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HomeMy WebLinkAbout2015-09-29 - Agendas - Archive City of Fayetteville, Arkansas 113 West Mountain Street Fayetteville, AR 72701 (479) 575-8323 Meeting Agenda - Final Agenda Tuesday, September 29, 2015 5:30 PM City Hall Room 219 City Council Special Meeting Adella Gray Ward 1 Sarah Marsh Ward 1 Mark Kinion Ward 2 Matthew Petty Ward 2 Justin Tennant Ward 3 Martin W. Schoppmeyer, Jr. Ward 3 John S. La Tour Ward 4 Alan Long Ward 4 City Council Special Meeting Meeting Agenda-Final Agenda September 29,2015 Call To Order Roll Call Pledge of Allegiance Mayor's Announcements, Proclamations and Recognitions City Council Meeting Presentations, Reports and Discussion Items: 2015-0333 PRESENTATION- OLD FIREMEN'S PENSION PLAN PRESENTATION BY PRB REPRESENTATIVES Attachments: 2015 LOPFI Consolidation Report 061715 2014 Fire Pension Actuarial Valuation 2010 Agenda Special Fire Pension Meeting 101810 2010 Firemen's Pension Fund Special Report Osborn Carreiro &Associates 11 2010 Firemen's Pension Fund Special Actuarial Study 101810 2010 Firemen's Pension Fund Special Meeting Minutes 101810 Agenda Additions: Announcements: Adjournment City of Fayetteville,Arkansas Page 2 Printed on 912412015 City Council Special Meeting Meeting Agenda-Final Agenda September 29,2015 NOTICE TO MEMBERS OF THE AUDIENCE All interested persons may address the City Council on agenda items of New and Old Business. Please wait for the Mayor to request public comment and then come to the podium, give your name, address, and comments about the agenda item. Please address only the Mayor. Questions are usually answered by the Mayor,Aldermen, or Staff after the public comment period is over. Please keep your comments brief and respectful. Each person is only allowed one turn at the microphone for discussion of an agenda item. All cell phones must be silenced and may not be used within the City Council Chambers. Below is a portion of the Rules of Order and Procedure of the Fayetteville City Council pertaining to City Council meetings: Agenda additions:A new item which is requested to be added to the agenda at a City Council meeting should only be considered if it requires immediate City Council consideration and if the normal agenda setting process is not practical. The City Council may only place such new item on the City Council meeting's agenda by suspending the rules by two-thirds vote. Such agenda addition shall be heard prior to the Consent Agenda. Consent Agenda:Consent Agenda items shall be read by the Mayor and voted upon as a group without discussion by the City Council. If an Alderman wishes to comment upon or discuss a Consent Agenda item that item shall be removed and considered immediately after the Consent Agenda has been voted upon. Old business and new business: Presentations by staff and applicants:Agenda items shall be introduced by the Mayor and, if an ordinance, read by the City Attorney. City staff shall then present a report.An agenda applicant(city contractor, rezoning or development applicant, etc.)may present its proposal only during this presentation period, but may be recalled by an alderman later to answer questions. Staff and applicants may use electronic visual aids in a City Council meeting as part of their presentation. City of Fayetteville,Arkansas Page 3 Printed on 912412015 City Council Special Meeting Meeting Agenda-Final Agenda September 29,2015 All interested persons may address the City Council on agenda items of New and Old Business. Please wait for the Mayor to request public comment and then come to the podium, give your name, address, and comments about the agenda item. Please address only the Mayor. Questions are usually answered by the Mayor, Aldermen or Staff after the public comment period is over. Please keep your comments brief and respectful. Each person is only allowed one turn at the microphone for discussion of an agenda item. All cell phones must be silenced and may not be used within the City Council Chambers. Below is a portion of the Rules of Order and Procedure of the Fayetteville City Council pertaining to City Council meetings: Agenda additions. A new item which is requested to be added to the agenda at a City Council meeting should only be considered if it requires immediate City Council consideration and if the normal agenda setting process is not practical. The City Council may only place such new item on the City Council meeting's agenda by suspending the rules by two-thirds vote. Such agenda addition shall be heard prior to the Consent Agenda. Consent Agenda. Consent Agenda items shall be read by the Mayor and voted upon as a group without discussion by the City Council. If an Alderman wishes to comment upon or discuss a Consent Agenda item, that item shall be removed and considered immediately after the Consent Agenda has been voted upon. Old business and new business. Presentations by staff and applicants. Agenda items shall be introduced by the Mayor and, if an ordinance, read by the City Attorney. City staff shall then present a report. An agenda applicant(city contractor, rezoning or development applicant, etc.)may present its proposal only during this presentation period, but may be recalled by an alderman later to answer questions. Staff and applicants may use electronic visual aids in a City Council meeting as part of their presentation. Public comments. Public comment shall be allowed for all members of the audience on all items of old and new business and subjects of public hearings. No electronic visual aid presentations shall be allowed, but the public may submit photos,petitions, etc. to be distributed to the City Council. If a member of the public wishes for the City Clerk to distribute materials to the City Council before its meeting, such materials should be supplied to the City Clerk office no later than 9:00 a.m. on the day of the City Council meeting.Any member of the public shall first state his or her name and address, followed by a concise statement of the person's position on the question under discussion. Repetitive comments should be avoided,this applies to comments made previously either to the City Council or to the Planning Commission when those Planning Commission minutes have been provided to the Aldermen. All remarks shall be addressed to the Mayor or the City Council as a whole and not to any particular member of the City Council. No person other than the Aldermen and the person having the floor shall be permitted to enter into any discussions without permission of the Mayor. No questions shall be directed to an Alderman or city staff member except through the Mayor. City of Fayetteville,Arkansas Page 4 Printed on 912412015 City Council Special Meeting Meeting Agenda-Final Agenda September 29,2015 Courtesy and respect. All members of the public, all city staff and elected officials shall accord the utmost courtesy and respect to each other at all times. All shall refrain from rude or derogatory remarks, reflections as to integrity, abusive comments and statements about motives or personalities. Any member of the public who violates these standards shall be ruled out of order by the Mayor, must immediately cease speaking and shall leave the podium. Interpreters or TDD for hearing impaired are available for all City Council meetings, a 72 hour advance notice is required. For further information or to request an interpreter,please call 479-575-8330. A copy of the complete City Council agenda is available at www.fayetteville-ar.gov or in the office of the City Clerk, 113 W. Mountain, Fayetteville, Arkansas. City of Fayetteville,Arkansas Page 5 Printed on 912412015 City of Fayetteville, Arkansas 113 West Mountain Street Fayetteville,AR 72701 - - (479)575-8323 Text File File Number: 2015-0333 Agenda Date: 9/29/2015 Version: 1 Status:Agenda Ready In Control: City Council Special Meeting File Type: Presentation Agenda Number: PRESENTATION- OLD FIREMEN'S PENSION PLAN PRESENTATION BY PRB REPRESENTATIVES City of Fayetteville,Arkansas Page 1 Printed on 972412015 LOPFI ARKANSAS LOCAL POLICE & FIRE RETIREMENT SYSTEM 620 W.3rd, Suite 200 Little Rock,Arkansas 72201-2223 June 11, 2015 Telephone:501.682.1745 Toll-Free:866.859.1745 Board of Trustees Fax:501.682.1751 Fayetteville Fire Pension Fund email: info@lopfi-prb.com 113 West Mountain, Suite 308 website:www.lopfi-prb.com Fayetteville, AR 72701 Dear Trustees: Enclosed is the consolidation report that lists revised employer contribution rates to assign administration of the local fire pension fund to LOPFI. Pages four through seven, for paid service, and page 17, for volunteer service,provide the employer contribution rates for Local Plan and LOPFI benefits. The rates are: Paid Service: Using a 15-year amortization results in 36.96%of payroll without a Cost Of Living Adjustment(COLA) for the Local Plan or 42.94% of payroll with a Local Plan COLA. Using a 25-year amortization results in 33.37% of payroll without a Local Plan COLA or 37.63% of payroll with a Local Plan COLA. Volunteer Service*: Using a 15-year amortization results in a monthly dollar employer contribution of$314.72 without a Local Plan COLA or $394.88 with a Local Plan COLA. Using a 25-year amortization results in a monthly dollar employer contribution of$253.78 without a Local Plan COLA or$318.42 with a Local Plan COLA. If the Local Plan has its administration assigned to LOPFI this year the above employer contribution rates will be used through the 2016 calendar year. As stated earlier the valuation provides costs for a 15-year and 25-year amortization period for the Local Plan liabilities. Once the amortization period is properly completed(all actuarial assumptions met),the Local Plan portion of the employer contribution rate will be satisfied. This will then leave the ongoing LOPFI employer contribution costs. This report is valid until October 30, 2015, which means LOPFI must receive all documents discussed in the next paragraph by October 30, 2015 in order to use these results. *-Since Fayetteville Fire does not currently have any active LOPFI volunteer firefighters,the employer contribution rates for volunteer service do not include a rate for LOPFI volunteer coverage. Should volunteer firefighters be enrolled in LOPE,the applicable required employer contribution rate would be added to the volunteer rates in use at that time. For reference purposes,the required employer contribution rate for LOPFI volunteer coverage is currently $5.60 per member,per month. Fayetteville Fire Pension Fund June 11, 2015 Page 2 of 2 Should your Board and city officials wish to proceed with consolidation,please execute the enclosed Resolution, Ordinance, and both originals of the Administrative Services Agreement. Do not alter or replace the Agreements. Both originals must be received by LOPFI. One will be returned to you after approval of the LOPFI Board of Trustees. Lastly,please be certain the Ordinance stipulates which amortization period was approved(15-year or 25-year)and if a COLA was approved for the Local Plan. If you have questions,please feel free to contact me at your convenience. Respectfully, Dwkw-z David B. Clark Executive Director Encl: G� GabrielCJ Roeder Smith & Company One Towne Square 248.799.9000 phone Consultants&Actuaries Suite 800 248.799.9020 fax Southfield,MI 48076-3723 www.gabrielroedercom June 10, 2015 Mr.David B. Clark Executive Director Arkansas Local Police and Fire Retirement System 620 W. 3rd, Suite 200 Little Rock,Arkansas 72201-2212 Re: Actuarial Analysis of Proposed Combined Contribution Rates for the City of Fayetteville Paid and Volunteer Fire Dear Mr. Clark: As requested, enclosed are the results of actuarial valuations which determine the combined employer contribution rates which would result from having the City of Fayetteville Paid and Volunteer Firemen's "closed plan" (The Local Relief and Pension Fund for Employees Hired Before January 1, 1983) administered by the Arkansas Local Police and Fire Retirement System (LOPFI). Please call if you have any questions or comments. Respectfully submitted, K � David L. Hoffman Heidi G. Barry,ASA,MAAA DLH/HGB:sc Enclosure ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 Requested By: Mr. David B.Clark,Executive Director Arkansas Local Police and Fire Retirement System Date: June 10,2015 Submitted By: David L.Hoffman and Heidi G. Barry,ASA,MAAA Gabriel, Roeder, Smith&Company Submitted in this report are the results of actuarial valuations which determine the combined employer contribution rates which would result from having the City of Fayetteville Paid and Volunteer Firemen's "closed plan" (The Local Relief and Pension Fund for Employees Hired Before January 1, 1983) administered by the Arkansas Local Police and Fire Retirement System (LOPFI). The date of the study was as of December 31, 2014. This supplemental valuation does not predict the result of the December 31, 2015 valuation or of any other future actuarial valuation. (Future activities can affect future valuation results in an unpredictable manner.) Rather, the supplemental valuation gives an indication of the probable effect of the proposed changes on future valuations without comment on the complete end result of the future valuations. In accordance with LOPFI Board policy, the employer contribution rates established by this valuation report are valid for purposes of joining the System until October 30,2015. This report is intended to describe the financial effect of the proposed plan changes.No statement in this report is intended to be interpreted as a recommendation in favor of the changes, or in opposition to them. Heidi G. Barry is a Member of the American Academy of Actuaries (MAAA) and meets the Qualification Standards of the American Academy of Actuaries required to render the actuarial opinion contained herein. The calculations are based upon assumptions regarding future events, which may or may not materialize. They are also based upon present and proposed plan provisions that are outlined in the report. If you have reason to believe that the assumptions that were used are unreasonable, that the plan provisions are incorrectly described, that important plan provisions relevant to this proposal are not described, or that conditions have changed since the calculations were made, you should contact the authors of this report prior to relying on information in the report. If you have reason to believe that the information provided in this report is inaccurate, or is in any way incomplete, or if you need further information in order to make an informed decision on the subject matter of this report,please contact the authors of the report prior to making such decision. In the event that more than one plan change is being considered, it is very important to remember that the results of separate actuarial valuations cannot generally be added together to produce a correct estimate of the combined effect of all of the changes. The total can be considerably greater than the sum of the parts due to the interaction of various plan provisions with each other, and with the assumptions that must be used. 6/10/2015 Gabriel Roeder Smith& Company 1 ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 The actuarial methods and assumptions were the same as those used in the regular valuation as of December 31, 2014. In particular, the economic assumptions used in the supplemental actuarial valuation were net investment return of 8.0%per year and wage inflation of 4.0% (price inflation of 3.0%) per year. Member information is summarized in the following table: Valuation Data Avera es Average Active Age Serv. Retired Monthly Age Group Members Payroll Pa (Yrs.) (Yrs.) Members Benefit (Yrs.) Paid LOPFI 106 $ 6,079,826 $ 57,357 37.7 16.0 57 $ 87,753 49.3 LOPFI DROP 2 72,893 36,447 58.3 14.0 2 3,523 58.3 Local N/A N/A 45 112,259 68.4 Total 108 6,152,719 56,970 38.1 16.0 104 203,535 57.7 Volunteer LOPFI N/A N/A N/A N/A - N/A N/A Local N/A N/A N/A N/A 6 $ 683 82.8 Total N/A N/A N/A N/A 6 683 82.8 Major Local Fund Benefit Provisions: Voluntary Retirement-Eligibility at 20 years of service regardless of age. Paid: Annual benefit is equal to 90%of the highest year's pay. If the member has acquired more than 20 years of service credit,the benefit is increased by$240 annually for each additional year of service credit(to a maximum annual addition of$1,200). If acquired more than 25 years of service credit,the benefit is increased at age 60 by 1.25 %of highest year's pay for service over 25 years. (Maximum benefit is 100%of final salary). Volunteer: The minimum benefit for volunteer members is $1,200 per year. If the member has acquired more than 20 years of service credit,the benefit is increased by$120 annually for each additional year of service credit(to a maximum annual addition of$600). Member Contributions—6.0%of salary for paid members. $12 per year for volunteer members. Member contributions are refundable without interest if termination of employment occurs before monthly benefits are payable. Automatic post-retirement benefit increases—None. 6/10/2015 Gabriel Roeder Smith &Company -2- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 PAID FIRE RESULTS Asset information: Asset information or the Local Pension & Relief Fund was derived from the Fund's annual financial report provided to us. The date of the report was December 31, 2014. The reported market value of assets, $4,377,557, for the Local Fund, as of December 31, 2014 was used in computing the employer contribution rates. For purposes of our calculations, we assumed that the $4,377,557 Local Fund balance was $4,361,699 for paid members and $15,858 for volunteer members. The computed employer contribution rates are sensitive to changes in overall asset value. The actual amount transferred to LOPFI will depend on the market value of Local Fund assets when they are actually liquidated and may differ substantially from the value as of December 31, 2014. This will likely impact the actual rate computed in the next valuation of the combined plans. Results: No COLA 3% COLA Actuarial Accrued Liabilities (AAL) Active Members - - Other Benefit Recipients $13,727,400 $17,960,748 Total AAL $13,727,400 $17,960,748 Assets Available to Fund AAL $ 4,361,699 $ 4,361,699 Member DROP Balance - - Total Assets $ 4,361,699 $ 4,361,699 Unfunded AAL $ 9,365,701 $13,599,049 6/10/2015 Gabriel Roeder Smith &Company -3- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 15-YEAR AMORTIZATION,0% COLA ACTUARIAL STATEMENT Proposed Provisions: No post-retirement benefit increases for Local Plan members with unfunded liabilities amortized over a 15-year closed period. Actuarial Information: The following shows the computed employer contribution rate applicable to Local Plan unfunded liabilities: FI'2015"&i 2DI6 Computed, -: Employes Contriluttons . as Pexcent of Payxoll Contributions.for ' Lo'cslPlari=Onl Normal Cost 0.00% Unfunded Accrued Liabilities 12_46 Total 12.46% Comment A— The computed employer contribution for LOPFI only for calendar years 2015 and 2016 is 24.50% of active member payroll. The combined annual employer contribution, if the Local Plan comes under LOPFI administration,would be 36.96% for calendar years 2015 and 2016. Comment B—The results shown above are based on the December 31, 2014 actuarial valuation. If the fund comes under LOPFI administration in 2015, the December 31, 2015 valuation will determine the calendar year 2017 employer rate. The 2017 employer rate and future employer rates are likely to differ from rates above reflecting actual investment return and mortality experience. Comment C — As noted earlier, these calculations are based on future events that may or may not materialize. Readers of this report may have an expectation that the contribution shown above will be paid for 15 years and the employer will be relieved of all liability at that time. That is not the case. As long as benefits are payable there is a possibility that employer contributions will be needed. 6/10/2015 Gabriel Roeder Smith&Company 4_ ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 25-YEAR AMORTIZATION, 0% COLA ACTUARIAL STATEMENT Proposed Provisions: No post-retirement benefit increases for Local Plan members with unfunded liabilities amortized over a 25-year closed period. Actuarial Information: The following shows the computed employer contribution rate applicable to Local Plan unfunded liabilities: FY'2015&2016 C, mputed. Employer Contributions,, as Percent of Payroll Contribution§ Ior �I: ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 15-YEAR AMORTIZATION,3% COLA ACTUARIAL STATEMENT Proposed Provisions: 3% compounded post-retirement benefit increases for Local Plan members with unfunded liabilities amortized over a 15-year closed period. Actuarial Information: The following shows the computed employer contribution rate applicable to Local Plan unfunded liabilities: 'F Y 2015°&2016 Computed, ;; 'EmliloyeX Contr►buhons as Percent of Payroll Contributions for. .'`, Local Plan Ou Normal Cost 0.00% Unfunded Accrued Liabilities 18_44 Total 18.44% Comment A—The computed employer contribution for LOPFI only for calendar years 2015 and 2016 is 24.50% of active member payroll. The combined annual employer contribution, if the Local Plan comes under LOPFI administration,would be 42.94%for calendar years 2015 and 2016. Comment B—The results shown above are based on the December 31, 2014 actuarial valuation. If the fund comes under LOPFI administration in 2015, the December 31, 2015 valuation will determine the calendar year 2017 employer rate. The 2017 employer rate and future employer rates are likely to differ from rates above reflecting actual investment return and mortality experience. Comment C — As noted earlier, these calculations are based on future events that may or may not materialize. Readers of this report may have an expectation that the contribution shown above will be paid for 15 years and the employer will be relieved of all liability at that time. That is not the case. As long as benefits are payable there is a possibility that employer contributions will be needed. Comment D—The reader should note that the cash flow projection on page 10 shows the group running out of money and therefore borrowing from LOPFI for a number of years. The financial reporting for this group will be affected significantly as a result. 6/10/2015 Gabriel Roeder Smith&Company -6- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEV ILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 25-YEAR AMORTIZATION, 3% COLA ACTUARIAL STATEMENT Proposed Provisions: 3% compounded post-retirement benefit increases for Local Plan members with unfunded liabilities amortized over a 25-year closed period. Actuarial Information: The following shows the computed employer contribution rate applicable to Local Plan unfunded liabilities: FY 2015&2016 Computed Employer Contributtons . Us, e, Contributions'for , LocalPlan Onl Normal Cost 0.00% Unfunded Accrued Liabilities 13_13 Total 13.13% Comment A—The computed employer contribution for LOPFI only for calendar years 2015 and 2016 is 24.50% of active member payroll. The combined annual employer contribution, if the Local Plan comes under LOPFI administration,would be 37.63%for calendar years 2015 and 2016. Comment B —The results shown above are based on the December 31, 2014 actuarial valuation. If the fund comes under LOPFI administration in 2015, the December 31, 2015 valuation will determine the calendar year 2017 employer rate. The 2017 employer rate and future employer rates are likely to differ from rates above reflecting actual investment return and mortality experience. Comment C — As noted earlier, these calculations are based on future events that may or may not materialize. Readers of this report may have an expectation that the contribution shown above will be paid for 15 years and the employer will be relieved of all liability at that time. That is not the case. As long as benefits are payable there is a possibility that employer contributions will be needed. 6/10/2015 Gabriel Roeder Smith& Company -7. ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 0% COLA, 15-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW Pwieeted(s in thousands Year Ended Investment December3l Payroll Benefits Contributions Eamin s Assets(Mv 2014 $ 4,362 2015 $ 6,399 $ 1,343 $ 765 $ 326 4,110 2016 6,655 1,334 829 309 3,914 2017 6,921 1,323 862 295 3,747 2018 7,198 1,311 897 284 3,617 2019 7,486 1,297 932 275 3,527 2020 7,785 1,282 970 270 3,485 2021 8,097 1,265 1,008 269 3,497 2022 8,420 1,246 1,049 272 3,571 2023 8,757 1,226 1,091 280 3,716 2024 9,108 1,205 1,134 295 3,940 2025 9,472 1,182 1,180 315 4,253 2026 9,851 1,157 1,227 343 4,665 2027 10,245 1,131 1,276 379 5,189 2028 10,655 1,104 1,327 424 5,836 2029 11,081 1,074 1,380 479 6,621 2030 11,524 1,043 1,435 545 7,559 2031 11,985 - 1,010 - 565 7,114 2032 12,464 975 - 531 6,669 2033 12,963 939 - 497 6,227 2034 13,481 901 - 463 5,789 2035 14,021 861 - 429 5,357 2036 14,581 819 - 396 4,934 2037 15,165 777 - 364 4,522 2038 15,771 733 - 333 4,122 2039 16,402 688 - 303 3,737 2040 17,058 642 - 274 3,369 2041 17,741 596 - 246 3,019 2042 18,450 551 - 220 2,688 2043 19,188 505 - 195 2,378 2044 19,956 460 - 172 2,090 2045 20,754 417 - 151 1,824 2046 21,584 375 - 131 1,581 2047 22,447 334 - 113 1,360 2048 23,345 296 - 97 1,161 2049 24,279 260 - 83 984 2050 25,250 226 - 70 828 2051 26,260 196 - 59 691 2052 27,311 168 - 49 572 2053 28,403 143 - 40 469 205429,539 120 33 381 6/10/2015 Gabriel Roeder Smith& Company "8- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 0% COLA, 15-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW (CONCLUDED) Pro cted $in thousands Year Ended Investment - December3l Payroll, Benefits Contributions Earnings Assets(MV)' 2055 $ 30,721 $ 101 $ - $ 27 $ 307 2056 31,950 83 - 21 245 2057 33,228 68 - 17 194 2058 34,557 56 - 13 151 2059 35,939 45 - 10 117 2060 37,377 35 - 8 90 2061 38,872 28 - 6 68 2062 40,427 22 - 5 51 2063 42,044 17 - 3 38 2064 43,725 13 - 3 28 2065 45,474 10 - 2 20 2066 47,293 7 - 1 14 2067 49,185 5 - 1 10 2068 51,153 4 - 1 7 2069 53,199 3 - 0 5 2070 55,327 2 - 0 3 2071 57,540 1 - 0 2 2072 59,841 1 - 0 1 2073 62,235 1 - 0 1 2074 64,724 0 - 0 1 2075 67,313 0 - 0 0 2076 70,006 0 - 0 0 2077 72,806 0 - 0 0 2078 75,718 0 - 0 0 2079 78,747 0 - 0 0 2080 81,897 0 - 0 0 2081 85,173 0 - 0 0 2082 88,580 0 - 0 2083 92,123 1. LOPFI Acttve member count is assumed to stay level in future years. 2. Local plan contributions only; 12.46% of pay in 2015 and thereafter in addition to the LOPFI rate. The first year contribution assumes that the City will be under LOPFI administration for the last six months of 2015. The last year contribution based on a 15 year amortization schedule would be applied to calendar year 2030. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.This projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith&Company -9- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 315 2014 0% COLA, 25-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW Projected(S in thousands Year Ended Investment s December3l Payroll Benefits Contributions' Eamin s Assets(MV) 2014 $ 4,362 2015 $ 6,399 $ 1,343 $ 707 $ 324 4,050 2016 6,655 1,334 590 295 3,602 2017 6,921 1,323 614 260 3,153 2018 7,198 1,311 639 226 2,706 2019 7,486 1,297 664 192 2,265 2020 7,785 1,282 691 158 1,832 2021 8,097 1,265 718 125 1,410 2022 8,420 1,246 747 93 1,004 2023 8,757 1,226 777 63 617 2024 9,108 1,205 808 34 254 2025 9,472 1,182 840 7 (81) 2026 9,851 1,157 874 (18) (382) 2027 10,245 1,131 909 (39) (643) 2028 10,655 1,104 945 (58) (859) 2029 11,081 1,074 983 (72) (1,023) 2030 11,524 1,043 1,022 (83) (1,126) 2031 11,985 1,010 1,063 (88) (1,160) 2032 12,464 975 1,106 (88) (1,118) 2033 12,963 939 1,150 (81) (988) 2034 13,481 901 1,196 (67) (760) 2035 14,021 861 1,244 (46) (423) 2036 14,581 819 1,294 (15) 36 2037 15,165 777 1,345 25 630 2038 15,771 733 1,399 77 1,373 2039 16,402 688 1,455 140 2,281 2040 17,058 642 1,513 217 3,369 2041 17,741 596 - 246 3,019 2042 18,450 551 - 220 2,688 2043 19,188 505 - 195 2,378 2044 19,956 460 - 172 2,090 2045 20,754 417 - 151 1,824 2046 21,584 375 - 131 1,581 2047 22,447 334 - 113 1,360 2048 23,345 296 - 97 1,161 2049 24,279 260 - 83 984 2050 25,250 226 - 70 828 2051 26,260 196 - 59 691 2052 27,311 168 - 49 572 2053 28,403 143 - 40 469 2054 29,539 120 33 381 6/10/2015 Gabriel Roeder Smith &Company -10- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 0% COLA, 25-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW (CONCLUDED) Projected $in thousands Year Ended Investment s December3l Payroll` Benefits ContribufionsZ Eamin s Assets(MV) 2055 $ 30,721 $ 101 - $ 27 $ 307 2056 31,950 83 - 21 245 2057 33,228 68 - 17 194 2058 34,557 56 - 13 151 2059 35,939 45 - 10 117 2060 37,377 35 - 8 90 2061 38,872 28 - 6 68 2062 40,427 22 - 5 51 2063 42,044 17 - 3 38 2064 43,725 13 - 3 28 2065 45,474 10 - 2 20 2066 47,293 7 - 1 14 2067 49,185 5 - 1 10 2068 51,153 4 - 1 7 2069 53,199 3 - 0 5 2070 55,327 2 - 0 3 2071 57,540 1 - 0 2 2072 59,841 1 - 0 1 2073 62,235 1 - 0 1 2074 64,724 0 - 0 1 2075 67,313 0 - 0 0 2076 70,006 0 - 0 0 2077 72,806 0 - 0 0 2078 75,718 0 - 0 0 2079 78,747 0 - 0 0 2080 81,897 0 - 0 0 2081 85,173 0 - 0 0 2082 88,580 0 - 0 2083 92,123 - - - 1. LOPH Active member count is assumed to stay level in future years. 2. Local plan contributions only; 8.87% of pay in 2015 and thereafter in addition to the LOPH rate. The first year contribution assumes that the City will be under LOPH administration for the last six months of 2015. The last year contribution based on a 25 year amortization schedule would be applied to calendar year 2040. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.This projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith&Company -11- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 31,2014 3% COLA, I5-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW Pro ected $in thousands Year Ended Investment December31 Payrolh Benefits Contributions Eamin s Assets(M V) s 2014 - $ 4,362 2015 $ 6,399 $ 1,343 $ 860 $ 330 4,209 2016 6,655 1,374 1,227 331 4,393 2017 6,921 1,404 1,276 346 4,612 2018 7,198 1,433 1,327 365 4,871 2019 7,486 1,460 1,380 387 5,177 2020 7,785 1,486 1,435 412 5,539 2021 8,097 1,510 1,493 442 5,963 2022 8,420 1,533 1,552 478 6,461 2023 8,757 1,554 1,614 519 7,041 2024 9,108 1,572 1,679 567 7,715 2025 9,472 1,589 1,746 623 8,496 2026 9,851 1,602 1,816 688 9,398 2027 10,245 1,613 1,889 763 10,436 2028 10,655 1,621 1,964 848 11,628 2029 11,081 1,625 2,043 947 12,993 2030 11,524 1,625 2,125 1,059 14,552 2031 11,985 1,621 - 1,101 14,031 2032 12,464 1,612 - 1,059 13,478 2033 12,963 1,599 - 1,016 12,895 2034 13,481 1,580 - 970 12,285 2035 14,021 1,555 - 922 11,652 2036 14,581 1,525 - 872 11,000 2037 15,165 1,488 - 822 10,334 2038 15,771 1,446 - 770 9,658 2039 16,402 1,398 - 718 8,977 2040 17,058 1,344 - 665 8,298 2041 17,741 1,286 - 613 7,626 2042 18,450 1,223 - 562 6,965 2043 19,188 1,156 - 512 6,321 2044 19,956 1,085 - 463 5,699 2045 20,754 1,012 - 416 5,104 2046 21,584 937 - 372 4,539 2047 22,447 860 - 329 4,007 2048 23,345 784 - 290 3,513 2049 24,279 709 - 253 3,057 2050 25,250 637 - 220 2,639 2051 26,260 567 - 189 2,261 2052 27,311 501 - 161 1,921 2053 28,403 439 - 136 1,619 2054 29,539 382 115 1,352 6/10/2015 Gabriel Roeder Smith&Company -12- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 3% COLA, 15-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW (CONCLUDED) Projected $in thousands Year Ended Investment Deeember3l Payroll' Benefits Contributions 2 Eamin s Assets(MW 2055 S 30,721 $ 329 - $ 95 $ 1,118 2056 31,950 280 - 78 916 2057 33,228 237 - 64 743 2058 34,557 198 - 52 597 2059 35,939 164 - 41 475 2060 37,377 134 - 33 374 2061 38,872 108 - 26 292 2062 40,427 87 - 20 225 2063 42,044 69 - 15 172 2064 43,725 54 - 12 129 2065 45,474 42 - 9 96 2066 47,293 32 - 6 70 2067 49,185 24 - 5 51 2068 51,153 18 - 3 36 2069 53,199 13 - 2 25 2070 55,327 10 - 2 17 2071 57,540 7 - 1 12 2072 59,841 5 - 1 8 2073 62,235 3 - 0 5 2074 64,724 2 - 0 3 2075 67,313 1 - 0 2 2076 70,006 1 - 0 1 2077 72,806 1 - 0 1 2078 75,718 0 - 0 0 2079 78,747 0 - 0 0 2080 81,897 0 - 0 0 2081 85,173 0 - 0 0 2082 88,580 0 - 0 0 2083 92,123 0 - 0 0 2084 95,808 0 - 0 0 2085 99,640 0 - 0 - 2086 103,626 - - - - 1. LOPFI Active member count is assumed to stay level in future years. 2. Local plan contributions only; 18.44% of pay in 2015 and thereafter in addition to the LOPFI rate. The first year contribution assumes that the City will be under LOPFI administration for the last six months of 2015. The last year contribution based on a IS year amortization schedule would be applied to calendar year 2030. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.This projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith &Company -13- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 3% COLA, 25-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW Projected $in thousands Year-Ended Investment 3 December3l Payrolh Benefits Contributions' Eamin s Assets(MV) 2014 $ 4,362 2015 $ 6,399 $ 1,343 $ 776 $ 327 4,121 2016 6,655 1,374 874 310 3,931 2017 6,921 1,404 909 295 3,731 2018 7,198 1,433 945 279 3,523 2019 7,486 1,460 983 263 3,309 2020 7,785 1,486 1,022 247 3,092 2021 8,097 1,510 1,063 230 2,875 2022 8,420 1,533 1,106 213 2,661 2023 8,757 1,554 1,150 197 2,454 2024 9,108 1,572 1,196 182 2,259 2025 9,472 1,589 1,244 167 2,082 2026 9,851 1,602 1,294 154 1,928 2027 10,245 1,613 1,345 144 1,804 2028 10,655 1,621 1,399 136 1,718 2029 11,081 1,625 1,455 131 1,679 2030 11,524 1,625 1,513 130 1,698 2031 11,985 1,621 1,574 134 1,785 2032 12,464 1,612 1,637 144 1,953 2033 12,963 1,599 1,702 160 2,217 2034 13,481 1,580 1,770 185 2,592 2035 14,021 1,555 1,841 219 3,097 2036 14,581 1,525 1,915 263 3,751 2037 15,165 1,488 1,991 320 4,574 2038 15,771 1,446 2,071 390 5,589 2039 16,402 1,398 2,154 477 6,822 2040 17,058 1,344 2,240 581 8,298 2041 17,741 1,286 - 613 7,626 2042 18,450 1,223 - 562 6,965 2043 19,188 1,156 - 512 6,321 2044 19,956 1,085 - 463 5,699 2045 20,754 1,012 - 416 5,104 2046 21,584 937 - 372 4,539 2047 22,447 860 - 329 4,007 2048 23,345 784 - 290 3,513 2049 24,279 709 - 253 3,057 2050 25,250 637 - 220 2,639 2051 26,260 567 - 189 2,261 2052 27,311 501 - 161 1,921 2053 28,403 439 - 136 1,619 2054 29,539 382 - 115 1,352 6/10/2015 Gabriel Roeder Smith&Company -14- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAH) AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 3% COLA, 25-YEAR AMORTIZATION OF UAL IN LOPFI PAID FIRE PROJECTED CASH FLOW (CONCLUDED) Projected(S in thousands Year Ended Investment 3 December3l Payroll' Benefits Contributions' Eamin s Assets(MV) 2055 $ 30,721 $ 329 - $ 95 $ 1,118 2056 31,950 280 - 78 916 2057 33,228 237 - 64 743 2058 34,557 198 - 52 597 2059 35,939 164 - 41 475 2060 37,377 134 - 33 374 2061 38,872 108 - 26 292 2062 40,427 87 - 20 225 2063 42,044 69 - 15 172 2064 43,725 54 - 12 129 2065 45,474 42 - 9 96 2066 47,293 32 - 6 70 2067 49,185 24 - 5 51 2068 51,153 18 - 3 36 2069 53,199 13 - 2 25 2070 55,327 10 - 2 17 2071 57,540 7 - 1 12 2072 59,841 5 - 1 8 2073 62,235 3 - 0 5 2074 64,724 2 - 0 3 2075 67,313 1 - 0 2 2076 70,006 1 - 0 1 2077 72,806 1 - 0 1 2078 75,718 0 - 0 0 2079 78,747 0 - 0 0 2080 81,897 0 - 0 0 2081 85,173 0 - 0 0 2082 88,580 0 - 0 0 2083 92,123 0 - 0 0 2084 95,808 0 - 0 0 2085 99,640 0 - 0 2086 103,626 - - - - 1. LOPFI Active member count is assumed to stay level in future years. 2. Local plan contributions only; 13.13% of pay in 2015 and thereafter in addition to the LOPFI rate. The first year contribution assumes that the City will be under LOPFI administration for the last six months q(2015. The last year contribution based on a 25 year amortization schedule would be applied to calendar year 2040. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.This projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith &Company -15- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 VOLUNTEER FIRE RESULTS Asset information: Asset information or the Local Pension& Relief Fund was derived from the Fund's annual financial report provided to us. The date of the report was December 31, 2014. The reported market value of assets, $4,377,557, for the Local Fund, as of December 31, 2014 was used in computing the employer contribution rates. For purposes of our calculations, we assumed that the $4,377,557 Local Fund balance was $4,361,699 for paid members and $15,858 for volunteer members. The computed employer contribution rates are sensitive to changes in overall asset value. The actual amount transferred to LOPFI will depend on the market value of Local Fund assets when they are actually liquidated and may differ substantially from the value as of December 31, 2014. This will likely impact the actual rate computed in the next valuation of the combined plans. Results: No COLA 3% COLA Actuarial Accrued Liabilities (AAL) Active Members - - Other Benefit Recipients $ 49,908 $ 58,068 Total AAL $ 49,908 $ 58,068 Assets Available to Fund AAL $ 15,858 $ 15,858 Member DROP Balance - - Tota lAssets $ 15,858 $ 15,858 Unfunded AAL $ 34,050 $ 42,210 6/10/2015 Gabriel Roeder Smith&Company -16- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 VOLUNTEER FIRE RESULTS If the Local Fund becomes administered by LOPFI, the per month employer contribution* for calendar year 2015 and thereafter would be as follows: 4 . ;o 0.000/0 $ 314.72 $ 253.78 3.00% 394.88 318.42 These contributions are in addition to the contribution determined for LOPFI members only. As of December 31, 2014 there are no LOPFI Volunteer Firemen. These are the estimated contributions needed to pay off the unfunded accrued liability associated with Closed Plan benefits and would be deposited in the Local Fund Employer Accumulation Account. Readers of this report may have an expectation that the contribution shown above will be paid for 15 or 25 years and the employer will be relieved of all liability at that time. That is not the case, as long as benefits are payable there is a possibility that employer contributions will be needed. *Contributions were calculated on a dollars per month basis since there are no active volunteers in LOPH and the Local Plan to calculate aper member per month rate. 6/10/2015 Gabriel Roeder Smith &Company -17- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 0% COLA, 15-YEAR AMORTIZATION OF UAL IN LOPFI VOLUNTEER FIRE PROJECTED CASH FLOW Pm ected Year Euded LOPHActive Investment December3l Count Benefits Contributioos3 Eanfl2e Assets(MV)' 2014 15,858 2015 NA 7,956 3,001 1,074 11,977 2016 NA 7,464 3,777 813 9,103 2017 NA 6,972 3,777 603 6,511 2018 NA 6,468 3,777 415 4,234 2019 NA 5,964 3,777 253 2,300 2020 NA 5,484 3,777 117 710 2021 NA 5,004 3,777 9 (509 2022 NA 4,560 3,777 (71) (1,364 2023 NA 4,128 3,777 (123) (1,838) 2024 NA 3,732 3,777 (145) (1,939 2025 NA 3,348 3,777 (138) (1,649) 2026 NA 2,976 3,777 (100) (948 2027 NA 2,652 3,777 (32) 144 2028 NA 2,340 3,777 68 1,649 2029 NA 2,040 3,777 200 3,586 2030 NA 1,764 3,777 366 5,964 2031 NA 1,512 - 418 4,870 2032 NA 1,284 - 339 3,925 2033 NA 1,068 - 272 3,129 2034 NA 876 - 216 2,469 2035 NA 720 - 169 1,918 2036 NA 576 - 131 1,473 2037 NA 456 - 100 1,117 2038 NA 348 - 76 845 2039 NA 276 - 57 626 2040 NA 204 - 42 464 2041 NA 168 - 31 326 2042 NA 108 - 22 240 2043 NA 84 - 16 172 2044 NA 60 - 11 124 2045 NA 48 - 8 84 2046 NA 36 - 5 53 2047 NA 24 - 3 32 2048 NA 12 - 2 22 2049 NA 12 - 1 12 2050 NA 12 - 0 0 2051 NA - 0 0 1. As of December 31,2014 there were no Active LOPH Volunteer Firemen. 2. Local plan contributions only; $314.72 per month in 2015 and thereafter in addition to the LOPH rate. The first year contribution assumes that the City will be under LOPH administration for the last six months q(2015. The last year contribution based on a 15 year amortization schedule would be applied to calendar year 2030. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.This projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith& Company -18- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 0% COLA,25-YEAR AMORTIZATION OF UAL IN LOPFI VOLUNTEER FIRE PROJECTED CASH FLOW Pmjected Year Ended LOP67Active Investment December3l Count' Benefits Conttibutiom2 Earnings Assets(MV)s 2014 15,858.00 2015 NA 7,956 2,818 1,067 11,787 2016 NA 7,464 3,045 770 8,138 2017 NA 6,972 3,045 497 4,708 2018 NA 6,468 3,045 242 1,528 2019 NA 5,964 3,045 8 (1,383) 2020 NA 5,484 3,045 (206) (4,028) 2021 NA 5,004 3,045 (399) (6,385 2022 NA 4,560 3,045 (570) (8,470 2023 NA 4,128 3,045 (720) (10,273) 2024 NA 3,732 3,045 (849) (11,808) 2025 NA 3,348 3,045 (957) (13,068) 2026 NA 2,976 3,045 (1,043) (14,041) 2027 NA 2,652 3,045 (1,108) (14,755) 2028 NA 2,340 3,045 (1,153) (15,203) 2029 NA 2,040 3,045 (1,177) (15,374) 2030 NA 1,764 3,045 (1,180) (15,272) 2031 NA 1,512 3,045 (1,162) (14,901 2032 NA 1,284 3,045 (1,123) (14,262) 2033 NA 1,068 3,045 (1,063) (13,348) 2034 NA 876 3,045 (983) (12,162) 2035 NA 720 3,045 (882) (10,718) 2036 NA 576 3,045 (761) (9,009 2037 NA 456 3,045 (619) (7,039 2038 NA 348 3,045 (457) (4,799) 2039 NA 276 3,045 (275) (2,305) 2040 NA 204 3,045 (73) 464 2041 NA 168 - 31 326 2042 NA 108 - 22 240 2043 NA 84 - 16 172 2044 NA 60 - 11 124 2045 NA 48 - 8 84 2046 NA 36 - 5 53 2047 NA 24 - 3 32 2048 NA 12 - 2 22 2049 NA 12 - 1 12 2050 NA 12 - 0 0 2051 NA 0 0 1. As of December 31,2014 there were no Active LOPH Volunteer Firemen. 2. Local plan contributions only; $253.78 per month in 2015 and thereafter in addition to the LOPH rate. The first year contribution assumes that the City will be under LOPH administration for the last six months of 2015. The last year contribution based on a 25 year amortization schedule would be applied to calendar year 2040. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.This projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith&Company 19- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 31, 2014 3% COLA, 15-YEAR AMORTIZATION OF UAL IN LOPFI VOLUNTEER FIRE PROJECTED CASH FLOW Pm' Med Year Ended LOPHAcave luveshwit Decen*er3l CouMe Benefits Contributiow2 Earnim Assets(MV)' 2014 $15,858 2015 NA $7,956 $3,241 $1,084 12,227 2016 NA 7,692 4,739 862 10,136 2017 NA 7,392 4,739 707 8,189 2018 NA 7,068 4,739 564 6,423 2019 NA 6,720 4,739 436 4,878 2020 NA 6,348 4,739 327 3,596 2021 NA 5,988 4,739 239 2,585 2022 NA 5,604 4,739 173 1,892 2023 NA 5,232 4,739 132 1,531 2024 NA 4,860 4,739 118 1,527 2025 NA 4,488 4,739 132 1,910 2026 NA 4,128 4,739 177 2,697 2027 NA 3,780 4,739 253 3,909 2028 NA 3,432 4,739 364 5,579 2029 NA 3,084 4,739 511 7,745 2030 NA 2,760 4,739 697 10,421 2031 NA 2,424 - 739 8,735 2032 NA 2,112 - 616 7,239 2033 NA 1,824 - 508 5,923 2034 NA 1,548 - 413 4,788 2035 NA 1,296 - 332 3,824 2036 NA 1,068 - 264 3,020 2037 NA 864 - 208 2,364 2038 NA 696 - 162 1,830 2039- NA 552 - 125 1,403 2040 NA 444 - 95 1,053 2041 NA 336 - 71 788 2042 NA 264 - 53 577 2043 NA 204 - 38 411 2044 NA 144 - 27 295 2045 NA 108 - 19 206 2046 NA 84 - 13 135 2047 NA 60 - 8 84 2048 NA 36 - 5 53 2049 NA 24 - 3 32 2050 NA 12 - 2 22 2051 NA 12 - 1 12 2052 NA 12 - 0 - 2053 NA I. As of December 31, 2014 there were no Active LOPFI Volunteer Firemen. 2. Local plan contributions only; $394.88 per month in 2015 and thereafter in addition to the LOPFI rate. The first year contribution assumes that the City will be under LOPFI administration for the last six months of 2015. The last year contribution based on a 15-year amortization schedule would be applied to calendar year 2030. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.This projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith&Company -20- ARKANSAS LOCAL POLICE AND FIRE RETIREMENT SYSTEM CITY OF FAYETTEVILLE PAID AND VOLUNTEER FIRE ACTUARIAL VALUATION OF PROPOSALS UNDER CONSIDERATION AS OF DECEMBER 319 2014 3% COLA, 25-YEAR AMORTIZATION OF UAL IN LOPFI VOLUNTEER FIRE PROJECTED CASH FLOW Fm' cted r2014 Ended IAPFIActive Investment ber3l Come Benefits Cmruits ionsr FA s Assets(MW $15,858 15 NA $7,956 $3,012 $1,075 11,988 16 NA 7,692 3,821 807 8,925 17 NA 7,392 3,821 574 5,928 18 NA 7,068 3,821 347 3,028 19 NA 6,720 3,821 128 257 2020 NA 6,348 3,821 (79) (2,348) 2021 NA 5,988 3,821 (273) (4,788) 2022 NA 5,604 3,821 (453) (7,024) 2023 NA 5,232 3,821 (617) (9,052) 2024 NA 4,860 3,821 (765) (10,856) 2025 NA 4,488 3,821 (895) (12,418) 2026 NA 4,128 3,821 (11005) (13,730) 2027 NA 3,780 3,821 (1,097) (14,786) 2028 NA 3,432 3,821 (1,168) (15,565) 2029 NA 3,084 3,821 (1,216) (16,044) 2030 NA 2,760 3,821 (1,242) (16,225) 2031 NA 2,424 3,821 (1,243) (16,071) 2032 NA 2,112 3,821 (1,219) (15,580) 2033 NA 1,824 3,821 (1,168) (14,751) 2034 NA 1,548 3,821 (1,091) (13,569) 2035 NA 1,296 3,821 (986) (12,031) 2036 NA 1,068 3,821 (854) (10,132) 2037 NA 864 3,821 (695) (7,870) 2038 NA 696 3,821 (507) (5,251) 2039 NA 552 3,821 (292) (2,274) 2040 NA 444 3,821 (49) 1,053 2041 NA 336 - 71 788 2042 NA 264 - 53 577 2043 NA 204 - 38 411 2044 NA 144 - 27 295 2045 NA 108 - 19 206 2046 NA 84 - 13 135 2047 NA 60 - 8 84 2048 NA 36 - 5 53 2049 NA 24 - 3 32 2050 NA 12 - 2 22 2051 NA 12 - 1 12 2052 NA 12 - 0 - 2053 NA 1. As of December 31,2014 there were no Active LOPFI Volunteer Firemen. 2. Local plan contributions only;8318.42 per month in 2015 and thereafter in addition to the LOPFI rate. The first year contribution assumes that the City will be under LOPFI administration for the last six months of 2015. The last year contribution based on a 25 year amortization schedule would be applied to calendar year 2040. 3. Reported market value of assets. Assets are projected at the assumed rate of return of 8%per year. Note: The actual future contributions for this group are affected by investment return,number of active members and life expectancy.Ibis projection does not show the effect on future employer contributions of differences between actual and assumed future experience.These differences can have a significant effect on these results. 6/10/2015 Gabriel Roeder Smith& Company -21-