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HomeMy WebLinkAbout137-90 RESOLUTIONRESOLUTION NO. • • 137-90 A RESOLUTION AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE A DEED CONVEYING HALF INTEREST OF THE BANKS PROPERTY TO THE UNIVERSITY OF ARKANSAS. WHEREAS, on September 16, 1986, the City of Fayetteville, by its mayor, Paul Noland, signed an Interlocal Cooperation Agreement with the Board of Trustees of the University of Arkansas for the purpose of jointly constructing, owning and operating a Center for the Arts in Fayetteville; and WHEREAS, "the Center University as the Interlocal Cooperations Agreement provided that for the- Arts shall.. be owned by the City and the tenants;°in common;" and r • WHEREAS, the City and the University were able to acquire much of the property .for,the Walton Arts 'Centerlby negotiation with the property owners, but it was necessary to condemn certain parcels; and WHEREAS, jthe City has acquired •the propertyyknown as the Banks property by eminent domain, and now desires to ,sell an undivided one-half interest in the property to the University in order to fulfill the terms of thea Interlocal Cooperation Agreement; NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE CITY OF FAYETTEVILLE, ARKANSAS: Section 1. That the Mayor and.. City Clerk are hereby authorized and directed to execute a' deed conveying a half interest in the property commonly known as the Banks property to the Board of Trustees of the University of Arkansas. A copy of the deed authorized for execution hereby is attached hereto marked Exhibit "A" and made a part hereof. PASSED AND APPROVED this 4th day of septPmher , 1990. APPROVED: By : GZ"2/� Mayor • r 1) 0 - WARRANTY DEED BE IT KNOWN BY THESE PRESENTS: That the City of... Fayetteville,j Arkansas, a Municipal Corporation, GRANTOR, by=its'-Mayor William V. Martin, duly authorized so to act by proper resolution of its Board of Directors, for and in consideration of :the sum of One Dollar ($1.00) and other good ..and valuable consideration, paid by the City of Fayetteville, Arkansas a municipal corporation and the Board of Trustees of the -University of Arkansas, GRANTEES, the receipt of which is hereby .acknowledged, does hereby grant, bargain, sell and convey .unto the saidhGrantees, and unto their successors and assignsmforever, the: following described land, situated in Washington County, State of Arkansas, to -wit: `!LED FOR RECORD 90 OCT 4 Aft 11 24 WASHLIw;UN Cu Aft 4. KDLLMEYER Lots Numbered Eleven (11) and Fourteen (14) and a part of Lots Numbered Fifteen (15)4 Sixteen (16) and Seventeen (17), all in Block Numbered Six (6), in the Original Plat of the Town (now City) of Fayetteville, Arkansas on file in the office of the Circuit Clerk and Ex -Officio Recorder for Washington County, Arkansas, and being more particularly described, a..4' follows: Beginning at a point which is forty-three (43) feet North of the South West corner of Block Six '(6), which point is on the East line of West Street thence East one hundred fifty-seven (157) feet or to the;West line of an alley; thence North two hundred thirty-seven (237) feet, more or' less to the North East corner of said Lot Eleven (11); thence West with the North line of Lot Eleven (11) one hundred fifty-seven (157) feetior to the North West corner of said Lot a:Eleven (11); thence South with the East line of West Street two hundred thirty-seven (237) feet, more or less to the point of $beginning. Also, a strip of equal width off of the South end of Lots Numbered Fifteen (15), Sixteen (16) and Seventeen (17) in Block Numbered Six (6) in the[Original Plat of the Town (now City) of Fayetteville, Arkansas so as to include .a certainbrick building located thereon and being more particularly described Tas: Beginning at a point three (3) feet North of theSouth West corner of said Block Six, and on the East Tine of West Street. as now located, and running,. thence ;East one hundred fifty- seven (157) feet to a ten (10)V foot alley, thence North forty (40) feet or to the center!.of the North Wall of said brick building;"thence West one hundred fifty-seven (157) feet or to the East line of West Street as same is now located; thence South forty ('40) feet, more or less • to the place of beginning. t TO HAVE AND TO HOLD the same unto the said Grantees and unto their successors and assigns'forever, with all tenements, appsrtenarces, and hereditament thereunto belonging. Grantor hereby covenants' with the Grantees that it will warrant and defend the title to, said lands against all claims whatsoever. IN WITNESS WHEREOF,` `the name' of the Grantor is hereunto affixed by its Mayor, William V.' Martin,aand its seal affixed by its City Clerk, Sherry L'. Thomas, thist/iPX7 day of 1990. t • 1, CITY OF FAYETTEVILLE, ARKANSAS A Municipal Corporation • By: William V. Mart4i, Mayor ua(a 1387f'46E 832 WITNESS: By: n ate/ "Sherry .Thoihas, City Clerk ACKNOWLEDGEMENT 4 • • STATE OF ARKANSAS ) )ss: COUNTY OF WASHINGTON) BE IT REMEMBERED, That on this day came before the undersigned, a Notary Public within and for the County and State aforesaid, duly commissioned and acting, William V. Martin, and Sherry L. Thomas, to me well known who stated that they were the, Mayor and City Clerk of the City of Fayetteville Aaapsas, and authorized by lawful resolution of the Board of Truatces of the City of Fayetteville to execute this deed and acknowledged that they had executed the same for the consideration and purposes therein mentioned and set forth. WITNESS my hand and seal as such'Notary Public this /o2 TN day of Seth niLeit% , 1.990. 4...u.n4.•e AOVALIDFICeN ratribittej dOTAA•� : ' +'Notary Publ 6 to My Commission Ex¢, • /NQTON co;),* So?OQO /net •••.......••• la 2 yov2 _b yod tn-rtie `S pmtft/ EIBER 1387pAGE833 • • • �lU;.i.•:�Yk "-- • .._. • UNIVERSITY OF ARKANSAS FAYETTEVILLE, ARKANSAS THIS CHECK MUST BE ENDORSED BY PAYEE B829B 491356 ONE HUNDRED THIRTY-TWO THOUSAND ONE HUNDRED THIRTY-SIX DOLLARS AND FIVE CENTS PAY TO THE ORDER OF CITY OF FAYETTEVILLE DATE CHECK AMOUNT 09-25-90 ***132,136.05 1 FIRST NATIONAL BANK. FAYETTEVILLE. AR '•491356116 I:08290089BI: 9028250811• UNIVERSITY OF'ARKANSAS CONTROLLERS OFFICE FAYETTEVILLE ARKANSAS DATE INVOICE OR CREDITS , DESCRIPTION MEMO NUMBER • Y REFERENCE NO THE ATTACHED CHECK IS IN PAYMENT FOR ITEMS DESCRIBED ABOVE TOTAL \r VOID ONE YEAR FROM DATE OF 16SUE/ GROSS DATE r 1 1- AMOUNTS V• DISCOUNTS CHECK NO. NET FAYETTEVILLE THE CITY OF FAYETTEVILLE, ARKANSAS DEPARTMENTAL CORRESPONDENCE TO: Sherry Thomas, City Clerk FROM: Bert Rakes, Land Agent DATE: November 8, 1990 SUBJECT: City/UofA Purchase Banks Property Walton Arts Center /3 7- rD Attached you will find for your safekeeping: 1. Title Insurance Policy No. 014-417051 for the amount of $260,000.00. 2. Warranty Deed as recorded in Book 1387, Page 832 granting ownership to the City and University of Arkansas. 3. Resolution No. 137-90 by the City Board of Directors authorizing the transaction. 4. A Closing Statement as prepared by Jerry Rose, City Attorney, dated September 13, 1990. 5. A copy of Check No. 491356 from the University of Arkansas proving payment to the City of Fayetteville. Please call if you have comments or questions. BR/mab Attachments cc: Jerry Rose, City Attorney WARRANTY DEED BE IT KNOWN BY THESE PRESENTS: FILED Fep RECORD ?DU" 4 AIS 11 24 WAS!!!NI i . t Gu ^R A. KOLLb!EYFH That the City of Fayetteville, Arkansas, a Municipal Corporation, GRANTOR, by its Mayor, William V. Martin, duly authorized so to act by proper resolution of its Board of Directors, for and in consideration of the sum of One Dollar ($1.00) and other good and valuable consideration, paid by the City of Fayetteville, Arkansas a municipal corporation and the Board of Trustees of the University of Arkansas, GRANTEES, the receipt of which is hereby acknowledged, does hereby grant, bargain, sell and convey unto the said Grantees, and unto their successors and assigns forever, the following described land, situated in Washington County, State of Arkansas, to -wit: Lots Numbered Eleven (11) and Fourteen (14) and a part of Lots Numbered Fifteen (15), Sixteen (16) and Seventeen (17), all in Block Numbered Six (6), in the Original Plat of the Town (now City) of Fayetteville, Arkansas on file in the office of the Circuit Clerk and Ex -Officio 'Recorder for Washington County, Arkansas, and being more particularly described as follows: Beginning at a point which is forty-three (43) feet North of the South West corner of Block Six (6), which point is on the East line of West Street thence East one hundred fifty-seven (157) feet or to the West line of an alley; thence North two hundred thirty-seven (237) feet, more or less to the North East corner of said Lot Eleven (11); thence West with the North line of Lot Eleven (11) une hundred fifty-seven (157) feet or to the North West corner of said Lot 'Eleven (11); thence South with the East line of West Street two hundred thirty-seven (237) feet, more or less to the point of beginning. Also, a strip of equal width off of the South end of Lots Numbered Fifteen (15), Sixteen (16) and Seventeen (17) in Block Numbered Six (6) in the Original Plat of the Town (now City) of Fayetteville, Arkansas so as to include a certain brick building located thereon and being more particularly described as: Beginning at a point three (3) feet North of the South West corner of said Block Six, and on the East line of West Street. as now located, and running, thence East one hundred fifty- seven (157) feet to a ten (10) foot alley, thence North forty (40) feet or to the center of the North Wall of said brick building.; thence West one hundred fifty-seven (157) feet or to the East line of West Street as same is now located; thence South forty (40) feet, more or less to the place of beginning. TO HAVE AND TO HOLD the same unto the said Grantees and unto their successors and assigns forever, with all tenements, appurtenances, and hereditament thereunto belonging. Grantor hereby covenants with the Grantees that it will warrant and defend the title to said lands against all claims whatsoever. IN WITNESS WHEREOF, the name of the Grantor is hereunto affixed by its Mayor, William V. Martin, and its seal affixed by its City Clerk, Sherry L. Thomas, this /7'/C day of wl.. 1990. 1 • CITY OF FAYETTEVILLE, ARKANSAS A Municipal Corporation / By: • William V. Martzh, Mayor finer, 1 Q1+21....... 000 • .Thorhas, City Clerk ACKNOWLEDGEMENT STATE OF ARKANSAS ) )ss: COUNTY OF WASHINGTON) BE IT REMEMBERED, That on this day came before the undersigned, a Notary Public within and for the County and State aforesaid, duly commissioned and acting, William V. Martin, and Sherry L. Thomas, to me well known who stated that they were the Mayor and City Clerk of the City of Fayetteville A;Jwpsas, and authorized by lawful resolution of the Board of Trustees of the City of Fayetteville to execute this deed and acknowledged that they had executed the same for the consideration and purposes therein mentioned and set forth. StITNESS my hand and seal as such 'Notary Public this /a TH day of ioliA,.aLtAl ,m[990.. ••L e 0 My Commission Exr•jr !Q' '••pekt,d_ 02000.'NQ•TON•C° t 1.14,94.110 Notary Publ • LIB(n 1387pA6E833 RESOLUTION NO. 137-90 A RESOLUTION AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE A DEED CONVEYING HALF INTEREST OF THE BANKS PROPERTY TO THE UNIVERSITY OF ARKANSAS. WHEREAS, on September 16, 1986, the City of Fayetteville, by its mayor, Paul Noland, signed an Interlocal Cooperation Agreement with the Board of Trustees of the University of Arkansas for the purpose of jointly constructing, owning and operating a Center for the Arts in Fayetteville; and WHEREAS, "the Center University as the Interlocal Cooperation Agreement provided that for the Arts shall be owned by the City and the tenants in common;" and WHEREAS, the City and the University were able to acquire much of the property for the Walton Arts Center by negotiation with the property owners, but it was necessary to condemn certain parcels; and WHEREAS, the City has acquired the property known as the Banks property by eminent domain, and now desires to sell an undivided one-half interest in the property to the University in order to fulfill the terms of the Interlocal Cooperation Agreement; NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE CITY OF FAYETTEVILLE, ARKANSAS: Section 1. That the Mayor and City Clerk are hereby authorized and directed to execute a deed conveying a half interest in the property commonly known as the Banks property to the Board of Trustees of the University of Arkansas. A copy of the deed authorized for execution hereby is attached hereto marked Exhibit "A" and made a part hereof. PASSED AND APPROVED this qth day of Reptamher ATTEST: By City Cthrk APPROVED: By: 6/cam Mayor , 1990. 4r.;. FAYETTE` I LLE THE CRY OF FAYETTEVILLE, ARKANSAS .TERRY E. ROSE. CITY ATTORNEY TO: FROM: DATE: RE: Ginger Crisp, General Counsel University of Arkansas Jerry Rose, City Attorney September 13, 1990 City/U of A Purchase of the Banks Property Walton Arts Center I am advised that the following should constitute the amount of the Board of Trustees of the University of Arkansas purchase of one-half (z) interest in the Banks Property. I assume this may be used as a "closing statement" sufficient for our purposes. Description Condemnation Title report Just compensation Settlement • '88 deliquent tax Title insurance Sub Total Date 3/3/88 3/17/88 11/21/88 5/11/89 5/22/90 1989 taxes due 10/10/90 Less Banks payment on delinquent taxes TOTAL JER/cbp 119 WEST MOUNTAIN 72701 501.5754313 Total $ 45 100 218,000 42,000 2,241 670 . 25 . 00 . 00 . 00 . 65 . 00 263,956 . 90 1,915.20 <700.00> 265,172.10 City $ 22. 50. 109,000. 21,000. 1,120. 335. 62 $ 00 00 00 83 00 131,528.45 957.60 <350.00> U of A 22.63 50.00 109,000.00 21,000.00 1,120.82 335.00 131,528.45 957.60 <350.00> • 132,136.05 132,136.05 •.� • UNIVERSITY OF ARKANSAS FAYETTEVILLE, ARKANSAS THIS CHECK MUST BE ENDORSED BY PAYEE 88299 491356 ONE HUNDRED THIRTY-TWO THOUSAND ONE HUNDRED THIRTY-SIX DOLLARS AND FIVE CENTS PAY TO THE ORDER OF DATE CHECK AMOUNT CITY OF FAYETTEVILLE 09-25-90 ***132,136.05 VOIDEYEAAPOM DATE OF 16SUE/ FIRST NATIONAL BANK, FAYETTEVILLE, AR 11.49L356" 1:0829008981: 90 28 2508" UNIVERSITY OF ARKANSAS CONTROLLERS OFFICE FAYETTEVILLE ARKANSAS (..--Y INVOICE OR CREDIT DATE MEMO NUMBER 1 TYPE DESCRIPTION ` REFERENCE NO. + GROSS • THE ATTACHED CHECK IS IN PAYMENT FOR ITEMS DESCRIBED ABOVE TOTAL / DATE 1 / CHECK ND. Th.. AMOUNTS V. DISCOUNTS NET ALTA Ov ne"r's Policy (10.21-87) ._ Policy of Title .Insurance IsudBy TRW Title Insurance Company 0 14- 417051 SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B AND THE CONDITIONS AND STIPULATIONS, TRW TITLE INSURANCE COMPANY, a Kansas corporation, herein called the Company, insures, as of Date of Policy shown in Schedule A, against loss or damage, not exceeding the Amount of Insurance stated in Schedule A, sustained or incurred by the insured by reason of: 1. Title to the estate: or interest described in Schedule A being vested other than as stated therein; 2. Any defect in or lien or encumbrance on the title; 3. Unmarketability of the title; 4. Lack of a right of access to and from the land. The Company will also pay the costs, attorneys' fees and expenses incurred in defense of the title, as insured, but only to the extent provided in the Conditions and Stipulations. 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Aed lou !um Auedwoo ay; pue Ao!!od s!y; )o a6eJOnoa ay; wolf pepnpxa Alssaidza ale slaliew 6u!Mopo; ell 3DVS3AO0 woad SNOISf10X3 OWNER'S POLICY Issued through the Office of: GREER ABSTRACT COMPANY 70 NORTH COLLEGE, SUITE 1 FAYETTEVILLE, ARKANSAS 72701 SCHEDULE A File Number. 900342 Policy Number 014417051 Amount of Policy: $260,000.00 Effective Date: October 4, 1990 at 11:25A.M. 1. Name of Insured: The Qty of Fayetteville, A Municipal Corporation and The Board of Trustees of the University of Arkansas 2. The estate or interest in the land described herein and which is covered by this policy is FEE SIMPLE. 3. The estate or interest referred to herein is at Date of Policy vested in the insured. 4. The property herein described is encumbered by the following mortgage or trust deed, and assignments: NONE 5. The land referred to in this policy is located in the County of WASHINGTON, State of ARKANSAS and described as follows: SEE EXHIBIT A Countersigned: By: TRW TITLE INSURANCE COMPANY This policy valid only if Schedule 13 is attached ** EXHIBIT A** Lots Numbered Eleven (11) and Fourteen (14) and a part of Lots Numbered Fifteen (15), Sixteen (16) and Seventeen (17), all in Block Numbered Six (6), in the Original Plat of the Town (now City) of Fayetteville, Arkansas, on file in the office of the Circuit Clerk and Ex -Officio Recorder for Washington County, Arkansas, and being more particularly described as follows: Beginning at a pont which is forty-three (43) feet North of the South West corner of . Block Six (6), which point is on the East line of West Street thence East one hundred fifty-seven (157) feet or to the West line of an alley; thence North two hundred thirty-seven (237) feet, more or less to the North East corner of said Lot Eleven (11); thence West with the North line of Lot Eleven (11) one hundred fifty-seven (157) feet or to the North West corner of said Lot Eleven (11); thence South with the East line of West Street two hundred thirty-seven (237) feet, more or less to the point of beginning. ALSO, A strip of equal width off of the South end of Lots Numbered Fifteen (15), Sixteen (16) and Seventeen (17) in Block Numbered Six (6) in the Original Plat of the Town (Now City) of Fayetteville, Arkansas so as to include a certain brick building located thereon and being more particularly described as: Beginning at a point three (3) feet North of the South West corner of said Block Six, and on the East line of West Street, as now located, and running, thence East one hundred fifty-seven (157) feet to a ten (10) foot alley, 'thence North forty (40) feet or to the center of the North Wall of said brick building thence West one hundred fifty-seven (157) feet or to the East line of West Street as same is now located; thence South forty (40) feet, more or less to the place of beginning. OWNER'S POLICY SCHEDULE B Policy Number 014417051 This policy does not insure against loss or damage by reason of the following exceptions: General Exceptions 1. Rights or claims of parties in possession not shown by the public records. 2. Easements, or claims of easements, not show by the public records. 3. Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey or inspection of the premises. 4. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by the public records. Special Exceptions: The mortgage, if any, referred to in Item 4 of Schedule A. 5. General and special taxes for the year 1990 and subsequent years, which are not yet due and payable. 6. Special taxes and/or assessments naw levied, but payable in future installments, to -wit NONE. 7. Rights or claims of parties in possession and easements or claims of easements, boundary line disputes, overlaps, encroachments, not shown of record and any other matters not shown of record which would be disclosed by an accurate survey and inspection of the premises Said curvev or inspection must be performed within a six (6) month period prior to the date of the commitment to insure. & Reservations, restrictions, easements, dedications and set back lines as are shown on plat of said Addition or Subdivision filed for record in Plat Book 4 at Page 2. 9. All rights and claims of co -tenants, their heirs, successors or assigns, in and to the insured premises, owelty, and all other claims by co -tenants. 10. Loss arising from encumbrances filed under the Uniform Commercial Code. 11. Loss arising from oil, gas and/or other minerals, conveyed, retained, leased, assigned or any other activity concerning the sub -surface rights or ownership; including but not limited to the right of ingress and egress for said sub -surface purposes. TRW TITLE INSURANCE COMPANY This policy valid only if Schedule A is attached 1 defense of any action or proceeding, the insured shall secure tothe Companythe right to so prosecute or provide defense in the action or proceeding, and.. all appeals therein, and permit the Company to use, at its option, the name of the insured for this purpose. Whenever requested bytheCompany, the insured, at the Company's expense, shall give the Company all reas_ onable aid (i) in any action or proceeding, secur- ing evidence, obtaining witnesses. prosecuting or defending the action or proceeding, or effecting set- tlement. and (ii) in any other lawful act which in the opinion of the Company may be necessary or desir- able to establish the title to the estate or interest as nsured. If the C ompany is prejudiced by the failure of the insured to furnish the required cooperation, the Companys obligations to the insured under. the policy) shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with regard to the matter or matters requir- ing sudh cooperation. I 5. PROOF OF LOSS OR DAMAGE. In addition to and after the notices required under Section 3 of these Conditions and Stipulations have been provided the Company, a proof of loss or damage signed and sworn to by the insured claimant shall be furnished to the Company within 90 days after the insured claimant shall ascertain the facts giving rise o the loss or damage. The proof of loss or damage shall describe the defect in, or lien or encumbrance on the:title, or other matter insured against by this policywhich constitutes the basis of loss or damage and -shall state, to:the extent possible, the basis of calculating the.amount of the loss or damage'If the Company Is prejudiced by the,fai lu re of the insured claimant to provide the required proof of loss or damage, the Companys obligations to the insured under Lthe policy shall terminate, including any liability or obligation to defend, prosecute, or con- tinue any litigation, with regard to the matter or mat- ters requiring such proof of loss or damage. In addition, the insured claimant may reasonably be required to submit to examination under oath by any authorized representative of the Company and shall produce for examination, inspection and copy ing, at such reasonable times and places as may be designated by any authorized representative of the Company, all records, books, ledgers, checks, cor- respondence and memoranda, 'whether bearing a date•belore•or after Date of Policy, which reasonably pertairi tothetoss ordamage. Further, if requested by any authorized representative of the Company, the insured claimant shall grant its permission, in writing, for an4authorized representative of the Company to examine,' inspect and copy all records, books, ledgers, checks, correspondence and memoranda in the custody or control of a third party, which reasonably pertain to the loss ordamage. All informa- tion designated as confidential by the insured claimant provided to the Company pursuant to this Section shall not be disclosed to others unless, in the reasonable I udgment of the Company, it is necessary in the administration of the claim. Failure of the insured claimant to submit for examination under oath, produce other reasonably requested informa- tion o grant permission to secure reasonably necessary information from third parties as required in this paragraph, unless prohibited by law or govern- mental regulation, shall terminate any liability of the Company under this policy as tq that claim. 8. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; TERMINATION OF LIABILITY. In case of a claim under this policy, the Company shall have the following additional options: • (a) To Pay or Tender Payment of the Amount of Insurance. To pay or tender payment of the amount of insurance under this policy together with any costs, attorneys' fees and expenses incurred by the insured. claimant, which were authorized by the Company, up to the time of payment or tender of payment and which he Company is obligated to pay. • Upon the exercise b'y the Company of thispption; all liability and obligations to the insured under this policy, other than to make the payment required, shall terminate, including any liability or obligation to I .I CONDITIONS AND STIPULATIONS (continued from inside front cover) defend, prosecute, or continue any litigation, and the policy shall be surrendered to the Company for cancellation. (b) To Pay or Otherwise. Settle, With Parties Other than the Insured or With the Insured Claimant (i) to pay or otherwise settle with other parties for or in the name of an insured claimant any claim insured against under this policy, together with any costs, attorneys' fees and expenses incurred by the insured claimant which were authorized by the Company up to the time of payment and which the Company is obligated to pay, or (ii) to pay or otherwise settle with the insured claimant the loss ordamage provided for under this policy, together with any costs, attorneys' fees and expenses incurred by the insured claimant which were authorized by the Company up•to the time of payment and which the Company is obligated to pay. Upon the exercise by the Company of either of the options provided for in paragraphs (b)(i) or (ii), the Companys obligations to the 'nsured under this policy for the claimed loss ordamage, other than the payments required to be made, shall terminate, including any liability or obligation to defend, pro- secute or continue any litigation. • 7. DETERMINATION, EXTENT OF LIABILITY AND COINSURANCE. This policy is a contract of indemnity against actual monetary loss or damage sustained or incurred by the insured claimant who has suffered loss or damage by reason of matters insured against by this policy and only to the extent herein described. (a) The Liability of the Company under this policy shall not exceed the least of: (i) the Amount of Insurance stated in Schedule A; or, (ii) the difference between the value of the insured estate or interest as insured and the value of the insured estate or interest subject to the defect, lien or encumbrance insured against by this policy. (b) In the event the Amount of Insurance stated in Schedule A at the Date of Policy is less than80 per- cent of the value of the insured estate or interest or the full consideration paid for the land, whichever is leas, or if subsequent to the Date of Policy an improve- ment is erected on the land which increases the value of the insured estate or interest by at least 20 percent over the Amount of Insurance stated in Schedule A, then this Policy is subject to the following: • (1) where no subsequent improvement has been made, as to any partial loss, the Company shall only pay the loss pro rata in the proportion that the amount of insurance at Date of Policy bears to the total value of the insured estate or interest at Date of Policy, or (ii) where a subsequent improvement has been made, as to any partial loss, the Company shall only pay the I ss pro rata in the proportion that 120 percent of the Amount of Insurance stated in Schedule A bears to the.•sum of the Amount of Insurance stated in Schedule A and • the amount expended for the improvement. The provisions of this paragraph shall not apply to costs, attorneys' fees and expenses for which the Company is liable. under this policy, and shall only apply to that portion of any loss which exceeds, in the aggregate, .10 percent of the Amount of Insurance stated in Schedule A. (c) The Company will pay only those costs, attorneys' fees and expenses incurred in accor- dance with Section 4 of these Conditions and Stipulations. 8. APPORTIONMENT. If the land described in Schedule (ANC) consists of two or more parcels which are not used as a single site, and a loss is established affecting one or more of the parcels but not all, the loss shall be computed and settled on :a pro rata basis as if the amount of Ir'; insolence under this policy was divided pro rata as to the value on Date of Policy of each separate parcel to the whole, exclusive of any improvements made sub- sequent to Date of Policy, unless a liability or value has otherwise been agreed upon as to each parcel by the Company and the insured at the time of the issuance of this policy and shown by an express statement or by an endorsement attached to this policy. 9. LIMITATION OF LIABILITY. (a) If the Company establishes .the title, or removes the alleged defect, lien or encumbrance, or cures the lack of a right of access to or rom the land, or cures the claim of unmarketability of title, all as insured, in a reasonably diligent manner by any method, including litigation and the completion of any appeals therefrom, it shall have fully performed its obligations with respect to that matter and shall not be liable for any loss or damage caused thereby. (b) In the event of any litigation, including litiga- tion by the Company or with the Companys consent, the Company shall have no liability for loss or damage until there has been a final determination by a court of competent jurisdiction, and disposition of all appeals theref rom, adverse to the title as insured. (c) The Company shall not be liable for loss or damage to any insured for liability voluntarily assumed by the insured in settling any claim or suit without the prior written consent of the Company. 10. REDUCTION OF INSURANCE; REDUCTION OR TERMINATION OF LIABILITY. All payments under this policy, except payments made for costs, attorneys' fees and expenses, shall reduce the amount of the insurance pro tanto. 11. LIABILITY NONCUMULATIVE. It is expressly understood that the amount of insurance under this policy shall be reduced by any amount the Company may pay under any policy insuring a mortgage hereafter executed by the insured or assumed or agreed to by the insured and which is a charge or lien on the estate or interest des- cribed or referred to in Schedule A. and the amount so paid shall be deemed a payment under this policy, to the insured owner. 12. PAYMENT OF LOSS. • (a) No payment shall be made without produc- ing this policy for endorsement of the payment un- less the policy has been lost or destroyed, in which case proof of loss or destruction shall befurnished to the satisfaction of the Company. (b) When liability and the extent of loss or damage has been definitely fixed in accordance with these Conditions and Stipulations, the loss or damage shall be payable within 30 days thereafter. 13. SUBROGATION UPON PAYMENT OR SETTLEMENT. (a) The Company's Right of Subrogation. Whenever the Company shall have settled and paid a claim under this policy, all right of subrogation shall vest in the Company unaffected by any act of the insured claimant. The Company shall be subrogated to and be en- titled to all rights and remedies which the insured claimant would have had against any person or prop- erty in respect to the claim had this policy not been issued.•1f requested by the Company, the insured claimant shall transfer to the Company all rights and remedies against any person or property necessary in order to perfect this right of subrogation. The insured claimant shall permit the Company to sue, compromise or settle in the name of the insured claimant and to use the name of the insuredclaimant in any transaction or litigation involving these rights or remedies. • If,a payment on account of a claim does not fully cover the loss of the insured claimant, the Company shall be subrogated to these rights and remedies in the proportion which the Company's payment bears to the whole amount of the loss. If I ss should result from any act of the insured claimant as staled above, that act shall not void this policy, but the Company, in that event, shall be required to pay only that part of any losses insured against by this policy which shall exceed the amount, (continued on back) • y if any, lost to the Company by reason of the impair- ment by the insured claiinant of the Company's right of subrogation. (b) The Company's Rights Against Non- insured Obligors. The Companys right of subrogation against non-insured obligors shall exist and shall include, without limitation, the rights of the insured to indem- nities, guaranties, other policies 01 insurance or bonds, notwithstanding any terms or conditions con- tained in those instruments which provide for sub- rogation rights by reason of This policy. 14. ARBITRATION Unless prohibited by applicable law, either the Company or the insured may demand arbitration pur- suant to the Title Insurance Arbitration Rules of the American Arbitration Association. Arbitrable matters may include, but are not limited to, anycontroversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. All arbitrable matters when the Amount of Insurance is 81.000D00 or less shall be arbitrated at the option of either the Company or the insured. All arbitrable mat- ters when the Amount of Insurance is in excess of 51,000,000 shall be arbitrated only when agreed to by both the Company and the insured. Arbitration pursuant to this policy and under the Rules in effect on the date the demand for arbitration is made or, at CONDITIONS AND STIPULATIONS (continued from inside back cover) the option of the insured, the Rules i n effect at Date of Policy shall be binding upon the parties. The award may include attorneys' fees only it the laws of the state in which the land is located permit a court to award attorneys' fees to a prevailing party.Judgment upon the award rendered by the Arbitrator(s) may be entered in any court having jurisdiction thereof. The law of the situs of the land shall apply to an arbitration under the Title Insurance Arbitration Rules. A copy of the Rules may be obtained from the Company upon request. 15. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE CONTRACT. (a) This policy together with all endorsements. if any. attached hereto by the Company is the entire policy and contract between the insured and the Company. In interpreting any provision of this policy. this policy shall be construed as a whole. (b) Any claim of loss or damage, whether or not based on negligence, and which arises out of the status of the title to the estate or interest covered hereby or by any action asserting such claim, shall be restricted to this policy. (c) No amendment of or endorsement to this policy can be made except by a writing endorsed hereon or attached hereto signed by either the Presi- dent, a Vice President, the Secretary, an Assistant Secretary. or validating officer or authorized signatory of the Company. 16. SEVERABILITY. In the event any provision of the policy is held invalid or unenforceable under applicable law, the policy shall be deemed not to include that provision and all other provisions shall remain in full force and effect. 11. NOTICES, WHERE SENT. All notices required to be given the Company and any statement in writing required to be furnished the Company shall include the number of this policy and shall be addressed to the Company at its Corporate Headquarters, 6800 College Blvd., Suite 200. Over- land Park Kansas 66211. POLICY OF TITLE INSURANCE TRW Title Insurance Company 6800 College Blvd., Suite 200/Overland Park, KS 66211 Area Code 913 491-5585