFFECTIVE YIELD T— NOTE/OTHER EFFECTIVE YIELD INVESTMENT NUMBER LOGGED ON COMPUTER BY LOGGED OFF COMPUTER BY ADMINISTRATIVE SERVICES DIRECTOR OR DESIGNEE CITY OF FAYETTEVILLE BID QUOTATIONS I1 Purchase Date Investment Offered Maturity Date Requested Number of Days SETTLEMENT DATE MATURITY DATE DISCOUNT OR COUPON RATE YIELD DAYS BID • DaiiiKur A. 0. EDWARDS DEAN WITTER • Pape 2 oft LLAMA CO. MERRILL LYNCH If -BILL BIDS CALCULATED YIELD FACE VALUE BOOK VALUE HANDLING FEE T- BILL INTEREST EARNINGS 'Y-NOTU TITER BIDS FACE VALUE BOOK VALUE HANDLING FEE T -NOTE INTEREST EARNINGS CALCULATED YIELD DISCOUNT/(PREMIUM) PURCHASE INTEREST CD BID CD INTEREST EARNINGS INTEREST ON INTEREST BASIS CD EFFECTIVE YIELD T -BILL EFFECTIVE YIELD T-NOTE/OTHER EFFECTIVE YIELD INVESTMENT NUMBER LOGGED ON COMPUTER BY LOGGED OFF COMPUTER BY ADMINISTRATIVE SERVICES DIRECTOR OR DESIGNEE