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HomeMy WebLinkAboutOrdinance 3638 N41 CROFILMED ORDINANCE NO . 3638 AN ORDINANCE PROVIDING FOR THE ISSUANCE OF $ 10 , 0001000 OF WATER AND SEWER SYSTEM REFUNDING AND IMPROVEMENT REVENUE BONDS , SERIES 1992 OF THE CITY OF FAYETTEVILLE , ARKANSAS ; AUTHORIZING THE EXECUTION AND DELIVERY OF A BOND PURCHASE AGREEMENT AND AN ESCROW DEPOSIT AGREEMENT IN CONNECTION THEREWITH ; DIRECTING THE TRANSFER OF MONEYS HELD IN CONNECTION WITH THE OUTSTANDING WATER AND SEWER REVENUE BONDS OF SAID CITY ; PROVIDING FOR CERTAIN OTHER MATTERS RELATING THERETO AND DECLARING AN EMERGENCY . WHEREAS , the City of Fayetteville , Arkansas ( the " City " ) , a city of the first class , owns and operates water and sewer utilities as a combined , integrated public water and sewer system ( which system , together with all capital improvements thereto , is herein collectively called the " System" ) ; and WHEREAS , the City issued its $4 , 335 , 000 Water and Sewer Revenue Refunding Bonds , Series 1985 , dated November 15 , 1985 ( the " Prior Bonds " ) , of which $ 3 , 280 , 000 in principal amount are now outstanding , pursuant to Ordinance No . 3134 , adopted by the Board of Directors of the City ( the " Board" ) on October 9 , 1985 , and the constitution and laws of the State of Arkansas ( the " State " ) ; and WHEREAS , the City is authorized under: the constitution and laws of the State , including particularly Title 14 , Chapter 234 , Subchapter 2 , Title 14 , Chapter 235 , Subchapter 2 , Title 14 , Chapter 164 , Subchapter 4 and Title 19 , Chapter 91 Subchapter 6 of the Arkansas Code of 1987 Annotated ( collectively the "Authorizing Legislation" ) , to acquire , construct , equip , improve , maintain , operate and repair the System and to issue its revenue bonds to finance capital improvements to the System or to refund any outstanding bonds issued for the purpose of financing such capital improvements ; and WHEREAS , the Board believes that it is desirable to refund the Prior Bonds and necessary to make certain capital improvements to the System as hereinafter described and , accordingly , that it is in the best interest of the City that the City authorize and issue its Water and Sewer System Refunding and Improvement Revenue Bonds , Series 1992 , dated August 15 , 1992 , in the aggregate principal amount of $ 10 , 000 , 000 and as further described in Section 3 of this Ordinance ( the "Bonds " ) , to provide funds , with any other available funds , to refund the Prior Bonds , to finance the cost of making such capital improvements , to establish a related debt service reserve and to pay certain expenses incidental thereto ; 1 1 l r 4 1 WHEREAS , the City has made arrangements for the sale of the ' Bonds to Llama Company of Fayetteville , Arkansas ( the "Purchaser" ) and in connection therewith has prepared and distributed a Preliminary Official Statement , dated August 7 , 1992 ( the " Preliminary Official Statement" ) ; and WHEREAS , there has been submitted to the City a Bond Purchase Agreement , dated August 18 , 1992 ( the "Bond Purchase Agreement" ) , providing for the purchase of the Bonds by the Purchaser ; and WHEREAS , a final Official Statement , dated August 18 , 1992 , ( the "Official Statement" ) , has been prepared and will be distributed in connection with the offer and sale of the Bonds ; and WHEREAS , there has been submitted to the City an Escrow Deposit Agreement , dated as of August 15 , 1992 , between The State First National Bank in the City of Texarkana , Arkansas , as escrow agent ( the " Escrow Agent" ) , and the City , which provides for the refunding of the Prior Bonds ( the " Escrow Deposit Agreement " ) ; and WHEREAS , copies of the Preliminary Official Statement , Official Statement , Bond Purchase Agreement and Escrow Deposit Agreement have been presented to and are before the Board at this meeting ; NOW , THEREFORE , BE IT ORDAINED BY THE BOARD OF DIRECTORS OF THE CITY OF FAYETTEVILLE , ARKANSAS , AS FOLLOWS : Section 1 . Definitions . In addition to the terms defined in the preamble to this Ordinance the following terms shall have the following meanings ; "Accountant" means a firm of independent certified public accountants of recognized national standing selected from time to time by the City which may be the firm of accountants which regularly audits the books of the City . "Amortization Requirements " means the amounts required to be deposited in the Redemption Account for the purpose of redeeming prior to their maturity and paying at their maturity the Term Bonds , the specific amounts and times of such deposits being set forth in Schedule A attached hereto . " Budget" means the annual budget of the System adopted in accordance with this Ordinance . "Code" means the Internal Revenue Code of 1986 , as now or hereafter amended , and applicable regulations issued or proposed thereunder . 2 " Consulting Engineer" means a firm of independent engineers having recognized experience in municipal water and sewer systems selected from time to time by the City . "Government Obligations" means ( i ) direct obligations of , or obligations the payment of the principal of and interest on which is fully guaranteed by , the United States of America ; ( ii ) obligations issued or guaranteed by any instrumentality or agency of the United States of America , whether now existing or hereafter organized , including but not limited to those of the Federal Financing Bank , the members of the Farm Credit System whether individually or consolidated , Federal Home Loan Banks , the Export-Import Bank , Government National Mortgage Association and the Tennessee Valley Authority ; ( iii ) evidences of ownership of proportionate interests in future interest or principal payments on obligations specified in clause ( i ) of this definition held by a bank or trust company as custodian , under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor on the underlying obligations described in clause ( i ) of this definition , and which underlying obligations are not available to satisfy any claim of the custodian or any person claiming through the custodian or to whom the custodian may be obligated ; ( iv) municipal obligations , the payment of the principal of , interest on and redemption premium , if any , on which are irrevocably secured by obligations described in clause ( i ) of this definition and which obligations have been deposited in an escrow account which is irrevocably pledged to the payment of the principal of , interest on and redemption premium , if any , on such municipal obligations ; ( v) obligations issued by any state of the United States ; and ( vi ) municipal obligations the payment of the principal of and interest on which are insured ; provided , however , the obligations described in clauses ( v) and ( vi ) of this definition shall also be rated in one of the top two highest rating categories (without regard to any gradation within such category ) by both Moody ' s and S&P or , upon the discontinuance of either or both of such services , any other nationally recognized rating service or services . "Gross Revenues " means all fees , tolls , rates , rentals and charges levied and collected in connection with and all other income and receipts of whatever kind or character derived by the City from the operation of the System . Gross Revenues shall specifically include , but not be limited to , revenues from water sales , fire protection charges , sewer service charges and interest income on Revenue Fund balances . Notwithstanding the foregoing , Gross Revenues shall not include acreage , connection , front- footage , tap-on , assessment and similar fees , charges , contributions or grants derived by the City in connection with the provision of or payment for capital improvements constituting a part of the System . 3 "Guaranteed Investment Contract" means investment agreements with any bank or trust company which has long-term obligations rated in one of the two highest rating categories by Moody ' s and S &P or , upon the discontinuance of either or both of such services , any other nationally recognized rating service or services . " Improvements " means the capital improvements to be made to the System described in Section 2 of this Ordinance , the cost of which is to be financed in part by the issuance of the Bonds . " Investment Obligations " means any of the following , to the extent that the same are legal investments for the investment of public funds under State law : ( a ) Government Obligations ; ( b) bankers acceptances , certificates of deposit or time deposits of any bank , trust company or savings and loan association ( including any investment in pools of such bankers acceptances , certificates of deposit or time deposits ) , which , to the extent that such obligations are not insured by the Federal Deposit Insurance Corporation , are collateralized at all times in amounts and by obligations as shall be permitted by State law ; ( c ) any repurchase , reverse repurchase or investment agreement with any bank or trust company organized under the laws of any state of the United States or any national banking association , insurance company , or government bond dealer reporting to , trading with , and recognized as a primary dealer by the Federal Reserve Bank of New York and a member of the Security Investors Protection Corporation , which agreement is secured by any one or more of the securities described in clauses ( i ) , ( ii ) or ( iii ) of the definition of Government Obligations provided that the City has a perfected first security interest in the collateral and that the City or its agent has possession of the collateral , and that such col- lateral is held free and clear of claims by third parties ; and ( d ) Guaranteed Investment Contracts . "Maximum Principal and Interest Requirements " means the maximum amount of Principal and Interest Requirements for any fiscal year of the System . "Moody ' s " means Moody ' s Investors Service , a corporation organized and existing under the laws of the State of Delaware , its successors and their assigns , and , if such corporation shall be dissolved or liquidated or shall no longer perform the functions of 4 1 1 I • I I� • I \ 1 1 •• 1 a securities rating agency , "Moody ' s " shall be deemed to refer to any other nationally recognized securities rating agency designated by the City . "Net Revenues " means , for any period , Gross Revenues less Operating Expenses for such period . "Operating Expenses " means , for any period , all ordinary and necessary expenses of operation , repair , maintenance and insuring of the System under generally accepted accounting principles except that they shall not include any allowance for depreciation , any deposits or transfers to the credit of the Bond Fund or any other fund or account created for the payment of debt service on Parity Indebtedness or subordinated indebtedness secured by a pledge of Net Revenues as permitted hereunder , the Debt Service Reserve Fund or any other debt service reserve fund or account created in connection with the issuance of Parity Indebtedness or such subordinated indebtedness or the Renewal and Replacement Fund , any payments of franchise taxes to the City or any payments with respect to obligations not payable in whole or in part under any circumstances from Gross Revenues , Operating Expenses shall specifically include obligations of the City to. the Beaver Water District of Benton and Washington Counties , Arkansas . " Parity Indebtedness " means indebtedness of the City issued on a parity as to security with the Bonds in accordance with Section 14 of this Ordinance . " Principal and Interest Requirements " for any fiscal year of the System , as applied to the Bonds , means the sum of : ( a ) the amount required to pay the interest on the Bonds then outstanding which is payable on February 15 and on August 15 of such fiscal year , ( b) the amount required to pay the principal of the Serial Bonds then outstanding which is payable on August 15 of such fiscal year and ( c ) the Amortization Requirement for the Term Bonds then outstanding for the twelve ( 12 ) -month period ending on August 14 of such fiscal year . In calculating Principal and Interest Requirements there may be excluded any principal amount of the Bonds or any Amortization Requirement which the City covenants to pay or satisfy with moneys in the Debt Service Reserve Fund which may be used for such purpose . 5 " Principal and Interest Requirements " for any fiscal year of the System , as applied to any Parity Indebtedness , means the sum of the amounts required by the ordinance providing for the issuance of such Parity Indebtedness to pay or to provide for the payment of the interest on and principal of such Parity Indebtedness then outstanding with respect to such fiscal year . "Registrar" means the Registrar serving as such under this Ordinance , whether original or successor . "Reserve Fund Requirement" , as applied to the Bonds , means the amount of $800 , 000 unless the Bonds are redeemed prior to maturity , in which case such amount shall be the lesser of ( a ) such amount reduced pro rata by multiplying such amount by a ratio the numerator of which is the principal amount of Bonds so redeemed and the denominator of which is $10 , 000 , 000 and ( b) the Maximum Principal and Interest Requirements on account of the Bonds in the then current or any subsequent fiscal year . " Serial Bonds " means the Bonds which shall be stated to mature in annual installments and are so designated in Schedule A attached hereto . " S&P" means Standard & Poorfs Corporation , a corporation organized and existing under the laws of the State of New York , its successors and their assigns , and , if such corporation shall be dissolved or liquidated or shall no longer perform the functions of a securities rating agency , " S&P" shall be deemed to refer to any other nationally recognized securities rating agency designated by the City . "Term Bonds " means the Bonds so designated in Schedule A attached hereto . "Trustee " means the Trustee serving as such under this Ordinance , whether original or successor . Section 2 . Refunding Prior Bonds and Making improvements . 1 . The Board hereby determines that it is desirable to refund the Prior Bonds . The Board also hereby determines that it is necessary to construct or otherwise make the Improvements consisting of the following capital improvements to the System , the cost of which is to be financed in part by the issuance of the Bonds as hereinafter provided : ( a ) The construction of approximately 59 , 650 feet of a 36-inch water transmission main from the Beaver Water Treatment Plant at Lowell , Arkansas to the northern part of the City in accordance with the recommendations in a Water Master Planning Study and an Overall Design Report prepared 6 for the City by MCGoodwin , Williams and Yates in 1989 and 1991 , respectively , and as specified in plans and specifications for such work prepared by McGoodwin , Williams and Yates and McClelland Engineers ( "Phase I of the Water Main" ) . The estimated cost of constructing Phase I of the Water Main , including related engineering and right-of-way acquisition costs , is $ 6 , 500 , 000 . ( b) The construction of approximately 38 , 000 feet of a 36- inch water transmission main constituting the continuation of Phase I of the Water Main within the City and the construction of other water lines connecting such main to the System in accordance with such recommendations and specifications described in subsection ( a ) above ( collectively "Phase II of the Water Main" ) . The estimated cost of constructing Phase II of the Water Main , including related engineering and right-of-way acquisition costs , is $ 4 , 400 , 000 . ( c ) The rehabilitation of the existing sewer collection system constituting a part of the System in the White River Watershed in accordance with the recommendations in a Sewer System Evaluation Study performed by McGoodwin , Williams and Yates in 1989 and 1990 and in the Illinois River Watershed in accordance with the recommendations in a Sewer System Evaluation Study performed by RJN Environmental Group in conjunction with McClelland Engineers in 1991 ( collectively " Sewer Rehabilitation" ) . The estimated cost of such rehabilitation is $5 , 841 , 600 . ( d ) The construction of two six-million-gallon water storage tanks and approximately 12 , 500 feet of connecting water transmission lines which are required to meet fire flood and operational water demands and complement Phase I of the Water Main and Phase II of the Water Main in accordance with the recommendations in the study and the report and as specified in the plans and specifications described in subsection ( a ) of this Section ( collectively "Phase III " ) . The estimated cost of Phase III is $ 3 , 3001000 . 2 . After the proceeds of the Bonds are applied to the refunding of the Prior Bonds and the funding of the Debt Service Reserve Fund and the Bond Fund in accordance with the provisions of Section 23 of this Ordinance , the proceeds of the Bonds will be deposited to the credit of the Construction Fund created by this Ordinance and applied to pay a portion of the cost of making the Improvements , as follows : ( a ) The first priority for such application of Bond proceeds will be to pay a portion of the cost of Phase I of the Water Main . 7 (b) If the proceeds of the City ' s Sales and Use Tax Capital Improvement Bonds , Series 1990 ( the " Sales and Use Tax Bonds" ) intended to be used for constructing Phase I of the Water Main are made available to the City for such purpose by the Trustee under the Trust Indenture , dated as of October 15 , 1990 , relating to the Sales and Use Tax Bonds ( the " Indenture" ) , then ( i ) such proceeds of the Sales and Use Tax Bonds will be applied or , with respect to costs of Phase I of the Water Main paid from the proceeds of the Bonds , deemed to have been applied to such purpose in accordance with the Indenture , ( ii ) such proceeds of the Sales and Use Tax Bonds in an amount equal to the costs of Phase I of the Water Project paid from the proceeds of the Bonds will be deposited to the credit of the Construction Fund as a reimbursement of the proceeds of the Bonds so applied and ( iii ) the unexpended or reimbursed proceeds of the Bonds initially intended to be applied to pay the cost of Phase I of the Water Main will instead be applied to pay the cost of Sewer Rehabilitation and a portion of the cost of Phase II of the Water Main to the extent that such proceeds are available therefor . ( c ) If , due to unexpected circumstances , the City is unable to proceed with the construction of Phase I of the Water Main or to apply the proceeds of the Bonds to such purpose , then the proceeds of the Bonds initially intended to be applied to pay the cost of Phase I of the Water Main will instead be applied to pay the cost of Sewer Rehabilitation and a portion of the cost of Phase III to the extent that such proceeds are available therefor . Section 3 . Authorization and Terms of Bonds . 1 . Under the authority of the constitution and laws of the State , including particularly the Authorizing Legislation , there is hereby authorized the issuance of revenue bonds of the City to be designated "Water and Sewer System Refunding and Improvement Revenue Bonds , Series 1992 " in the principal amount of Ten Million Dollars ( $ 10 , 000 , 000 ) . The Bonds shall be special obligations of the City and the principal of and the interest and any redemption premiium on the Bonds shall be secured by a pledge of and payable solely from the Net Revenues as provided in this Ordinance . The principal of and the interest and any redemption premium on the Bonds may also be paid as herein provided from other moneys in the Debt Service Reserve Fund and certain other funds created hereby , including any income received from the investment of moneys deposited in such funds . 2 . The Bonds shall be dated August 15 , 1992 , and interest thereon shall be payable semiannually on February 15 and August 15 of each year , commencing February 15 , 1993 . The Bonds shall be I ssued as fully-registered bonds , numbered consecutively from R- 1 8 upwards , and shall be in the denomination of $ 5 , 000 or any integral multiple thereof . Each Bond shall bear interest from the interest payment date next preceding the date of authentication thereof unless it is authenticated as of an interest payment date , in which event it shall bear interest from such date , or unless it is authenticated prior to the first interest payment date , in which event it shall bear interest from its date , or unless at the time of authentication interest on the Bonds shall be in default , in which event it shall bear interest from the date to which interest has been paid in full . 3 . The Bonds shall be issued in the principal amounts , shall mature , unless sooner redeemed in the manner in this Ordinance set forth , shall consist of Serial Bonds and Term Bonds , with the Term Bonds having such Amortization Requirements , and shall bear interest as set forth in Schedule A attached hereto (which Schedule is incorporated herein by this reference ) . 4 . The Bonds shall be subject to redemption prior to maturity in accordance with the provisions pertaining thereto appearing in the form of Bond hereinafter set forth in this Ordinance . Bonds shall be redeemed only from and to the extent funds on deposit in the Bond Fund are available and sufficient for such purpose . 5 . The Bonds shall be payable , with respect to principal , premium , if any , and interest , in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts . The principal of and any redemption premium on each Bond shall be payable to the registered owner thereof or his registered assigns or legal representative at the corporate trust office of the Registrar upon the presentation and surrender thereof as the same shall become due and payable . Payment of the interest on each Bond shall be made by the Registrar on each interest payment date to the person appearing on the registration books of the City hereinafter provided for as the registered owner of such Bond ( or the previous Bond or Bonds evidencing the same debt as that evidenced by such Bond ) at the close of business on the record date for such interest , which shall be the first ( lst ) day (whether or not a business day ) of the calendar month of such interest payment date , by check mailed to such person at his address as it appears on such registration books . Payment of the interest on the Bonds shall also be made by wire transfer to the registered owner of $ 1 , 000 , 000 or more in principal amount of the Bonds upon the request of such owner . 6 . The Bonds shall bear the facsimile signatures of the Mayor and City Clerk of the City and a facsimile of the official seal of the City shall be imprinted thereon . In case any officer a facsimile of whose signature shall appear on any of the Bonds 9 shall cease to be such officer before the Bonds shall have been delivered , such Bonds may , nevertheless , be delivered as herein provided and may be issued as if the person whose facsimile signature appears on such Bonds had not ceased to hold such office . Any Bonds may bear the facsimile signatures of such persons who at the time of the execution of such Bonds shall be duly authorized or hold the proper office in the City although at the date of the Bonds such persons may not have been so authorized or have held such office . 7 . The Bonds may be exchanged and registered and transfers of the Bonds may be registered in accordance with the provisions pertaining thereto appearing in the form of Bond hereinafter set forth in this Ordinance . 8 . No Bond shall be valid or become obligatory for any purpose or be entitled to any benefit or security under this Ordinance until it shall have been authenticated by the execution by the Registrar of the certificate of authentication endorsed thereon . Section 4 . Bond Form , The Bonds and the endorsements thereon shall be in substantially the following forms and the Mayor and City Clerk of the City are hereby authorized and directed to make all recitals contained therein : UNITED STATES OF AMERICA , STATE OF ARKANSAS COUNTY OF WASHINGTON No . R- $ CITY OF FAYETTEVILLE WATER AND SEWER SYSTEM REFUNDING AND IMPROVEMENT REVENUE BOND SERIES 1992 Rate of Maturity Dated Interest : Date : Date : August 15 , 1992 CUSIP: Registered Owner : Principal Amount : Dollars THE CITY OF FAYETTEVILLE , ARKANSAS ( the " City " ) , a city of the first class , duly created under the laws of the State of Arkansas , 10 for value received , promises to pay to the Registered Owner shown above , or registered assigns or legal representative , upon pre- sentation and surrender of this bond at the corporate trust office of The State First National Bank ( the "Registrar" ) , in the City of Texarkana , Arkansas , the Principal Amount shown above on the Maturity Date shown above (unless this bond shall have been called for prior redemption , in which case on the redemption date ) , in such coin or currency of the United States of America as at the time payment shall be legal tender for the payment of public and private debts , and to pay interest on said Principal Amount from the Dated Date shown above or from the February 15 or August 15 next preceding the date of authentication to which interest shall have been paid , unless such date of authentication is a February 15 or an August 15 to which interest shall have been paid , in which case from such date , such interest to the maturity hereof being payable on February 15 and August 15 in each year , at the Interest Rate per annum specified above , until payment of said Principal Amount . The interest so payable on any such interest payment date will be paid to the person in whose name this bond ( or the previous bond or bonds evidencing the same debt as that evidenced by this bond ) is registered at the close of business on the record date for such interest , which shall be the first ( 1st ) day ( whether or not a business day ) of the calendar month next preceding such interest payment date , by check mailed to such person at his address as it appears on the bond registration books of the City maintained by the Registrar . Payment of the interest on this bond shall also be made by wire transfer to the registered owner of this bond upon the request of such owner if such owner is the registered owner of $ 1 , 000 , 000 or more in principal amount of the bonds of the series of which this bond is one . This bond is one of a series of bonds , designated "Water and Sewer System Refunding and Improvement Revenue Bonds , Series 1992 " and aggregating in principal amount Ten Million Dollars ( $ 10 , 000 , 000 ) ( the "Bonds " ) . The Bonds have been issued for the purpose of financing a portion of the cost of refunding all outstanding water and sewer revenue bonds of the City , financing a portion of the cost of making certain capital improvements to the water and sewer system of the City , funding a debt service reserve and paying certain expenses incidental thereto . The Bonds have been issued pursuant to and in full compliance with the constitution and laws of the State of Arkansas , including particularly Title 14 , Chapter 234 , Subchapter 2 , Title 14 , Chapter 235 , Subchapter 2 , Title 14 , Chapter 164 , Subchapter 4 and Title 19 , Chapter 9 , Subchapter 6 of the Arkansas Code of 1987 Annotated , and pursuant to Ordinance No . 3638 of the City adopted by the Board of Directors of the City on August 18 , 1992 ( the "Ordinance" ) . The Ordinance permits the City to issue , under certain circumstances , Parity Indebtedness ( as defined in the Ordinance ) which may be on a parity of security with the Bonds and subordinated indebtedness 11 payable from Net Revenues subordinate to the Bonds and Parity Indebtedness . Reference is hereby made to the Ordinance and to all ordinances supplemental thereto for the provisions , among others , with respect to the nature and extent of the security , the rights , duties and obligations of the City , the Registrar , the Trustee appointed under the Ordinance ( the "Trustee" ) and the registered owners of the Bonds , and the terms upon which Bonds are issued and secured . A copy of the Ordinance is on file at the corporate trust office of the Trustee and , by the acceptance of this bond , the registered owner hereof assents to all of the provisions of the Ordinance . The Bonds are special obligations of the City and the principal of and the interest and any redemption premium on the Bonds are secured by a pledge of and payable solely from the Net Revenues ( as defined in the Ordinance ) of the City ' s water and sewer system , as more particularly described in the Ordinance . In no event shall the Bonds constitute an indebtedness of the City within the meaning of any constitutional or statutory debt limitation or restriction . THE TERMS AND PROVISIONS OF THIS BOND ARE CONTINUED ON THE REVERSE HEREOF AND SUCH CONTINUED TERMS AND PROVISIONS SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH AT THIS PLACE . IT IS HEREBY CERTIFIED , RECITED AND DECLARED that all acts , conditions and things required to exist , happen and be performed precedent to and in the issuance of this bond do exist , have happened and have been performed in due time , form and manner as required by law and that the indebtedness represented by the Bonds , together with all other obligations of the City , does not exceed any constitutional or statutory limitation . This bond shall not be valid until the Certificate of Authentication endorsed hereon shall have been signed by the Registrar . IN WITNESS WHEREOF , the City of Fayetteville , Arkansas , has caused this bond to bear the facsimile signatures of its Mayor and its City Clerk , thereunto duly authorized , and its official seal to be imprinted hereon , all as of the Dated Date , CITY OF FAYETTEVILLE , ARKANSAS ( facsimile signature ) Mayor ( facsimile sianaturel 12 II A [SEAL] City Clerk CERTIFICATE OF AUTHENTICATION This bond is one of the City of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 described herein. Date of authentication: Registrar By: Authorized Signatory [REVERSE OF BOND] The Bonds are special obligations of the City payable solely from the revenues of the City's water and sewer system (the "System") which are transferred to the Bond Fund established by the Ordinance (the "Bond Fund") in an amount sufficient to pay the principal of and interest and any redemption premium on the Bonds after providing for the payment of operation and maintenance expenses of the System from such revenues. In the Ordinance the City covenants to maintain rates for System services sufficient to produce annually revenues of at least one hundred ten percent (110%) of the amount required for the same period to provide for the payment of expenses of operation and maintenance of the System, to provide for the payment of principal of and interest on the Bonds and any Parity Indebtedness as the same become due, to provide for the payment of Registrar and Trustee fees, to make required deposits into the Debt Service Reserve Fund established by the Ordinance (the "Debt Service Reserve Fund") and to make required deposits into the Renewal and Replacement Fund established by the Ordinance (the "Renewal and Replacement Fund"). The Bonds are further secured by amounts maintained in the Debt Service Reserve Fund. Moneys in the Debt Service Reserve Fund may be used only for the payment of principal of and interest on the Bonds in the event moneys in the Bond Fund are insufficient for 13 such purposes or to pay the final maturity of and the respective interest on the Bonds. under certain circumstances moneys in the Renewal and Replacement Fund may also be used to pay principal of and interest on the Bonds if moneys in the Debt Service Reserve Fund are insufficient for such purposes. The Bonds consist of bonds maturing on August 15 of the years 1993 to 2009, inclusive (the "Serial Bonds"), and of bonds maturing on August 15, 2012 (the "Term Bonds"). The Term Bonds are subject to mandatory redemption in part from moneys in the Redemption Account created by the Ordinance in a total principal amount equal to the Amortization Requirements (as defined in the Ordinance), less the principal amount of the Term Bonds retired by purchase, at the principal amount thereof, together with accrued interest to the date fixed for redemption, but without premium, on August 15 of the following years and in the following amounts: 2010 $ 665,000 2011 705,000 2012 1,550,000 Bonds maturing on or after August 15, 2000, are subject to redemption prior to maturity, at the option of the City, in whole or in part at any time, on or after August 15, 1999, from funds from any source, at the redemption prices set forth below (expressed as a percentage of principal amount) together with accrued interest to the date fixed for redemption: Redemption Dates (Inclusive) Redemption Prices August 15, 1999 to August 14, 2000 103% August 15, 2000 to August 14, 2001 102 August 15, 2001 to August 14, 2002 101 August 15, 2002 and thereafter 100 If less than all of the Bonds of any one maturity shall be called for redemption, the particular Bonds or portions of Bonds of such maturity to be redeemed shall be selected by lot by the City in such manner as the City in its discretion may determine; provided, however, that the portion of any Bond to be redeemed shall be in the principal amount of $5,000 or some multiple thereof and that, in selecting Bonds for redemption, the Registrar shall treat each Bond as representing that number of Bonds which is obtained by dividing the principal amount of such Bond by $5,000. If less than all of the Bonds stated to mature on different dates shall be called for redemption, the particular Bonds or portions thereof to be redeemed shall be called in inverse order of their maturities. E-: Not more than sixty (60) nor less than thirty (30) days before the redemption date of any Bonds to be redeemed, whether such redemption be in whole or in part, the City shall cause a notice of such redemption to be filed with the Registrar and the Registrar shall mail, postage prepaid, such notice to the registered owner of each Bond to be redeemed in whole or in part at his address appearing upon the registration books of the City. Such notice may also be given to such national depositaries and wire services used to distribute information relating to municipal bonds in such manner and at such time as the Registrar may deem appropriate. Failure so to mail or give such notice or any defect therein shall not affect the validity of the proceedings for such redemption as regards registered owners to whom such notice was given as required. Each such notice shall set forth the date designated for redemption, the redemption price to be paid, the maturities of the Bonds to be redeemed and, if less than all of the Bonds of any one maturity then outstanding shall be called for redemption, the distinctive numbers and letters, if any, of such Bonds to be redeemed and, in the case of any Bond to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Bond is to be redeemed in part only, the notice of redemption shall state also that on or after the redemption date, upon surrender of such Bond, a new Bond or Bonds in principal amount equal to the unredeemed portion of such Bond will be issued. On or before the date fixed for redemption, moneys shall be deposited with the Registrar or the Trustee to pay the principal of and the redemption premium, if any, on the Bonds or portions thereof called for redemption as well as the interest accruing thereon to the redemption date thereof. On the date fixed for redemption, notice having been given in the manner and under the conditions hereinabove provided, the Bonds or portions thereof called for redemption shall be due and payable at the redemption price provided therefor, plus accrued interest to such date. If moneys sufficient to pay the redemption price of the Bonds or portions thereof to be redeemed, plus accrued interest thereon to the date fixed for redemption, are held by the Registrar or the Trustee in trust for the registered owners of Bonds or portions thereof to be redeemed, interest on the Bonds or portions thereof so called for redemption shall cease to accrue, such Bonds or portions thereof shall cease to be entitled to any benefits or security under the Ordinance or to be deemed outstanding, and the registered owners of such Bonds or portions thereof shall have no rights in respect thereof except to receive payment of the redemption price thereof, plus accrued interest to the date of redemption. 15 f If a portion of a Bond shall be selected for redemption, the registered owner thereof or his attorney or legal representative shall present and surrender such Bond to the Registrar for payment of the principal amount thereof so called for redemption and the redemption premium, if any, on such principal amount, and the Registrar shall authenticate and deliver to or upon the order of such registered owner or his legal representative, without charge therefor, for the unredeemed portion of the principal amount of the Bond so surrendered, a new Bond or Bonds of the same maturity, of any authorized denominations and bearing interest at the same rate. The Bonds are issuable in fully registered form in the denomination of $5,000 or any integral multiple thereof. Upon surrender thereof at the corporate trust office of the Registrar together with an assignment duly executed by the registered owner or his attorney or legal representative in such form as shall be satisfactory to the Registrar, Bonds may, at the option of the registered owner thereof, be exchanged for an equal aggregate principal amount of Bonds of the same maturity, of any authorized denominations and bearing interest at the same rate. The Registrar shall keep at its corporate trust office the books of the City for the registration of transfer of Bonds. The transfer of this bond may be registered only upon such books upon the surrender hereof to the Registrar together with an assignment duly executed by the registered owner hereof or his attorney or legal representative in such form as shall be satisfactory to the Registrar. Upon any such registration of transfer, the Registrar shall deliver in exchange for this bond a new Bond or Bonds, registered in the name of the transferee, of any authorized denominations, in an aggregate principal amount equal to the unredeemed principal amount of this bond, of the same maturity and bearing interest at the same rate. In all cases in which Bonds shall be exchanged or the transfer of Bonds shall be registered as provided above, the Registrar shall authenticate and deliver at the earliest practicable time Bonds in accordance with such provisions. All Bonds surrendered in any such exchange or registration of transfer shall forthwith be cancelled by the Registrar. The City or the Registrar may make a charge for shipping and out-of-pocket costs for every such exchange or registration of transfer of Bonds sufficient to reimburse it for any tax or other governmental charge required to be paid with respect to such exchange or registration of transfer, but no other charge shall be made for exchanging or registering the transfer of Bonds. The Registrar shall not be required to exchange or register the transfer of any Bond during a period beginning at the opening of business fifteen (15) days before the day of the mailing of a notice of redemption of Bonds or any portion thereof and ending at the close of business on the day of such mailing or of any Bond 16 called for Ordinance. redemption in whole or in part pursuant to the The registered owner of this Bond is required to give the Registrar written notice of ownership hereof and of the address to which interest payments are to be mailed. The City and the Registrar may deem and treat the person in whose name this bond is registered as the absolute owner hereof (whether or not this bond shall be overdue) or the purpose of receiving payment of, or on account of, principal hereof and interest due hereon and for all other purposes, and neither the City nor the Registrar shall be affected by any notice to the contrary. In certain events, on the conditions, in the manner and with the effect set forth in the Ordinance, the principal of all the Bonds then outstanding under the Ordinance may become or may be declared due and payable before the stated maturities thereof, together with the interest accrued thereon. This bond is declared to be a negotiable instrument within the meaning of the negotiable instruments law of the State of Arkansas under the provisions of Title 14, chapter 164, chapter 4 referred to herein and is issued with the intent that the laws of the State of Arkansas will govern its construction. No covenant or agreement contained in this bond or the Ordinance shall be deemed to be a covenant or agreement or any past, present or future director, officer or employee of the City in his individual capacity, and no officer thereof executing this bond shall be liable personally on this bond or be subject to any personal liability or accountability by reason of the issuance of this bond. 17 [Form of Assignment] FOR VALUE RECEIVED, the undersigned, hereby sells, assigns, and transfers unto (Please insert Social Security or other identifying number of assignee) the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints aLLorney to register the Lransier oI said bond on the books kept for registration thereof, with full power of substitution in the premises. Dated: NOTICE: The signature(s) to this assignment must correspond with the names appearing upon the face of the within bond in every particular, without alteration or enlargement or any change whatever. Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. Ei3 Section 5. Construction Fund. and establishes the Construction Fund, the City as a segregated fund and to shall be deposited proceeds of the Ordinance. 1. The City hereby creates which shall be maintained by the credit of which there Bonds as directed in this 2. The cost of the Improvements shall be paid from the Construction Fund as herein provided. For the purposes of this Section, the cost of the Improvements shall include, without intending thereby to limit or to restrict or to extend any proper definition of such cost under the provisions of this Ordinance, the following: (a) obligations incurred for labor and materials and to contractors, builders and materialmen in connection with the construction of enlargements, improvements and extensions or other work, for machinery and equipment, and for the restoration of property damaged or destroyed in connection therewith; (b) all direct costs of the Improvements described in the plans and specifications for the Improvements; (c) the cost of acquiring by purchase, if such purchase shall be deemed expedient, and the amount of any award or final judgment in any proceeding to acquire by condemnation, such land, property rights, rights -of -way, franchises, ease- ments, and other interests in lands as may be deemed necessary or convenient in connection with the Improvements, and the amount of any damages incident thereto; (d) expenses of administration properly chargeable to the work constituting the Improvements, legal, architectural and engineering expenses and fees, cost of audits and of pre- paring and issuing the Bonds, fees and expenses of consul- tants, financing charges, taxes or other governmental charges lawfully assessed during such work, premiums on insurance in connection with such work, premiums for bond insurance, initial set-up fees and annual fees for letters of credit, lines of credit, standby bond purchase agreements or other similar credit enhancement or liquidity enhancement devices and all other items of expense not elsewhere in this Section specified, incident to the work constituting the Improvements and the placing of the same in operation; and (e) any obligation or expense heretofore or hereafter incurred by the City for any of the foregoing purposes, including the cost of materials, supplies or equipment fur- nished by the City in connection with the work constituting OV the Improvements and paid for by the City out of funds other than moneys in the Construction Fund. 3. Before any such payment shall be made, there shall be filed with the Administrative Services Director of the City or one or more other officers or employees of the City designated for such purpose by the City (collectively the "Administrative Services Director") a requisition, signed by the City Engineer or one or more other officers or employees of the City designated for such purpose by the City (collectively the "City Engineer"), stating: (a) the item number of such payment, (b) the name of the person to whom such payment is due, (c) the amount to be paid excluding any applicable sales tax, (d) the purpose by general classification for which the obligation to be paid was incurred, (e) that the obligation in the stated amount has been incurred, is presently due and payable and constitutes a proper charge against the Construction Fund that has not been paid, (f) that there has not been filed with or served upon the City notice of any lien, right to lien or attachment upon, or claim affecting the right to receive payment of, any of the money payable to any of the persons named in such requisition, which has not been released or will not be released simultaneously with the payment of such obligation, and (g) that such requisition contains no item representing payment on account of any retainage which the City is entitled to retain at the date of such requisition. Upon receipt of each requisition, the Administrative Services Director shall pay the obligations set forth in such requisition out of money in the Construction Fund. 4. When the work constituting the Improvements shall have been completed, which fact shall be evidenced by a certificate stating the date of such completion, signed by the City Engineer, the balance in the Construction Fund not reserved by the City for the payment of any remaining part of the cost of the Improvements shall be transferred, in the discretion of the City, to the credit of the Bond Fund for the payment of principal of or interest on the Bonds or retained in the Construction Fund and used to pay the 20 cost of additional capital improvements within the meaning of the Authorizing Legislation which have been approved by the City. Section 6. Rate Covenants. The City covenants that: (a) It will continue in effect the present schedules of rates for water and sewer services established by Ordinance No. 3491, adopted by the Board on July 17, 1990, and Ordinance No. 3637, adopted by the Board on August 18, 1992 (which ordinances are incorporated herein by this reference and which rates are herein collectively called the "System Rates"). (b) Application of the System Rates will produce during each fiscal year of the System Gross Revenues of at least one hundred ten percent (110%) of the amount required for such fiscal year to (i) pay operating Expenses, (ii) pay Principal and Interest Requirements on all Bonds and Parity Indebtedness then outstanding, (iii) pay any Registrar and Trustee fees, (iv) make required deposits into the Debt Service Reserve Fund hereinafter established, and (v) make required deposits into the Renewal and Replacement Fund hereinafter established. The City shall increase System Rates from time to time, as and when necessary, to produce Gross Revenues in the amount specified above. Section 7. Other Funds. 1. The City hereby creates and establishes the following funds: (a) Revenue Fund (b) Operation and Maintenance Fund (c) Bond Fund (d) Debt Service Reserve Fund (e) Renewal and Replacement Fund The City hereby also creates and establishes two separate accounts in the Bond Fund designated the "Bond Service Account" and the "Redemption Account". The Revenue Fund, Operation and Maintenance Fund and Renewal and Replacement Fund shall be maintained by the City as segregated funds and the Bond Fund and Debt Service Reserve Fund shall be maintained by the Trustee as segregated funds. Moneys deposited in each of such funds shall be expended only as set forth in this Ordinance. 2. The City may, in connection with the issuance of Parity Indebtedness, create other funds under this Ordinance as may be necessary or convenient. 21 Section 8. Revenue Fund. 1. The City shall cause all Gross Revenues to be promptly deposited to the credit of the Revenue Fund. 2. Commencing on the day following the delivery of the Bonds and thereafter not later than the fifth (5th) business day preceding the fifteenth (15th) day of each month, the City shall transfer from the Revenue Fund to the following funds, in the order indicated, the amounts set forth below: FIRST: for deposit into the Operation and Maintenance Fund, the amount necessary to cause moneys therein to equal the anticipated Operating Expenses, as shown by the Budget, for the two next succeeding months; SECOND: to the Trustee, for deposit into the Bond Service Account, an amount equal to one -sixth (1/6th) of the interest due on the outstanding Bonds on the next interest payment date plus one -twelfth (1/12th) of the principal due on the outstanding Serial Bonds on the next principal payment date, after taking into account any amounts then held for the credit of the Bond Service Account for the payment of such interest and principal, and, for deposit into a separate account, such amount as is required to make the amount in each other fund or account created for the payment of debt service on Parity Indebtedness equal to the amount then required to be in such debt service fund or account; THIRD: to the Trustee, for deposit into the Redemption Account, an amount equal to one -twelfth (1/12th) of the Amortization Requirement with respect to the outstanding Term Bonds to be satisfied within the next succeeding twelve (12) -month period ending on August 14 plus the premium, if any, on the respective principal amount of Term Bonds which would be payable if such principal amount of Term Bonds were to be redeemed during such period from moneys held for the credit of the Redemption Account, after taking into account any amounts then held for the credit of the Redemption Account; FOURTH: to the Trustee, for deposit into the Debt Service Reserve Fund, beginning in the month following the month in which a deficiency in the Debt Service Reserve Fund was created by a withdrawal, valuation or otherwise, an amount at least equal to one -twelfth (1/12th) of the amount of such deficiency until the amount in the Debt Service Reserve Fund is equal to the Reserve Fund Requirement and, for deposit into a separate 22 account, such amount as is required to make the amount in each other debt service reserve fund or account created in connection with the issuance of Parity Indebtedness equal to the amount then required to be in such debt service reserve fund or account; and FIFTH: for deposit into the Renewal and Replacement Fund, to the extent moneys are available in the Revenue Fund, the amount necessary to cause the amount therein to equal three hundred thousand dollars ($300,000) or such greater amount as the Board may determine from time to time to be appropriate, provided that the amount to be transferred from the Revenue Fund and deposited into such fund in any month need not exceed one -twelfth (1/12th) of the amount then required to be held for the credit of such fund. 3. If in any month there shall be a failure to transfer the required amount into any of the funds or accounts as described above, then the amount of any deficiency shall be added to the amount otherwise required to be transferred into said funds or accounts in the next succeeding month. 4. Any moneys remaining in the Revenue Fund immediately following the transfers required by this Section, and before additional deposits of Gross Revenues are made into the Revenue Fund, may be used, at the option of the City, for any lawful purposes, including such purposes as may be provided for by any ordinance of the Board other than this Ordinance and the reconstruction, replacement or repair of the System as provided in Section 15 hereof. 5. Not later than the time that the City shall have called any of the Bonds for redemption prior to maturity at its option, the City shall transfer to the Trustee for deposit into the Redemption Account from any available funds of the City an amount sufficient, together with any other funds in the Redemption Account available for such purpose, to pay the principal of and any premium on the Bonds to be redeemed pursuant to such call. Section 9. Operation and Maintenance Fund. 1. The City shall deposit to the credit of the Operation and Maintenance Fund moneys received therefor pursuant to Section 8 of this Ordinance. 2. Moneys in the Operation and Maintenance Fund shall be expended solely for the purpose of paying Operating Expenses. Section 10. Bond Fund. 1. The Trustee shall deposit to the credit of each account in the Bond Fund and any separate account with respect to a debt service fund or account created in 23 connection with the issuance of Parity Indebtedness moneys received therefor pursuant to Section 8 of this Ordinance. 2. On or before the third (3rd) business day preceding each interest payment date or redemption date for any of the Bonds outstanding, the Trustee shall withdraw from the Bond Service Account and deposit in trust with the Registrar in immediately available funds an amount sufficient to enable the Registrar to remit by mail or wire transfer, as the case may be, to the registered owners of the Bonds the amounts required to pay interest on the Bonds due on such date, and such amount shall be so applied. 3. On or before the third (3rd) business day preceding each principal payment date for any of the Serial Bonds outstanding, the Trustee shall withdraw from the Bond Service Account and deposit in trust with the Registrar in immediately available funds the amount required to pay principal of the Serial Bonds due on such date, and such amount shall be so applied. 4. Moneys held for the credit of the Redemption Account shall be applied to the retirement of the Bonds as follows: (a) Subject to the provisions of paragraph (c) of this subsection, at the direction of the City the Trustee shall endeavor to purchase any Bonds secured hereby and then outstanding, whether or not such Bonds shall then be subject to redemption, on the most advantageous terms obtainable with reasonable diligence, such price not to exceed the principal of such Bonds plus the amount of the redemption premium, if any, which might on the next redemption date be paid to the registered owners of such Bonds under the provisions of this Ordinance regarding redemption if such Bonds should be called for redemption on such date from moneys in the Bond Fund. The Trustee shall pay the interest accrued on such Bonds to date of settlement therefor from the Bond Service Account and the purchase price from the Redemption Account, but no such purchase shall be made by the Trustee within the period of forty-five (45) days next preceding any interest payment date on which such Bonds are subject to call for redemption under the provisions of this Ordinance, except from moneys other than moneys set aside or deposited for the redemption of Bonds. (b) Subject to the provisions of this Ordinance regarding redemption and paragraph (c) of this subsection, the Trustee may call for redemption on each date on which Bonds are subject to redemption as provided in this Ordinance such amount of such Bonds as, with the redemption premium, if any, will exhaust the moneys which will be held for the credit of the Redemption Account on such date as nearly as may be; provided, however, that no less than fifty thousand dollars ($50,000) principal amount of Bonds shall be called for redemption at any one time unless a lesser amount shall be required to satisfy any applicable Amortization Requirement. On or before the third (3rd) business day preceding each redemption date, the Trustee shall withdraw from the Bond Service Account and the Redemption Account and set aside in separate accounts or deposit with the Registrar the respective amounts required for paying the interest on, and the principal and redemption premium of, the Bonds so called for redemption. (c) Moneys held by the Trustee in the Redemption Account shall be applied by the Trustee during each twelve (12) -month period ending on August 14 to the retirement of Bonds then outstanding in the following order: FIRST: the Term Bonds to the extent of the Amortization Requirement, if any, for such period for such Term Bonds, plus the applicable premium, if any; SECOND: the remaining Term Bonds; and THIRD: after the retirement of all Term Bonds, Serial Bonds in the inverse order of their maturities. Upon the retirement of any Bonds by purchase or redemption the Trustee shall file with the City Clerk a statement briefly describing such Bonds and setting forth the date of their purchase or redemption, the amount of the purchase price or the redemption price of such Bonds and the amount paid as interest thereon. The expenses in connection with the purchase or redemption of any Bonds shall be paid by the City or the Trustee from Revenues after the application of the Revenues as required by subsections 2 and 3 of Section 8 hereof. 5. All moneys which the Trustee shall have withdrawn from the Bond Fund or shall have received from any other source and deposited with the Registrar for the purpose of paying any of the Bonds hereby secured, either at the maturity thereof or upon call or redemption, or for the purpose of paying any interest or redemption premium on any of the Bonds hereby secured, shall be held in trust for the respective registered owners of such Bonds. But any moneys which shall be so set aside or deposited by the Trustee and which shall remain unclaimed by the registered owners of such Bonds for the period of three (3) years after the date on which such Bonds or the interest or any redemption premium thereon shall have become due and payable shall be remitted to the State Treasurer or to such other officer, board or body as may then be entitled by law to receive the same, and thereafter the registered owners of such Bonds shall look only to the State Treasurer or to such other officer, board or body, as the case may be, for payment and then only to the extent of the amounts so received without any 25 interest thereon, and the Registrar shall have no responsibility with respect to such moneys. 6. If there shall be insufficient moneys in the Bond Fund, after all required transfers thereto have been made, to pay in full interest, principal and any premium due on any interest payment date or principal payment date or mandatory redemption date the Trustee shall, on the second (2nd) business day prior to such date, withdraw from the Debt Service Reserve Fund and deposit in trust with the Registrar in immediately available funds an amount equal to such deficiency. 7. If there shall be insufficient moneys on deposit with the Registrar, after all required deposits thereto have been made as provided above in this Section, to pay in full the interest, principal and any premium due on any interest payment date or principal payment date or redemption date the City shall immediately withdraw from the Renewal and Replacement Fund and .deposit in trust with the Registrar in immediately available funds an amount equal to such deficiency. 8. Moneys credited to a separate account with respect to a debt service fund or account created in connection with the issuance of Parity Indebtedness shall be transferred by the trustee in accordance with the terms of the supplemental ordinance providing for the issuance of such Parity Indebtedness. Section 11. Renewal and Replacement Fund. 1. The City shall deposit to the credit of the Renewal and Replacement Fund moneys received therefor Dursuant to Section R of fhic fl,-Ainannn 2. Subject to the provisions of Section 10 of this Ordinance, moneys in the Renewal and Replacement Fund shall be used solely for the purpose of paying the cost of repairs or replacements necessary due to the depreciation of the System and not paid for with moneys in the Operation and Maintenance Fund and costs of damage caused to the System by unforeseen catastrophes. Section 12. Debt Service Reserve Fund. 1. The Trustee shall deposit to the credit of the Debt Service Reserve Fund and any separate account with respect to a debt service reserve fund or account created in connection with the issuance of Parity Indebtedness moneys received therefor pursuant to Section 8 of this Ordinance. 2. Moneys credited to the Debt Service Reserve Fund shall be transferred as necessary, pursuant to Section 10 of this Ordinance, to provide for the payment of the principal of and interest and premium on the Bonds when due. Moneys credited to the Debt Service Reserve Fund may also be transferred, at the option of the City, to the Bond Fund to provide for the payment of the final maturity of 26 • the principal of the Bonds and the respective interest thereon after all other principal of and interest on the Bonds has been paid, except as may be otherwise provided in connection with any refunding of the Bonds. 3. Moneys credited to the Debt Service Reserve Fund in excess of the Reserve Fund Requirement and investment earnings on moneys credited to the Debt Service Reserve Fund shall be transferred to the Bond Fund. 4. Moneys credited to a separate account with respect to a debt service reserve fund or account created in connection with the issuance of Parity Indebtedness shall be transferred by the Trustee in accordance with the terms of the supplemental ordinance providing for the issuance of such Parity Indebtedness. Section 13. Investment of Moneys. 1. The City and the Trustee may invest moneys in funds or accounts in Investment Obligations with maturity or redemption dates consistent with the times at which said moneys will be required for the purposes provided in this Ordinance. Moneys in separate funds or accounts may be commingled for the purpose of investment. 2. obligations fund or account creat times to be a part of due to an investment fund or account for otherwise provided in purchased as an investment of moneys in any ed by this Ordinance shall be deemed at all such fund or account, and any income or loss thereof shall be charged to the respective which the investment was made except as this Ordinance. 3. Investments in any fund or account shall be evaluated at least annually by the City or the Trustee, as may be appropriate. For the purpose of determining the amount in any fund or account, the City and the Trustee shall value all Investment Obligations credited to such fund or account at the price at which such Investment Obligations are redeemable by the holders or owners thereof at their option if so redeemable, or, if not so redeemable, at the lesser of (i) the cost of such Investment Obligations minus the amortization of any premium or plus the amortization of any discount thereon and (ii) the market value of such Investment Obligations, provided that Investment Obligations credited to the Debt Service Reserve Fund, if not so redeemable, shall be valued at the cost thereof minus the amortization of any premium or plus the amortization of any discount thereon. Section entitled to the Bonds to to finance betterments Parity Indel 14. Parity Indebtedness. issue and incur indebtedness refund any outstanding Bonds the cost of constructing or improvements to the Sys )tedness may provide for the 1. The City shall be secured on a parity with or Parity Indebtedness or any future extensions, tem. The amount of any funding of interest for 27 such period as the City may determine, the funding of a debt service reserve in such amount as the City may determine and the payment of certain expenses in connection with the issuance of such Parity Indebtedness. 2. Prior to issuing Parity Indebtedness the City shall obtain an Accountant's or Consulting Engineer's certificate to the effect that Net Revenues for each of the two fiscal years preceding the year in which such indebtedness is proposed to be issued were not less than one hundred twenty percent (120%) of the Maximum Principal and Interest Requirements on all Bonds and any Parity Indebtedness then outstanding and the proposed Parity Indebtedness. In addition, the City may issue Parity Indebtedness to refund any outstanding Bonds or Parity Indebtedness without obtaining such certificate if the average annual Principal and Interest Requirements until final maturity for the Parity Indebtedness proposed to be issued are not greater than the average annual Principal and Interest Requirements until final maturity for the Bonds or the Parity Indebtedness proposed to be refunded. Net Revenues may be adjusted for the purpose of the test described above by including a Consulting Engineer's estimate of additional Net Revenues to be derived from existing customers of the System (or existing customers of any facilities to be acquired in connection with any extension, betterment or improvement to the System described in clause (ii) of this paragraph) resulting from (i) System Rate increases adopted before the Parity Indebtedness is issued and (ii) contemplated extensions, betterments, and improvements to the System to be financed in whole or in part with the proceeds of the Parity Indebtedness proposed to be issued or to be constructed during the then current or next succeeding fiscal year with any other available funds of the City (as if completed and placed in service). 3. Nothing in this Ordinance shall prohibit the City from issuing or incurring indebtedness secured by the Net Revenues subordinate to the Bonds and any Parity Indebtedness. Section 15. Insurance. While any Bonds are outstanding, the City covenants and agrees to insure and at all times keep insured, in the amount of the actual value thereof, by a responsible insurance company or companies authorized and qualified under the laws of the State to assume the risk thereof, all properties of the System other than mains and lines for the transmission, distribution or collection of water or sewage against loss or damage from fire, lightning, tornado, winds, strike, malicious damage, explosion, and against loss or damage from any other causes customarily insured against by private companies engaged in a similar type of business. In the event of loss, the proceeds of such insurance shall be applied solely toward the reconstruction, replacement, or repair of the System, and in such event the City shall, with reasonable promptness, cause to be commenced and completed the reconstruction, replacement, and repair work. If such proceeds are more than sufficient for such purposes, the balance remaining shall be deposited to the credit of the Renewal and Replacement Fund and, if such proceeds shall be insufficient for such purposes, the deficiency shall be supplied, first, from moneys in the Renewal and Replacement Fund and, second, from any available moneys in the Revenue Fund pursuant to subsection 4 of Section 8 hereof. Section 16. Records. The City shall keep or cause to be kept proper books of accounts and records (separate from all other records and accounts of the City) in which complete and correct entries shall be made of all transactions relating to the operation of the System and its revenues. Such books shall be available for inspection by any registered owner of the Bonds at reasonable times and under reasonable circumstances. The City agrees to have these records audited by an Accountant at least annually, and a copy of the audit shall be delivered to any registered owner of the Bonds who shall request the same in writing and reimburse the City a reasonable amount for the cost thereof. Section 17. Other Covenants. The City hereby covenants that: (a) The City will promptly pay or cause to be paid the principal of and the interest on each and every Bond and all other indebtedness issued or incurred under the provisions of this Ordinance at the places, on the dates and in the manner specified herein and in the Bonds and such indebtedness and any premium required for the retirement of the Bonds and such indebtedness by purchase or redemption, according to the true intent and meaning thereof. Such principal, interest and premium will be payable solely from the Net Revenues and the Net Revenues are hereby pledged to the payment of such principal of and interest and premium on the Bonds and such other indebtedness secured on a parity with the Bonds as to the pledge of Net Revenues hereunder and then such other indebtedness not so secured in the manner and to the extent hereinabove particularly specified. The City is not obligated to pay the principal of and interest and any premium on the Bonds and such other indebtedness except from the Net Revenues pledged hereunder, and such principal and interest shall not constitute an indebtedness of the City within the meaning of any constitutional or statutory debt limitation. (b) The City will construct the Improvements in accordance with plans and specifications theretofore approved by the City and otherwise as required by law. The City further covenants that any contract with any person for any work constituting a part of the Improvements shall provide for such performance and payment bonds or security in lieu thereof and for such retainages as shall be in 29 compliance with the laws of the State and the normally established practices of the City from time to time in effect. (c) All Bonds paid or purchased either at or before maturity shall be canceled when such payment or purchase is made and held by the Trustee or the City and shall not be reissued. (d) The System shall be operated on a fiscal year basis beginning January 1 and ending December 31 of each year. (e) The City will faithfully and punctually perform all duties with reference to the System required by the constitution and laws of the State, including the charging and collecting of reasonable and sufficient rates lawfully established for services rendered by the System, the segregating of the Gross Revenues as herein required, and the applying of Net Revenues to the respective funds and accounts herein created and referred to. (f) The City will maintain the System in good condition and operate the same in an efficient manner and at reasonable cost. (g) Except for water service for the purposes of street washing and fire fighting, none of the facilities or services afforded by the System shall be furnished without a charge being made therefor. In the event that the City or any department, agency, or instrumentality thereof shall avail itself of the facilities and services afforded by the System, the reasonable value of the service or facilities so afforded shall be charged against the City or such department, agency, or instrumentality and shall be paid for as the charges accrue, except as hereinabove otherwise provided. The revenues so received shall be deemed to be Gross Revenues and shall be used and accounted for in the same manner as the other Gross Revenues. (h) So long as any Bonds or Parity Indebtedness is outstanding, the City will not mortgage, pledge or otherwise encumber the System or any Gross Revenues and will not sell, lease or otherwise dispose of all or any substantial portion of the same except as provided in Section 14 of this Ordinance and except for such replacements, substitutions or other dispositions of properties of the System as shall be necessary or incidental to the efficient operation of the System as a revenue producing enterprise. (i) In the event the offices of the Mayor, City Clerk or City Manager of the City or the Board shall be abolished, or any two or more of such offices shall be merged or consolidated, or in the event the duties of a particular office shall be transferred to another office or officer, or in the event of a vacancy in any such office by reason of death, resignation, removal from office, or otherwise, or in the event any such officer shall become incapable 30 of performing the duties of his office by reason of sickness, absence from the City, or otherwise, all powers conferred and all obligations and duties imposed upon such office or officer or body shall be performed by the office or officer or body succeeding to the principal function thereof, or by the office or officer or body upon whom such powers, obligations and duties shall be imposed by law. (j) The City shall cause a Budget of proposed System capital costs and Operating Expenses to be prepared for each fiscal year of operation. The Budget for any fiscal year shall be completed no later than February 1 of said fiscal year and shall be available for inspection by the registered owner of any of the Bonds outstanding. (k) Periodically the City shall cause a Consulting Engineer to prepare a report on the status of the System's assets and compliance with the terms and provisions of this Ordinance. Such report shall be prepared no less frequently than every three (3) years and the first such report shall be prepared prior to September 1, 1993. (1) The City covenants that it will not, and it will direct the Trustee not to, take any action which will, or fail to take any action, which failure will, cause the interest on Bonds to be includable in the gross income of the registered owners thereof for federal income tax purposes. Section 18. Event of Default and Acceleration of Maturities. If there be any default in the payment of the principal of, or premium, if any, or interest on, any Bonds or Parity Indebtedness, or if the City defaults in the performance of any of its other covenants or agreements contained in this Ordinance and such default shall continue for thirty (30) days after written notice specifying such default and requiring the same to be remedied shall have been given to the City by the Trustee, or if there shall be filed by the City a petition in bankruptcy, then upon the continuance of any such event (an "event of default") the Trustee may, and upon the written request of the registered owners of not less than twenty percent (20%) in aggregate principal amount of the Bonds then outstanding shall, by a notice in writing to the City, declare the principal of all of the Bonds then outstanding (if not then due and payable) to be due and payable immediately, and upon such declaration the same shall become and be immediately due and payable, anything contained in the Bonds or this Ordinance to the contrary notwithstanding; provided, however, that if at any time after the principal of the Bonds shall have been so declared to be due and payable, and before the entry of final judgment or decree in any suit, action or proceeding instituted on account of such event of default, or before the completion of the enforcement of any other remedy under this ordinance, moneys shall have 31 accumulated in the Bond Fund and each fund or account created for the payment of debt service on Parity Indebtedness sufficient to pay the principal of all matured Bonds and Parity Indebtedness and all arrears of interest, if any, upon all of the Bonds and Parity Indebtedness then outstanding (except the principal of any Bonds and Parity Indebtedness not then due and payable by their terms and the interest accrued on such Bonds and Parity Indebtedness since the last interest payment date), and the charges, compensation, expenses, disbursements, advances and liabilities of the Trustee and all other amounts then payable by the City hereunder shall have been paid or a sum sufficient to pay the same shall have been deposited with the Trustee, and every other event of default known to the Trustee in the observance or performance of any covenant, condition, agreement or provision contained in the Bonds or this Ordinance (other than a default in the payment of the principal of such Bonds and Parity Indebtedness then due and payable only because of a declaration under this Section) shall have been remedied to the satisfaction of the Trustee, then and in every such case the Trustee may, and upon the written request of the registered owners of not less than twenty percent (20%) in aggregate principal amount of the Bonds not then due and payable by their terms and then outstanding shall, by written notice to the City, rescind and annul such declaration and its consequences, but no such rescission or annulment shall extend to or affect any subsequent default or impair any right consequent thereon. Section 19. Enforcement of Remedies. 1. Upon the happening and continuance of any event of default specified in Section 18 hereof, then and in every such case the Trustee may, and upon the written request of the registered owners of not less than ten percent (10%) in aggregate principal amount of the Bonds then outstanding shall, proceed to protect and enforce the rights of the registered owners of the Bonds under the Authorizing Legislation or other applicable State law and this Ordinance by such suits, actions or special proceedings in equity or at law, either for the specific performance of any covenant or agreement contained herein or in aid or execution of any power herein granted or for the enforcement of any proper legal or equitable remedy, as the Trustee, being advised by counsel, shall deem most effectual to protect and enforce such rights. 2. Among such remedies the Trustee may, and upon the written request of the registered owners of not less than ten percent (10%) in aggregate principal amount of the Bonds then outstanding shall, apply in the proper action to a court of competent jurisdiction for the appointment of a receiver to administer the System on behalf of the City and the registered owners of the Bonds, with power to charge and collect (or by mandatory injunction or otherwise to cause to be charged and collected) rates sufficient to provide for the payment of Operating Expenses, to pay principal of and interest on the Bonds and Parity 32 Indebtedness outstanding, and to apply the Gross Revenues in conformity with the provisions of the Authorizing Legislation and this Ordinance. When all defaults in principal, premium, and interest payments have been cured, the custody and operation of the System shall revert to the City. 3. It is hereby declared and intended that no one or more registered owners of the Bonds shall have any right in any manner whatever by his, her, or their action to affect, disturb, or prejudice the security of this Ordinance, or to enforce any right hereunder except in the manner herein provided, that all proceedings at law or in equity shall be instituted, had, and maintained in the manner herein provided and for the benefit of all registered owners of the outstanding Bonds, and that any individual rights of action or other right given to one or more of such owners by law are restricted by this Ordinance to the rights and remedies herein provided. 4. No remedy conferred upon or reserved to the Trustee or to the registered owners of the Bonds is intended to be exclusive of any other remedy or remedies, and each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing or available at law or in equity. 5. No delay or omission of the Trustee or any registered owners of the Bonds to exercise any right or power accrued upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein; and every power and remedy given by this Ordinance to the Trustee or the registered owners of the Bonds may be exercised from time to time and as often as may be deemed expedient. 6. The Trustee may, and upon the written request of the registered owners of not less than fifty percent (50%) in principal amount of the Bonds then outstanding shall, waive any default which shall have been remedied before the entry of final judgment or decree in any suit, action, or proceeding instituted under the provisions of this Ordinance or before the completion of the enforcement of any other remedy, but no such waiver shall extend to or affect any other existing or any subsequent default or defaults or impair any rights or remedies consequent thereon. Section 20. Trustee and Registrar. 1. The State First National Bank, in the City of Texarkana, Arkansas, is hereby appointed as Trustee under this Ordinance. The Trustee shall file with the city a written acceptance of the duties and obligations and agreement to execute the trusts imposed upon it by this Ordinance, but only upon the terms and conditions set forth in this Section and subject to the provisions of this Ordinance to all of which the registered owners of the Bonds agree. Unless an event of 33 default of which the Trustee shall have notice pursuant to the provisions of this Ordinance has occurred and is continuing, the Trustee shall not be responsible except for the performance of those duties that are expressly set forth in this Ordinance, and no implied covenant or duty shall be read into this Ordinance against the Trustee. 2. The City shall appoint such registrars, transfer agents, paying agents or other agents as may be necessary for the registration, registration of transfer and exchange of Bonds within a reasonable time according to then current commercial standards and for the timely payment of principal, interest and any redemption premium with respect to the Bonds. The State First National Bank, in the City of Texarkana, Arkansas, is hereby appointed the registrar, transfer agent and paying agent for the Bonds (collectively the "Registrar"), subject to the right of the City to appoint another Registrar, and as such shall keep the books of the City for the registration, registration of transfer, exchange and payment of the Bonds as provided in this Ordinance. Prior to the issuance of the Bonds, the City shall obtain from a duly authorized officer of the Registrar a written acceptance of the duties imposed upon the Registrar by this Ordinance. 3. The Trustee shall be under no obligation to institute any suit, or to take any remedial proceeding under this Ordinance, or to enter any appearance or in any way defend in any suit in which it may be made defendant, or to take any steps in the execution of the trusts hereby created or in the enforcement of any rights and powers hereunder, until it shall be indemnified to its satisfaction against any and all costs and expenses, outlays and counsel fees and other reasonable disbursements, and against all liability; the Trustee may, nevertheless, begin suit, or appear in and defend suit, or do anything else in its judgment proper to be done by it as such Trustee, without indemnity, and in such case the City shall reimburse the Trustee for all costs and expenses, outlays and counsel fees and other reasonable disbursements properly incurred in connection therewith, provided that the Trustee will inform the City of any such action which might require the City to reimburse the Trustee before commencing such action and that such reimbursement shall be subject to the provisions of the second paragraph of subsection 6 of this Section. If the City shall fail to make such reimbursement, the Trustee may reimburse itself from any moneys in its possession under the provisions of this Ordinance and shall be entitled to a preference therefor over any of the Bonds outstanding hereunder. 4. The Trustee shall be under no obligation to effect or maintain insurance or to renew any policies of insurance or to inquire as to the sufficiency of any policies of insurance carried by the City or to report, or make file claims or proof of loss for, any loss or damage insured against or which may occur, or to keep M itself informed or advised as to the payment of any taxes or assessments, or to require any such payment to be made. The Trustee shall have no responsibility in respect of the validity or sufficiency of this Ordinance or the due execution or acknowledgment thereof, or in respect of the validity of the Bonds or the due execution or issuance thereof. The Trustee shall be under no obligation to see that any duties herein imposed upon the City, any Registrar or any party other than itself, or any covenants herein contained on the part of any party other than itself to be performed, shall be done or performed, and the Trustee shall be under no obligation for failure to see that any such duties or covenants are so done or performed. 5. The Trustee shall not be liable or responsible because of the failure of the City or of any of its employees or agents to make any collections or deposits or to perform any act herein required of the City or because of the loss of any moneys arising through the insolvency or the act or default or omission of any other depositary in which such moneys shall have been deposited under the provisions of this Ordinance. The Trustee shall not be responsible for the application of any of the proceeds of the Bonds or any other moneys deposited with it and paid out, withdrawn or transferred hereunder if such application, payment, withdrawal or transfer shall be made in accordance with the provisions of this Ordinance. The immunities and exemptions from liability of the Trustee hereunder shall extend to its directors, officers, employees and agents. 6. Subject to the provisions of the next succeeding paragraph, the City shall, from moneys lawfully available therefor, pay to the Trustee reasonable compensation for all services performed by it hereunder and also all its reasonable expenses, charges and other disbursements and those of its attorneys, agents and employees incurred in and about the administration and execution of the trusts hereby created and the performance of its powers and duties hereunder and, to the extent permitted by law and from moneys lawfully available therefor, shall indemnify and save the Trustee harmless against any liabilities which it may incur in the exercise and performance of its powers and duties hereunder. If the City shall fail to make any payment required by this subsection, the Trustee may make such payment from any moneys in its possession under the provisions of this Ordinance and shall be entitled to a preference therefor over any of the Bonds outstanding hereunder. The City shall not be required to indemnify the Trustee against any liabilities which the Trustee may incur as a result of negligent or wrongful acts or omissions of the Trustee. The City shall pay to the Trustee compensation for its services as described in the next preceding paragraph in accordance with a separate agreement between the City and the Trustee, provided that such compensation, together with all expenses, 35 charges and other disbursements of the Trustee and its attorneys, agents and employees as described in the next preceding paragraph and all reimbursements to the Trustee for all costs and other disbursements as described in subsection 3 of this Section, shall not exceed $15,000 annually without the prior written approval of the City, which approval shall not be unreasonably withheld. If the Trustee wishes to consult with or retain counsel for any purpose hereunder whose anticipated fees, together with all other compensation, disbursements and reimbursements of the Trustee and its attorneys, agents and employees to be paid by the City hereunder, shall exceed $15,000 annually, then such counsel shall have to be nationally recognized and acceptable to the city and such fees shall have to be approved by the City as described above. 7. It shall be the duty of the Trustee, on or before the 10th day of each month after the month in which the Bonds are delivered, to file with the City a statement setting forth in respect of the preceding calendar month: (a) the amount withdrawn or transferred by it and the amount deposited with it on account of each fund and account held by it under the provisions of this Ordinance, (b) the amount on deposit with it at the end of such month to the credit of each such fund and account, (c) a brief description of all obligations held by it as an investment of moneys in each such fund and account, (d) the amount applied to the purchase or redemption of Bonds under the provisions of this Ordinance and a description of the Bonds or portions of Bonds so purchased or redeemed, and (e) any other information which the City may reasonably request. All records and files pertaining to each such fund and account in the custody of the Trustee hereunder shall be open at all reasonable times to the inspection of the city and its agents and representatives and the City may make copies thereof. 8. In case at any time it shall be necessary or desirable for the Trustee to make any investigation respecting any fact preparatory to taking or not taking any action or doing or not doing anything as such Trustee, and in any case in which this Ordinance provides for permitting or taking any action, the Trustee may rely upon any certificate or other instrument required or permitted to be filed with it under the provisions of this Ordinance, and any such instrument shall be evidence of such fact to protect the Trustee in any action that it may or may not take or 36 in respect of anything it may or may not do, in good faith, by reason of the supposed existence of such fact. Except as otherwise provided in this Ordinance, any request, notice, certificate or other instrument from the City to the Trustee shall be deemed to have been signed by the proper party or parties if signed by the Mayor or the City Manager of the City or by any two officers or employees of the City who shall be designated by the City by resolution for such purpose and the Trustee may accept and rely upon a certificate signed by the City Clerk of the City as to any action taken by the City. 9. Except upon the happening of any default in the payment of the principal of, or premium, if any, or interest on the Bonds or any Parity Indebtedness, the Trustee shall not be obliged to take notice or be deemed to have notice of any event of default hereunder, unless specifically notified in writing of such event of default by the registered owners of not less than ten percent (10%) in aggregate principal amount of the Bonds then outstanding. 10. The Trustee and its directors, officers, employees or agents may in good faith buy, sell, own, hold and deal in any of the Bonds and may join in any action which any registered owner of the Bonds may be entitled to take. 11. The Trustee shall be protected and shall incur no liability in acting or proceeding, or in not acting or not proceeding, in good faith, and in accordance with the terms of this Ordinance, upon any resolution, order, notice, request, consent, waiver, certificate, statement, affidavit, requisition, bond or other paper or document which it shall in good faith believe to be genuine and to have been adopted or signed by the proper board or person or to have been prepared and furnished pursuant to any of the provisions of this Ordinance, or upon the written opinion of an attorney, engineer or accountant believed by the Trustee to be qualified in relation to the subject matter, and the Trustee shall be under no duty to make any investigation or inquiry as to any statement contained or matters referred to in any such instrument. The Trustee shall not be under any obligation to see to the recording or filing of this Ordinance or otherwise to the giving to any person of notice of the provisions hereof. No permissive right of the Trustee under this Ordinance to take any action shall impose any duty upon the Trustee to take such action, and the Trustee shall not be liable to the registered owners of any Bonds or to the City or any other person for failing to take any such action pursuant to any such permissive right. 12. The Trustee may resign and thereby become discharged from the trusts hereby created, by notice in writing to be given to the City and published once in a daily newspaper of general circulation published in the City and in a daily newspaper of general circulation or a financial journal published in the Borough of 37 Manhattan, City and State of New York, not less than sixty (60) days before such resignation is to take effect, but such resignation shall take effect immediately upon the appointment of a new Trustee hereunder, if such new Trustee shall be appointed before the time limited by such notice and shall then accept the trusts hereof. 13. The Trustee may be removed at any time by an instrument or concurrent instruments in writing, executed by the registered owners of not less than a majority in principal amount of the Bonds then outstanding and filed with the City. A photostatic copy of each such instrument shall be delivered promptly by the City to the Trustee. The Trustee may also be removed at any time for any breach of trust or for acting or proceeding in violation of, or for failing to act or proceed in accordance with, any provision of this Ordinance with respect to the duties and obligations of the Trustee, by any court of competent jurisdiction, upon the application of the City or the registered owners of not less than five percent (5%) in aggregate principal amount of the Bonds then outstanding under this Ordinance. 14. If at any time hereafter the Trustee shall resign, be removed, be dissolved or otherwise become incapable of acting, or the bank or trust company acting as Trustee shall be taken over by any governmental official, agency, department or board, the position of Trustee shall thereupon become vacant. If the position of Trustee shall become vacant for any of the foregoing reasons or for any other reason, the City shall appoint a Trustee to fill such vacancy. The City shall cause a notice of any such appointment by it to be mailed by first-class mail, postage prepaid to all registered owners of the Bonds at their addresses as they appear on the registration books. At any time within one year after any such vacancy shall have occurred, the registered owners of a majority in principal amount of the Bonds then outstanding, by an instrument or concurrent instruments in writing, executed by such owners and filed with the City, may appoint a successor Trustee, which shall supersede any Trustee theretofore appointed by the city. Photostatic copies of each such instrument shall be delivered promptly by the City to the predecessor Trustee and to the Trustee so appointed by such owners. If no appointment of a successor Trustee shall be made pursuant to the foregoing provisions of this subsection, the registered owner of any Bond outstanding hereunder or any retiring Trustee may apply to any court of competent jurisdiction to appoint a successor Trustee. Such court may thereupon, after such notice, if any, as such court may deem proper and prescribe, appoint a successor Trustee. Any Trustee hereafter appointed shall be a bank or trust company in good standing located in or incorporated under the laws of the State, duly authorized to exercise corporate trust powers and subject to examination by federal or State authority and shall maintain a reported capital and surplus aggregating not less than twenty-five million dollars ($25,000,000). 15. Every successor Trustee appointed hereunder shall execute, acknowledge and deliver to its predecessor, and also the City, an instrument in writing accepting such appointment hereunder, and thereupon such successor Trustee, without any further act, shall become fully vested with all the rights, immunities, powers and trusts, and subject to all the duties and obligations, of its predecessor; but such predecessor shall, nevertheless, on written request of its successor or of the City, and upon payment of the expenses, charges and other disbursements of such predecessor which are payable pursuant to the provisions of this Section, execute and deliver an instrument transferring to such. successor Trustee all the rights, immunities, powers and trusts of such predecessor hereunder; and every predecessor Trustee shall deliver all property and moneys held by it hereunder to its successor. Should any instrument in writing from the City be required by any successor Trustee for more fully and certainly vesting in such Trustee the rights, immunities, powers and trusts hereby vested or intended to be vested in the predecessor Trustee, any such instrument in writing shall and will, on request, be executed, acknowledged and delivered by the City. Notwithstanding any of the foregoing provisions of this Section, any bank or trust company having power to perform the duties and execute the trusts of this Ordinance and otherwise qualified to act as Trustee hereunder with or into which the bank or trust company acting as Trustee may be merged or consolidated, or to which the assets and business of such bank or trust company may be sold, shall be deemed the successor of the Trustee. Section 21. Sale of Bonds. 1. All actions heretofore taken by the City and its officers, in connection with the offer and sale of the Bonds, including the preparation and distribution of the Preliminary Official Statement and the preparation of the Official Statement, are hereby in all respects ratified and approved. The Official Statement is hereby approved in substantially the form presented to the Board for its consideration and the Mayor of the City is hereby authorized and directed to execute, deliver and permit the distribution of the Official Statement with such changes as he deems advisable in the name of and on behalf of the city, his execution and delivery of the Official Statement to constitute conclusive evidence of his approval of any such changes. 2. The City hereby represents that it reasonably expects that it and all subordinate entities thereof will not issue more 39 than $10,000,000 of tax-exempt obligations (not counting private - activity bonds except for qualified 501(c)(3) bonds as defined in the Code) during calendar year 1992. In addition, the City hereby designates each of the Bonds as a "qualified tax-exempt obligation" for the purposes of the Code. 3. There is hereby authorized and directed the acceptance of the offer by the Purchaser, pursuant to the Bond Purchase Agreement, to purchase the Bonds at a price of $ 9.865.000 (98.65% of the principal amount thereof), plus accrued interest thereon from August 15, 1992 to the date of delivery thereof. The Bond Purchase Agreement is hereby approved in substantially the form exhibited at this meeting, and the Mayor or the Assistant Mayor of the City is hereby authorized to execute, acknowledge and deliver the Bond Purchase Agreement and the City Clerk of the City is hereby authorized to attest the same and to affix the seal of the City thereto. Any changes to the Bond Purchase Agreement may be approved by any officers of the City executing such document, their execution and delivery to constitute conclusive evidence of such approval. Section 22. Delivery Instructions. 1. When the Bonds have been executed by the facsimile signatures of the Mayor and City Clerk of the City and the seal of the City imprinted thereon, as herein provided, they shall be delivered to the Registrar, which shall authenticate them and deliver them to the Purchaser upon the payment of the purchase price, as specified by written instructions of the City Manager of the City. 2. The proceeds of the Bonds shall be applied as follows: (a) There shall be deposited into an irrevocable trust with the Escrow Agent, moneys sufficient, together with investment earnings thereon and amounts to be transferred pursuant to Section 23 of this Ordinance, to provide funds sufficient to pay, as provided in the Escrow Deposit Agreement, all principal of and interest and premium on the Prior Bonds, all trustee and paying agent fees in connection therewith and the fees of the Escrow Agent. (b) There shall be deposited into the Debt Service Reserve Fund moneys sufficient, together with any amount to be deposited into the Debt Service Reserve Fund from the debt service reserve fund moneys securing the Prior Bonds as provided in the Escrow Deposit Agreement, to equal the Reserve Fund Requirement. (c) There shall be deposited into the Bond Fund the amount of accrued interest on the Bonds paid by the Purchaser. (d) There shall be deposited into the Construction Fund the balance of the Bond proceeds. 40 Section 23. Refunding Matters. 1. The State First National Bank, in the City of Texarkana, Arkansas, is hereby appointed as Escrow Agent in connection with the refunding of the Prior Bonds, subject to the right of the Board to appoint another Escrow Agent as provided in the Escrow Deposit Agreement, and as such shall perform its responsibilities as provided in the Escrow Deposit Agreement. The Escrow Deposit Agreement is hereby approved in substantially the form exhibited at this meeting, and the Mayor or the Assistant Mayor of the City is hereby authorized to execute, acknowledge, and deliver the Escrow Deposit Agreement and the City Clerk of the City is hereby authorized to attest the same and to affix the seal of the City thereto. Any changes to the Escrow Deposit Agreement may be approved by any officers of the City executing such document, their execution and delivery to constitute conclusive evidence of such approval. 2. Upon delivery of the Bonds, all moneys held by Mcllroy Bank & Trust, of Fayetteville, Arkansas, as Registrar for the Prior Bonds shall be transferred and applied as provided in the Escrow Deposit Agreement. 3. All other moneys held by the City or other parties in funds or accounts established or maintained in connection with the Prior Bonds shall, to the extent necessary to refund the Prior Bonds, be transferred to be held under the Escrow Deposit Agreement or otherwise and applied as provided in the Escrow Deposit Agreement or as directed by written instructions of the City Manager of the City. 4. Coopers & Lybrand, Tulsa, Oklahoma, is hereby appointed to verify the accuracy of certain mathematical computations in connection with the issuance of the Bonds, as described under the caption "Verification of Mathematical Computations" in the Official Statement mentioned above. Section 24. Supplemental Ordinances. 1. The provisions of this Ordinance shall constitute a binding contract among the City and the registered owners of the Bonds issued hereunder. The City will at all times strictly adhere to the terms and provisions hereof and fully discharge all of its obligations hereunder. 2. The City may, without consent of the registered owners of the Bonds, adopt ordinances supplemental hereto as may be necessary or desirable: (a) to cure any ambiguity or formal defect or omission in this Ordinance; (b) to grant to or confer on the registered owners of the Bonds any additional rights, remedies, powers or 41 • authority that may be lawfully be granted to or conferred on them; (c) to add to the covenants and agreements of the City in this Ordinance other covenants and agreements to be observed by the City; (d) to more precisely identify the revenues pledged under this ordinance; (e) to pledge additional revenues under this Ordinance; or (f) to provide for the issuance of Parity Indebtedness. 3. The registered owners of not less than fifty-one (51%) in aggregate principal amount of the Bonds outstanding shall have the right, from time to time, to consent to and approve the adoption by the City of such ordinances supplemental hereto as shall be necessary or desirable for the purpose of modifying, altering, amending, adding to, or rescinding, in any particular, any of the terms or provisions contained in this Ordinance or in any supplemental ordinance; provided, however, that nothing herein contained shall permit or be construed as permitting (a) an extension of the maturity of the principal of or the interest on any Bond or any date fixed for meeting any Amortization Requirement, (b) a reduction in the principal amount of any Bond or any redemption premium or the rate of interest thereof, (c) the creation of a pledge of revenues other than as created or permitted by this ordinance, (d) a privilege or priority of any Bond or Bonds over any other Bond or Bonds, or (e) a reduction in the aggregate principal amount of the Bonds required for consent to such supplemental ordinance. 4. In the event the City shall adopt any ordinance supplemental to this Ordinance a copy thereof shall be mailed, at least fifteen (15) days prior to adoption, by first class mail postage prepaid, to the registered owner of each Bond outstanding at his or her address appearing in the registration books of the City maintained by the Registrar. Section 25. Publication. The City Manager of the City is hereby directed to publish this Ordinance once in The Northwest Arkansas Times, which is hereby found and declared to be a newspaper published and of general circulation in the City of Fayetteville, Arkansas. Section 26. Defeasance. 1. If, (a) when the Bonds secured hereby shall have become due and payable in accordance with their terms or shall have been duly called for redemption or (b) irrevocable instructions to call the Bonds for redemption or to pay the Bonds at their respective maturities or to effect some 42 combination of such payment and redemption shall have been given by the City to the Trustee, the whole amount of the principal and the interest and premium, if any, so due and payable upon all of the Bonds then outstanding shall be paid or sufficient moneys, or obligations described in clause (i) of the definition of "Government Obligations" herein ("Defeasance Obligations") the principal of and the interest on which when due will provide sufficient moneys, shall be held by the Trustee for such purpose under the provisions of this Ordinance, and provision shall also be made for paying all other sums payable hereunder by the city, then and in that case the right, title and interest of the Trustee in the Net Revenues, funds and accounts mentioned in this Ordinance shall thereupon cease, determine and become void, and the City shall have no obligation with respect to such Bonds except for the payment of the principal of, redemption premium, if any, and interest thereon solely from the moneys or Defeasance Obligations deposited pursuant to this Section, and the Trustee in such case, on demand of the City, shall release this Ordinance and shall execute such documents to evidence such release as may be reasonably required by the City, and shall turn over to the City any surplus in any fund and account in the Bond Fund and all balances remaining in any other funds and accounts other than moneys held for the redemption or payment of Bonds or the interest thereon for application to any lawful purposes of the city as the Board shall determine; otherwise this Ordinance shall be, continue and remain in full force and effect; provided, however, that in the event Defeasance Obligations shall be deposited with and held by the Trustee or other bank, trust company or other appropriate financial institution, acting as escrow agent, as hereinabove provided, and in addition to the requirements regarding redemption set forth in this Ordinance, the Trustee shall within thirty (30) days after such Defeasance Obligations shall have been deposited with it, cause a notice signed by the Trustee to be published once in a daily newspaper of general circulation published in the City, and in a daily newspaper of general circulation or a financial journal published in the Borough of Manhattan, City and State of New York, setting forth (i) the date or dates, if any, designated for the redemption of the Bonds or, if some of the outstanding Bonds are not being redeemed prior to their maturities or mandatory redemption dates, a statement to the effect that such Bonds are being paid at maturity or are being redeemed in amounts and at times which will satisfy the Amortization Requirements therefor, (ii) a description of the Defeasance Obligations so held by the Trustee or other bank, trust company or other appropriate financial institution, acting as escrow agent, and (iii) that this Ordinance has been released in accordance with the provisions of this Section. 2. All moneys and obligations held by the Trustee or other bank, trust company or other appropriate financial institution, acting as escrow agent, pursuant to this Section shall be held in 43 (S E A L) trust and the principal of and interest on said obligations when received, and said moneys, applied to the payment, when due, of the principal of, and the interest and the premium, if any, on the Bonds payable therefrom. Section 27. Miscellaneous. 1. The Mayor or Assistant Mayor, the City Clerk, the City Manager and other officers of the City are hereby empowered to execute and deliver all documents, certificates and other instruments which may be necessary or appropriate under the terms of the Bond Purchase Agreement and the Escrow Deposit Agreement or to effect the purposes of this Ordinance. 2. This Ordinance shall not create any right of any kind and no right of any kind shall arise hereunder pursuant to it until the Bonds authorized hereby are issued and delivered. 3. The provisions of this Ordinance are hereby declared to be separable and if any such provision shall for any reason be held illegal or invalid, such holding shall not affect the validity of the remainder of this Ordinance. 4. All resolutions or ordinances and parts thereof in conflict herewith are hereby repealed to the extent of such conflict. Section 28. Emergency Clause. It is hereby ascertained and declared that, in order to alleviate immediate hazards to the health, safety, and welfare of the City, its inhabitants, and their property by insuring the continued operation of the System on an adequate and efficient basis , the refunding of the Prior Bonds and the making of the Improvements must be accomplished and facilitated by the issuance of the Bonds. It is, therefore, declared that an emergency exists and this Ordinance being necessary for the immediate preservation of the public peace, health, and safety shall take effect and be enforced from and after its adoption. ADOPTED: August 18, 1992. APPROVED: �Q Mayor CL (7) A letter dated within five (5) days of the Closing Date, addressed to the City, the Underwriter and the Underwriter's counsel from Coopers & Lybrand, Tulsa, Oklahoma, independent certified public accountants, consenting to the use of the City's audited financial statements for the year ended December 31, 1991 and to the references to such firm in the Official Statement; (8) A letter dated as of the Closing Date, addressed to the City, the Underwriter and the Underwriter's counsel from Black & Veatch, Engineers - Architects, Kansas City, Missouri, consenting to the use of their report dated August 5, 1992 and to the references to such firm in the Official Statement; (9) Verification dated as of the Closing Date, addressed to the City, Bond Counsel, the Underwriter and the Underwriter's counsel, from Coopers & Lybrand, Oklahoma City, Oklahoma, independent certified public accountants, with respect to the mathematical accuracy of computations supporting (i) the adequacy of the maturing principal of, and interest on, the United States Treasury Obligations and other available moneys deposited under the Escrow Agreement to pay the principal of and interest on the Series 1985 Bonds and (ii) supporting the conclusion that the Series 1992 Bonds are not "arbitrage bonds" within the meaning of Section 148(a) of the Internal Revenue Code of 1986, as amended; (10) A letter dated as of the Closing Date, addressed to the City, the Underwriter and the Underwriter's counsel, from Coopers & Lybrand, Oklahoma City, Oklahoma, independent certified public accountants, consenting to the references to such firm in the Official Statement; and (11) Such additional certificates and other documents as the Underwriter may reasonably request to evidence performance of or compliance with the provisions of this Agreement and the transactions contemplated hereby and by the Official Statement, all such certificates and other documents to be satisfactory in form and substance to the Underwriter, its counsel and Bond Counsel. (d) Ordinance No. 3491 adopted by the City on July 17, 1990, and Ordinance No. adopted by the City on August 18, 1992 (collectively, the "Rate Ordinance"), shall be in full force and effect and shall not be the subject of any referendum petition pursuant to Amendment 7 to the Constitution of the State of Arkansas. GMWV64OOF8E RLF081892 -8- SECTION 4. THE UNDERWRITER'S RIGHT TO CANCEL. The Underwriter shall have the right to cancel its obligation to purchase the Series 1992 Bonds hereunder by notifying the City in writing or by telegram of its election to do so between the date hereof and the Closing Time, if at any time hereafter and prior to the Closing Time: (a) Legislation shall be introduced, by amendment or otherwise, in, or be enacted by the House of Representatives or the Senate, or be recommended to the Congress of the United States for passage by the President of the United States, or a decision by a court established under Article III of the Constitution of the United States or by the Tax Court of the United States, shall be rendered, or a ruling, regulation or order of the Treasury Department of the United States or the Internal Revenue Service shall be made or proposed having the purpose or effect of imposing federal income taxation, or any other event shall have occurred which results in the imposition of federal income taxation, upon revenues of the System or upon the interest received on obligations of the general character of the Series 1992 Bonds, or the Series 1992 Bonds, which, in the Underwriter's opinion, materially adversely affects the market price of the Series 1992 Bonds; (b) Any legislation, ordinance, rule or regulation shall be introduced in or be enacted by any department or agency of the State of Arkansas, or a decision by any court of competent jurisdiction within the State of Arkansas shall be rendered which, in the Underwriter's opinion, materially adversely affects the market price of the Series 1992 Bonds; (c) Legislation shall be introduced, by amendment or otherwise, in, or be enacted by the House of Representatives or the Senate of the Congress of the United States, or a decision by a court of the United States shall be rendered, or a stop order, ruling, regulation or official statement by, or on behalf of the Securities and Exchange Commission or other governmental agency having jurisdiction of the subject matter shall be made or proposed, to the effect that the issuance, offering, or sale of obligations of the general character of the Series 1992 Bonds or the Series 1992 Bonds, as contemplated hereby or by the Official Statement, is or would be in violation of any provision of the Securities Act of 1933, as amended and as then in effect, or the Securities Exchange Act of 1934, as amended and as then in effect, or the Trust Indenture Act of 1939, as amended and as then in effect, or with the purpose or effect of otherwise prohibiting the issuance, offering, or sale of obligations of the general character of the Series 1992 Bonds or the Series 1992 Bonds, as contemplated hereby or by the Official Statement; (d) Any event shall have occurred or information become known which, in the Underwriter's opinion, makes untrue, incorrect or misleading in any material respect any statement or information contained in the Official Statement (or any appendices thereto) as GMW%RSS00FBE EI lsc2 .9 originally circulated, or has the Statement (or any appendices thereto) contains an untrue, incorrect or mislea, fact or omits to state a material fact the statements made therein, in light which they were made, not misleading; effect that the Official as originally circulated, ling statement of a material necessary in order to make of the circumstances under (e) Additional material restrictions not in force as of the date hereof shall have been imposed upon trading in securities generally by any governmental authority or by any national securities exchange; (f) A general banking moratorium shall have been established by federal or Arkansas authorities; (g) A default shall have occurred with respect to the obligations of, or proceedings have been instituted under the federal bankruptcy laws or any similar state laws by or against, any state of the United States or any city located in the United States having a population in excess of one million persons or any entity issuing obligations on behalf of such a city or state which, in the Underwriter's opinion, materially adversely affects the market price of the Series 1992 Bonds; (h) Any rating of the Series 1992 Bonds shall have been downgraded or withdrawn by a national rating service; or (i) A war involving the United States shall have been declared, or any conflict involving the armed forces of the United States shall have escalated into armed conflict, or any other national emergency relating to the effective operation of government or the financial community shall have occurred, which, in the underwriter's opinion, materially adversely affects the market price of the Bonds. SECTION 5. CONDITIONS TO THE The obligations of the Underwriter's performance of further condition that at the receive the opinions describec SECTION 6. INDEMNIFICATION. OBLIGATIONS OF THE CITY. City hereunder are subject to the its obligations hereunder, and the Closing Time the Underwriter shall in Section 3(c)(4) hereof. To the extent permitted by law, the City agrees to indemnify and hold harmless the Underwriter, any member, officer, official or employee of the Underwriter, and each person, if any, who controls the Underwriter within the meaning of Section 15 of the Securities Act of 1933, as amended (collectively, the "Indemnified Parties"), against any and all losses, claims, damages, liabilities or expenses whatsoever caused by any untrue statement or misleading statement or allegedly misleading statement of a material fact GMW\RSS00F8E RIF087892 _ 10 contained in the Official Statement or caused by any omission or alleged omission from the Official Statement of any material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading, except insofar as such losses, claims, damages, liabilities or expenses are caused by any such untrue or misleading statement or omission or allegedly untrue or misleading statement or omission in the information contained under the caption "UNDERWRITING." In case any action shall be brought against one or more of the Indemnified Parties based upon the Official Statement and in respect of which indemnity may be sought against the City, the Indemnified Parties shall promptly notify the City in writing and, to the extent permitted by law, the City shall promptly assume the defense thereof, including the employment of counsel, the payment of all expenses and the right to negotiate and consent to settlement. Any one or more of the Indemnified Parties shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such Indemnified Party or Parties unless employment of such counsel has been specifically authorized by the City. The City shall not be liable for any settlement of any such action effected without its consent by any of the Indemnified Parties, but if settled with the consent of the City or if there be a final judgment for the plaintiff in any such action against the City or any of the Indemnified Parties, with or without the consent of the City, the City agrees to indemnify and hold harmless the Indemnified Parties to the extent provided in this Agreement and to the extent permitted by law. SECTION 7. DELIVERY OF OFFICIAL STATEMENT. The City shall supply to the Underwriter a final Official Statement, in form satisfactory to the Underwriter, within seven business days of the date hereof and in time to accompany any confirmation that requests payment from any customer, and in a sufficient quantity to comply with SEC Rule 15c2 -12(b)(4) and the rules of the Municipal Securities Rulemaking Board. Such Official Statement shall be signed on behalf of the City by its Mayor. The City hereby authorizes the use of copies of the Escrow Agreement, the Authorizing Ordinance and the Official Statement and the information therein contained by the Underwriter in connection with the public offering and the sale of the Series 1992 Bonds. The City ratifies and confirms the use by the Underwriter prior to the date hereof of the Preliminary Official Statement in connection with the public offering of the Series 1992 Bonds. SECTION 8. REPRESENTATIONS AND AGREEMENTS TO SURVIVE DELIVERY. All representations and agreements of the City shall remain operative and in full force and effect, regardless of any GMW'RSSmFSE RL oeievx — 11— investigations made by or on the Underwriter's behalf, and shall survive delivery of the Series 1992 Bonds to the Underwriter. SECTION 9. PAYMENT OF EXPENSES. If the Underwriter accepts delivery of and pays for the Series 1992 Bonds as set forth herein, all expenses and costs to effect the authorization, preparation, issuance, delivery and sale of the Series 1992 Bonds (including, without limitation, the fees and disbursements of Brown & Wood, as Bond Counsel, the fees for verification of the mathematical sufficiency of the escrowed moneys for the defeasance of the Series 1985 Bonds and of the yield on the Series 1992 Bonds, rating agency fees and expenses incurred in connection therewith, and the expenses and costs for the preparation, printing, photocopying, execution and delivery of the Series 1992 Bonds, the Preliminary Official Statement, the Official Statement, the Escrow Agreement, the Authorizing Ordinance, and all other agreements and documents contemplated thereby) shall be paid out of the proceeds of the Series 1992 Bonds. Whether or not the Underwriter accepts delivery of and pays for the Series 1992 Bonds as set forth herein, the Underwriter shall pay all costs and disbursements incurred by it in connection with the transaction including, without limitation, fees and expenses of any counsel for the Underwriter and Blue Sky fees. SECTION 10. NOTICE. Any notice or other communication to be given to the City under this Agreement may be given by mailing or delivering the same in writing to the City Manager, City of Fayetteville, City Hall, 113 West Mountain, Fayetteville, Arkansas 72701; and any notice or other communication to be given to the Underwriter under this Agreement may be given by delivering the same in writing to Llama Company, One Mcllroy Plaza, Suite 302, Fayetteville, Arkansas 72701, Attention: David Hausam. SECTION 11. APPLICABLE LAW; NONASSIGNABILITY. This Agreement shall be governed by the laws of the State of Arkansas and shall not be assigned by the City or the Underwriter. SECTION 12. EXECUTION OF COUNTERPARTS. This Agreement may be of which shall be regarded constitute one and the same executed in several as an original and document. counterparts, each all of which shall -12- SECTION 13. SEVERABILITY. In the event any provision of this Agreement shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provision hereof. Attest: By: City Clef* (S E A L) CITY OF FAYETTEVILLE, ARKANSAS By: 4 Mayor - GMW\RSS00FSE RJO81892 -13- � 1 EXHIBIT A $10,000,000 City of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 Maturity Schedule Year Amount Rate of (August 15) Interest 1993 $275,000 3.00% 1994 290,000 3.50 1995 300,000 3.85 1996 310,000 4.15 1997 325,000 4.35 1998 340,000 4.65 1999 360,000 4.70 2000 380,000 4.85 2001 395,000 5.00 2002 420,000 5.10 2003 440,000 5.55 2004 470,000 5.60 2005 495,000 5.75 2006 525,000 5.85 2007 555,000 5.90 2008 590,000 6.00 2009 625,000 6.05 2012 2,905,000 6.15 GMW\RS500F8E R1F081892 A-1 S September 22, 1992 The State First National Bank State Line Plaza 300 Olive Street Texarkana, Arkansas 75502 Brown & Wood One World Trade Center New York, New York 10048 Llama Company One Mcllroy Plaza, Suite 302 Fayetteville, Arkansas 72701 Rose Law Firm, a Professional Association 120 East Fourth Street Little Rock, Arkansas 72201 Ladies and Gentlemen: I am City Attorney for the City of Fayetteville, Arkansas (the "City"), and have acted in that capacity in connection with the issuance and sale by the City of its $10,000,000 Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 (the "Bonds), which Bonds are being sold pursuant to a Bond Purchase Agreement dated August 18, 1992 (the "Bond Purchase Agreement"), between Llama Company (the "Underwriter") and the City. The terms defined in the Bond Purchase Agreement are used in this letter with the meaning assigned to them in the Bond Purchase Agreement. In this connection, I have reviewed certain documents with respect to the Bonds, and such records, certificates and other documents as I have considered necessary or appropriate for the purposes of this opinion, including Ordinance No. 3491 adopted by the City on July 17, 1990, and Ordinance No. adopted by the City on August 18, 1992 (collectively, the "Rate Ordinance"), Ordinance No. adopted by the City on August 18, 1992 (the "Authorizing Ordinance"), the Escrow Agreement dated as of August 15, 1992 (the "Escrow Agreement"), between the City and The State First National Bank, in Texarkana, Arkansas (the "Escrow Agent"), the Preliminary Official Statement dated August 7, 1992 and the final Official Statement dated August 18, 1992, with respect to the Bonds (collectively with the Preliminary Official Statement, the "Official Statement"), and a closing certificate of GMW�0.SSOOFBE 8LPo81892 B-1 • September 22, 1992 Page 2 the City. Based on such review and such other considerations of law and fact as I believe to be relevant, I am of the opinion that: 1. The City has been properly formed and is validly existing as a city of the first class and political subdivision of the State of Arkansas with full power and authority to adopt the Rate Ordinance and the Authorizing Ordinance and to execute and deliver the Bonds, the Escrow Agreement, the Official Statement and the Bond Purchase Agreement. 2. The adoption of the Rate Ordinance and the Authorizing Ordinance, the issuance of the Bonds, the execution and delivery of the Escrow Agreement and the Bond Purchase Agreement, and the performance of the City's obligations thereunder do not and will not in any material respect conflict with or constitute on the part of the City a breach of or a default under any indenture, deed of trust, or other instrument to which the City is a party, or conflict with, violate, or result in a breach of any statute or court decree to which the City is a party. 3. Excepting those matters discussed in the Official Statement, the City is not in violation of any provision of any agreement or instrument the violation of or default of which would materially and adversely affect the business, properties, assets, liabilities or condition (financial or other) of the City. 4. Excepting those matters discussed in the Official Statement, there are no legal or governmental actions, proceedings, inquiries or investigations pending or threatened by governmental authorities or to which the City is a party or to which any property of the City is subject which, if determined adversely, would individually or in the aggregate (i) materially and adversely affect the validity or the enforceability of the Bonds, the Escrow Agreement or the Bond Purchase Agreement, (ii) otherwise materially and adversely affect the ability of the City to comply with its obligations on the Bonds or under the Authorizing Ordinance, the Escrow Agreement or the Bond Purchase Agreement, or (iii) materially and adversely affect the transactions contemplated by the Official Statement to be engaged in by the City. GMNIRSSOOFSE RImRIRsi B-2 September 22, 1992 Page 3 5. Except with respect to such litigation as is described in the Official Statement, the aggregate amount which may reasonably be expected to be recovered in litigation pending or threatened against the City, taking into account insurance coverage, is not material to the owners of the Bonds. 6. I have reviewed and considered the information contained in the Official Statement under the captions "THE IMPROVEMENTS," "THE CITY'S WATER AND SEWER SYSTEM," "THE CITY" and "LEGAL MATTERS -Litigation" therein, and nothing has come to my attention which leads me to believe that those captioned sections of the Official Statement contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading. I hereby consent to the references made to me in the Official Statement. Very truly yours, Jerry Rose FM 555 CALIFORNIA STREET SAN FRANCISCO, CA. 94104-1715 TELEPHONE: 415-398-3909 FACSIMILE: 415-397-4621 10900 WILSHIRE BOULEVARD LOS ANGELES. C.A. 90024-3959 TELEPHONE; 310-443-0200 FACSIMILE: 310-200-5740 SHIROYAMA JT MORI BUILDING, 15TH FLOOR 3-1, TORANOMON 4-CHOME, MINATO-KU TOKYO 105. JAPAN TELEPHONE: 03-5472-5360 FACSIMILE: 03.5472-5OS8 BROWN & WOOD ONE WORLD TRADE CENTER New YORK, N.Y. 10048-0557 TELEPHONE: 212 839-5300 FACSIMILE; 212-839-5599 Jerry Rose, Esq. City of Fayetteville 113 W. Mountain Fayetteville, Arkansas 72701 615 CONNECTICUT AVENUE, N.W. WASHINGTON. D.C. 20006-4004 TELEPHONE: 202-223-0220 FACSIMILE: 202-223-0485 December 29, 1992 Re: City of Fayetteville, Arkansas $10,000 Water and Sewer System Refunding and Improvement Revenue Bonds. Series 1992 Dear Jerry: 172 WEST STATE STREET TRENTON, N.J. 08608-1104 TELEPHONE: 609-393-0303 FACSIMILC: 609-393-1990 BLACKWELL HOUSE GUILDHALL YARD LONDON EC2V SAB TELEPHONE: 071-606-1688 FACSIMILE: 071-796-1807 In response to a question raised by Pat Bell, I realized that we had attached an incorrect version of Exhibit A to Ordinance No. 3638 behind tab 1.F. in the transcript of legal papers relating to the issuance of the bonds described above which we sent to you on November 17, 1992. I am enclosing a copy of the correct version of such Exhibit A. Please substitute it for the incorrect version in your transcript and excuse us for the inconvenience that this error might cause you. I hope that your holidays have been pleasant and extend my best wishes to you for the approaching new year. Sincerely yours, Gundars Aperans ? ^ I y VL�J ' .-i ___i._4 41 SCHEDULE A $10,000,000 City of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 The Bonds shall consist of Serial Bonds in the principal amount of $7,095,000 maturing on August 15 in each of the years and in the amounts and bearing interest at the interest rates shown below: Year of Principal Rate of Maturity Amount Interest 1993 $275,000 3.00% 1994 290,000 3.50 1995 300,000 3.85 1996 310,000 4.15 1997 325,000 4.35 1998 340,000 4.65 1999 360,000 4.70 2000 380,000 4.85 2001 395,000 5.00 2002 420,000 5.10 2003 440,000 5.55 2004 470,000 5.60 2005 495,000 5.75 2006 525,000 5.85 2007 555,000 5.90 2008 590,000 6.00 2009 625,000 6.05 and of Term Bonds in the principal amount of $2,905,000 maturing on August 15, 2012 and bearing interest at the interest rate of 6.15%. The Amortization Requirements for the Term Bonds shall begin in the twelve (12) -month period ending August 14, 2010 and shall be as follows: Twelve (12) -Month Period Ending August 14 2010 2011 2012 Amortization Reauirement $ 660,000 700,000 1,545,000 SCHEDULE A $10,000,000 City of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Bonds, Series 1992 The Bonds shall consist of Serial Bonds in the principal amount of $ mauturing on August 15 in each of the years and in the amounts and bearing interest at the interest rates shown below: Year of Maturity 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Principal Amount Rate of Interest and the Term Bonds in the principal amount of $ maturing on August 15, 2012 and bearing interest at the interest rate of $• The Amortization Requirements for the Term Bonds shall begin in the twelve (12) -month period ending August 14, 2010 and shall be as follows: Twelve (12) -Month Period Amortization Ending August 14 Requirement 2010 $ 2011 2012 $10,000,000 city of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 BOND PURCHASE AGREEMENT AUGUST 18, 1992 The undersigned Llama Company (the "Underwriter") offers to enter into the following agreement with the City of Fayetteville, Arkansas (the "City") which, upon the City's acceptance of this offer, will be binding upon the City and the Underwriter. This offer is made subject to the City's acceptance of this Bond Purchase Agreement on or before 10:00 p.m., Little Rock, Arkansas time, on the date first written above, and if not so accepted, will be subject to withdrawal by the Underwriter upon written notice delivered to the City at any time prior to acceptance hereof by the City. On the basis of the representations, warranties and agreements and upon the terms and conditions contained herein, the Underwriter hereby offers to purchase the $10,000,000 Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 (the "Series 1992 Bonds"), to be issued by the City, a political subdivision organized and existing under the laws of the State of Arkansas, under and pursuant to an Ordinance of the City adopted August 18, 1992 (the "Authorizing Ordinance"), pursuant to which The State First National Bank, Texarkana, Arkansas, will act as trustee, registrar and paying agent (the "Trustee") for the Series 1992 Bonds. The Series 1992 Bonds are to be issued by the City pursuant to and in accordance with the provisions of Act No. 131 of the Acts of the General Assembly of the State of Arkansas for the year 1933, as amended ("Act No. 131"), Act No. 132 of the Acts of the General Assembly of the State of Arkansas for the year 1933, as amended ("Act No. 132"), Act No. 974 of the Acts of the General Assembly of the State of Arkansas for the year 1985, as amended ("Act No. 974"), and Act No. 852 of the Acts of the General Assembly of the State of Arkansas for the year 1987, as amended ("Act No. 852") (collectively, Acts No. 131, 132, 974 and 852 are referred to hereinafter as the "Act"). The Series 1992 Bonds will constitute special obligations of the City secured solely by a pledge of the net revenues (the "Net Revenues) of the City's waterworks and sewer system (the "System") and a debt service reserve fund, as more particularly described in the Authorizing Ordinance. The Series 1992 Bonds do not constitute an indebtedness of the City within the meaning of any constitutional or statutory limitation or restriction. The Series 1992 Bonds shall be issued in the forms and denominations set forth in the Authorizing Ordinance; shall be dated August 15, 1992; shall be numbered as provided in the Authorizing Ordinance; shall mature annually on August 15 of the years 1993 through 2009, inclusive, and 2012, as set forth in Exhibit A hereto; shall bear interest payable semiannually on February 15 and August 15 of each year commencing February 15, 1993, at the rates set forth in the Authorizing Ordinance and in Exhibit A hereto; and shall be subject to redemption prior to maturity upon the terms and conditions set forth in the Authorizing Ordinance. The proceeds of the Series 1992 Bonds will be used, along with other available moneys, to finance the acquisition, construction and equipping of certain capital improvements to the System, to refund the City's Water and Sewer Revenue Refunding Bonds, Series 1985 (the "Series 1985 Bonds"), to fund a debt service reserve and to pay costs of issuance of the Series 1992 Bonds. Sufficient moneys to refund the Series 1985 Bonds will be deposited with The State First National Bank, Texarkana, Arkansas, as escrow agent (the "Escrow Agent"), pursuant to an Escrow Deposit Agreement (the "Escrow Agreement") between the City and the Escrow Agent. SECTION 1. REPRESENTATIONS, WARRANTIES, COVENANTS AND AGREEMENTS. By execution hereof, the City hereby represents to, and agrees with, the Underwriter that: (a) The City is a city of the first class and political subdivision duly organized and existing under the Constitution and laws of the State of Arkansas. The City is authorized by the provisions of the Act and the Authorizing Ordinance to issue, sell and deliver the Series 1992 Bonds for the purposes specified above, to adopt and perform its obligations under the Authorizing Ordinance , the Escrow Agreement and this Bond Purchase Agreement (this "Agreement"), and to pledge the Net Revenues to the payment of the principal of and interest on the Bonds as provided in the Authorizing Ordinance. (b) The City has full power and authority to consummate all transactions contemplated by this Agreement, the Series 1992 Bonds, the Authorizing Ordinance, the Escrow Agreement and any and all other agreements relating thereto to which the City is a party. (c) The City has duly authorized all action necessary under the Act or otherwise to be taken by it or on its behalf for: (i) the issuance and delivery of the Series 1992 Bonds upon the terms set forth in the Act, the Authorizing Ordinance, the Escrow Agreement, this Agreement and the Official Statement (as hereinafter defined); (ii) the execution and delivery by it of the GMW\RSSWFSE R1J081892 -2 Escrow Agreement and this Agreement; (iii) the pledge of the Net Revenues as set forth in the Authorizing Ordinance and described in the Official Statement; and (iv) the adoption of the Authorizing Ordinance and the performance of its duties thereunder. (d) The City has previously provided the Underwriter with copies of its Preliminary Official Statement, including the cover page, dated August 7, 1992, relating to the Series 1992 Bonds (the "Preliminary Official Statement"). As of its date, the Preliminary Official Statement has been "deemed final" by the City for purposes of SEC Rule 15c2 -12(b)(1). The Preliminary Official Statement, as amended to conform to the terms of this Bond Purchase Agreement, including Exhibit A hereto, and with such other changes and amendments as are mutually agreed to by the City and the Underwriter, is herein referred to as the "Official Statement." (e) Except as described in the Official Statement, there is no action, suit, proceeding, inquiry or investigation at law or in equity or before or by any court, public board or body pending or, to the knowledge of the City, threatened against or affecting it (or, to its knowledge, any basis therefor) wherein an unfavorable decision, ruling or finding would adversely affect the transactions contemplated by this Agreement or would adversely affect the validity of the Series 1992 Bonds, the Authorizing Ordinance, the Escrow Agreement, this Agreement or any agreement or instrument to which the City is a party and which is used or contemplated for use in the consummation of the transactions contemplated hereby. (f) The financial statements of the City referred to and contained in Appendix A to the Preliminary Official Statement and the final Official Statement dated August 18, 1992 (the Preliminary Official Statement, the final Official Statement, the Appendices thereto and any and all supplements and amendments thereto are hereinafter referred to collectively as the "Official Statement"), present fairly the financial position of the City and the System as of the dates indicated therein and the results of operations for the periods specified therein, and the financial statements therein have been prepared in conformity with generally accepted accounting principles consistently applied, except as may be noted in the Official Statement, in all material respects with respect to the periods involved. (g) The descriptions and information contained in the Official Statement, including the Appendices thereto, relating to the City, the System, its organization, properties, operations and financial condition and the descriptions of the Series 1992 Bonds, the Authorizing Ordinance, the Escrow Agreement and the Net Revenues are, and at the Closing Date (as defined in this Agreement and used hereinafter) will be, true and do not contain, and at the Closing Date will not contain, any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading. GMW\RSSOOF8E waeisn _ 3 — • (h) Since December 31, 1991, there has not been any material adverse change in the properties, financial position or results of operations of the City or the System, whether or not arising from transactions arising in the ordinary course of business, other than any such changes which are disclosed in the Official Statement, and since such date the City has not entered into any transaction or incurred any liability material as to the City or the System, except as disclosed in the Official Statement. (i) The City will not take or omit to take any action which will in any way result in the proceeds from the sale of the Series 1992 Bonds being applied in a manner inconsistent with the provisions of the Authorizing Ordinance or the Escrow Agreement. (j) The Series 1992 Bonds, when issued and delivered by the City, will constitute special obligations of the City enforceable in accordance with their terms, except to the extent that enforcement thereof may be limited by bankruptcy, insolvency or other similar laws affecting creditors' rights generally and by the application of general principles of equity. (k) The Authorizing Ordinance, the Escrow Agreement and this Agreement, when adopted, executed and delivered by the City, will be the legal, valid and binding obligations of the City enforceable in accordance with their respective terms, except to the extent that enforcement thereof may be limited by bankruptcy, insolvency or other similar laws affecting creditors' rights generally and by the application of general principles of equity. (1) The execution and delivery of the Series 1992 Bonds, the Escrow Agreement and this Agreement, the adoption of the Authorizing Ordinance, and the performance by the City of its obligations under the aforementioned, do not and will not violate the Act or any court order by which the City is bound, and such actions do not and will not constitute a default under any existing resolution, agreement, indenture, mortgage, lease, note or other obligation or instrument to which the City is a party, and no approval or other action by any governmental authority or agency is required in connection therewith. (m) The City has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that it is a bond issuer whose arbitrage certifications may not be relied upon. SECTION 2. PURCHASE, SALE, AND DELIVERY OF THE SERIES 1992 BONDS. On the basis of, and in reliance upon, the warranties, representations and agreements of the City contained herein and in the other documents and agreements referred to herein and subject to the terms and conditions herein set forth, at the Closing Time, the Underwriter agrees to purchase from the City, and the City agrees to sell to the Underwriter, the Series 1992 Bonds at a price GMW\RSSOOFSE NPOSIS92 -4-. of $9,865,000 (98.65% of the principal amount thereof) plus accrued interest from the date of the Series 1992 Bonds to the date of payment and delivery thereof. The Series 1992 Bonds shall be issued under and secured as provided in the Authorizing Ordinance, and the Series 1992 Bonds shall have the maturities and interest rates and be subject to redemption as set forth in the Authorizing Ordinance and in Exhibit A hereto. Payment for the Series 1992 Bonds shall be made by certified or official bank check or draft, wire transfer, or otherwise in funds immediately available to the City on the same day, at the offices of the Rose Law Firm, a Professional Association, in Little Rock, Arkansas, at 10:00 a.m. on September 22, 1992, or at such other place, date and hour as shall be mutually agreed upon between the City and the Underwriter. The date of such delivery and payment is herein called the "Closing Date," and the hour and date of such delivery and payment is herein called the "Closing Time." The Series 1992 Bonds shall be printed or lithographed on steel engraved borders, shall bear CUSIP numbers, shall be prepared and delivered as fully registered bonds in denominations of $5,000 or integral multiples thereof in such names as the Underwriter may request at least five business days prior to the Closing Date, and ,shall be made available to the Underwriter at least three business days before the Closing Date for purposes of inspection and packaging. SECTION 3. CONDITIONS TO THE UNDERWRITER'S OBLIGATIONS. The Underwriter's obligations hereunder shall be subject to the due performance by the City of its obligations and agreements to be performed hereunder at or prior to the Closing Time and to the accuracy of and compliance with the representations and warranties of the City contained herein, as of the date hereof and as of the Closing Time, and the Underwriter's obligations hereunder are also subject to the following: (a) The City shall have received from Standard & Poor's Corporation the rating of "A" and from Moody's Investors Service the rating of "A" on the Series 1992 Bonds and letters evidencing such ratings shall have been delivered to the Underwriter. (b) The Series 1992 Bonds shall have been duly authorized, executed and delivered in the form heretofore approved by the City in the Authorizing ordinance with only such changes therein as the Underwriter and the City shall mutually agree upon. (c) At the Closing Time, the Underwriter shall receive two counterpart originals of the following documents, in each case satisfactory in form and substance to the Underwriter: GMNIRS.S FBE R1fl1892 -5- (1) The Official Statement, executed on behalf of the City by its Mayor; (2) The Authorizing Ordinance, certified by the City Clerk as a true, correct and complete copy of the Authorizing Ordinance duly adopted by the City Board of Directors that has not been amended, modified or repealed and is in full force and effect as of the Closing Date; (3) The Escrow Agreement executed by the City and the Escrow Agent; (4) The opinions dated as of the Closing Date of (A) Jerry Rose, City Attorney, in substantially the form and substance as that attached hereto as Exhibit B; (B) Brown & Wood, Bond Counsel, in substantially the form and substance as attached hereto as Exhibits C, D and E; and (C) Rose Law Firm, a Professional Association, counsel to the Underwriter, in substantially the form and substance attached hereto as Exhibit F; (5) A certificate, in form and substance satisfactory to the Underwriter, its counsel and Bond Counsel, of the Mayor of the City or any duly authorized officer or official of the City satisfactory to the Underwriter, its counsel and Bond Counsel, dated as of the Closing Date, to the effect that: (i) each of the City's representations contained herein are true and correct as of the Closing Time; (ii) the City has authorized, by all action necessary under the Act, the adoption of the Authorizing Ordinance and the execution, delivery and due performance of the Series 1992 Bonds, the Escrow Agreement, this Agreement, and the pledging of the Net Revenues; (iii) the Authorizing Ordinance has not been amended, modified or repealed and is in full force and effect as of the Closing Date; (iv) except as described in the Official Statement, no litigation is pending or, to his knowledge threatened, to restrain or enjoin the issuance or sale of the Series 1992 Bonds or in any way affecting any authority for or the validity of the Authorizing Ordinance, the Escrow Agreement, GMW\ESSOOPSE RLFWI892 -6- this Agreement, or the pledge of the Net Revenues; (v) the Series 1992 Bonds, as executed by the City, are in the form or in substantially the form approved for such execution by appropriate proceedings of the City; (vi) since December 31, 1991, there has not been any material adverse change in the properties, financial position or results of operations of the City or the System, whether or not arising from transactions in the ordinary course of business, other than such changes which are disclosed in the Official Statement, and since such date the City has not entered into any transaction or incurred any liability material as to the City or the System except as disclosed in the Official Statement; (vii) there are not pending or, to his knowledge, threatened legal proceedings which are not disclosed in the Official Statement and which are material as to the City or the System, or to which the City or the System is a party, or of which property of the City or the System is subject, or which will adversely affect the transactions contemplated hereby or by the Official Statement; (viii) the information contained in the official Statement relating to the City and the System, their organization, properties, operations and financial condition and the descriptions of the Series 1992 Bonds, the Authorizing Ordinance, the Escrow Agreement and the Net Revenues are true and correct in all material respects and do not contain any untrue or incorrect statement of a material fact and do not omit to state a material fact necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading; and (ix) the City has duly authorized by all necessary action the signing of the Official Statement by its Mayor; (6) An arbitrage certificate of the City, in form satisfactory to Bond Counsel, signed by the Mayor; IH,b ii c ,, . -7-. EXHIBIT C September 22, 1992 Board of Directors of the City of Fayetteville City Hall 113 West Mountain Fayetteville, Arkansas 72701 The State First National Bank City of Fayetteville City Hall 120 West Mountain Fayetteville, Arkansas 72701 Ladies and Gentlemen: Llama Company One Mcllroy Plaza, Suite 302 Fayetteville, Arkansas 72701 Rose Law Firm, a Professional Association 120 East Fourth Street Little Rock, Arkansas 72201 We have acted as bond counsel in connection with the issuance by the City of Fayetteville, Arkansas (the "City"), of its $10,000,000 aggregate principal amount of Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992, dated August 15, 1992 (the "Bonds"). The Bonds are being issued for the purpose of providing a portion of the funds necessary to finance the costs of acquiring, constructing and equipping certain capital improvements to the City's water and sewer system (the "System"), to refund the City's outstanding Water and Sewer Revenue Refunding Bonds, Series 1985, to fund a debt service reserve and to pay certain costs of issuing the Bonds. The Series 1992 Bonds are being issued under the authority of the Constitution and laws of the State of Arkansas, including particularly Amendment 65 to the Constitution of the State of Arkansas and Title 14, Chapter 234, Subchapter 2, Title 14, Chapter 235, Subchapter 2, Title 14, Chapter 164, Subchapter 4 and Title 19, Chapter 9, Subchapter 6 of the Arkansas Code of 1987 Annotated (collectively the "Authorizing Legislation"), and pursuant to Ordinance No. of the City adopted by the Board of Directors of the City on August 18, 1992 (the "Ordinance"), under which the City has pledged the net revenues of the System (such net revenues as more particularly defined in the Ordinance being called the "Net Revenues") to the payment of the Bonds. The Ordinance permits the City to issue, under certain circumstances, Parity Indebtedness (as defined in the Ordinance) which may be on a parity of security with the Bonds as to the pledge of Net Revenues (as defined in the Ordinance) thereunder and subordinated indebtedness payable from Net Revenues subordinate to the Bonds and any Parity Indebtedness. GMW\RSS00FSE RLFOEIE92 C- 1 Approving Opinion September 22, 1992 Page 2 The Bonds have such terms and provisions and are subject to redemption prior to maturity as provided in the Ordinance. We have examined certified copies of the legal proceedings, including the ordinance, and certain other proofs submitted relative to the authorization and issuance of the Bonds. From such examination we are of the opinion that: 1. In reliance on the opinion of Jerry E. Rose, Esquire, City Attorney, of even date herewith, the City is duly created and validly existing as a city of the first class of the State of Arkansas, with the power to adopt the Ordinance and to issue the Bonds. 2. Pursuant to the Authorizing Legislation the Bonds have been duly authorized and issued by the City and are valid and binding special obligations of the City, enforceable in accordance with their terms, and the principal of and interest and any redemption premium on the Bonds are secured by a pledge of and payable solely from the Net Revenues to the extent and in the manner provided in the Ordinance. The principal of and interest and any redemption premium on the Bonds may also be paid as provided in the Ordinance from other moneys in the Debt Service Reserve Fund and certain other funds established thereby, including any income received from the investment of moneys deposited in such funds. The City is not obligated to pay the principal of and interest and any redemption premium on the Bonds and such other indebtedness except from the Net Revenues pledged under the Ordinance, and such principal, interest and premium shall not constitute an indebtedness of the City within the meaning of any constitutional or statutory debt limitation. 3. Under existing statutes, regulations and court decisions and assuming continuing compliance by the City with certain covenants and requirements of the Internal Revenue Code of 1986, as amended (the "Code"), regarding among other matters, use, expenditures and investment of Bond proceeds and the timely payment of certain interest earnings to the United States Treasury, the interest on the Bonds is not includable in the gross income of the owners of the Bonds for purposes of federal income taxation. Interest on the Bonds will not be treated as a preference item in calculating alternative minimum taxable income of individuals or corporations; however, interest on the Bonds will be included in the calculation of the alternative minimum tax and environmental tax liabilities of corporations. GMW\RSSOOFSE RLFM1B93 C-2 • • Approving Opinion September 22, 1992 Page 3 4. The Code prohibits the deduction of interest on indebtedness incurred or continued by a bank or other financial institution to purchase or carry tax-exempt obligations, such as the Bonds. The Code, however, contains a limited exception to this provision which permits an 80 percent deduction for interest for financial institutions to the extent that they purchase directly or in the secondary market obligations of certain governmental units (i) that, together with all subordinate entities thereof, do not reasonably expect to issue in the aggregate more than $10,000,000 of tax-exempt obligations (not counting private -activity bonds except for qualified 501(c)(3) bonds) in a calendar year and (ii) that designate such obligations as qualifying for such exception. In the Ordinance the City has (i) represented that it reasonably expects that it and all subordinate entities thereof will not issue more than $10,000,000 of tax-exempt obligations (not counting private -activity bonds except for qualified 501(c) (3) bonds) during calendar year 1992 and (ii) designated the Bonds as qualifying for such exception. Based on certain representations of the City described above and assuming continuing compliance with such representations, the Bonds are "qualified tax-exempt obligations" within the meaning of Section 265(b)(3) of the Code, and, in the case of certain financial institutions (within the meaning of Section 265(b)(5) of the Code), a deduction is allowed for 80 percent of that portion of such financial institutions' interest expense allocable to interest on the Bonds. 5. Under existing law, the Bonds and the interest thereon are exempt from all state, county and municipal taxes in the State of Arkansas. The rights of the owners of the Bonds and the enforceability thereof may be subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights heretofore and hereafter enacted to the extent constitutionally applicable and their enforcement may also be subject to the exercise of judicial discretion in appropriate cases. Respectfully submitted, BROWN & WOOD GMWJRSSI FBE N13i)81892 C-3 September 22, 1992 Llama Company One Mcllroy Plaza, Suite 302 Fayetteville, Arkansas 72701 Rose Law Firm, a Professional Association 120 East Fourth Street Little Rock, Arkansas 72201 The State First National Bank State Line Plaza 300 Olive Street Texarkana, Arkansas 75502 Re: $10,000,000 City of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Revenue Bonds, series 1992 Ladies and Gentlemen: We have acted as Bond Counsel in connection with the issuance by the City of Fayetteville, Arkansas (the "City") of $10,000,000 aggregate principal amount of Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 (the "Bonds"), and have delivered on this date our approving opinion with respect thereto. Reference is made to such approving opinion. All terms not defined herein shall have the meanings assigned thereto in such approving opinion. It is our opinion, under existing law, that: 1. The Bond Purchase Agreement, dated August 18, 1992 (the "Purchase Contract"), by and between Llama Company (the "Purchaser") and the City has been duly authorized, executed and delivered by the City and, assuming due execution by the Purchaser, and subject to the extent that the enforceability of the rights and remedies set forth therein may be limited by bankruptcy, insolvency, or other laws affecting creditors' rights generally, and that their enforcement may also be subject to the exercise of judicial discretion in appropriate cases, constitutes a valid and binding agreement in accordance with its terms. GMW\RSSOOFBE RIlMIM D-1 ' r• Supplemental Opinion September 22, 1992 Page 2 2. The Escrow Deposit Agreement, dated August 15, 1992 (the "Escrow Agreement"), by and between the City and The State First National Bank, Texarkana, Arkansas (the "Escrow Agent"), has been duly authorized, executed and delivered by the City and, assuming due execution by the Escrow Agent, and subject to the extent that the enforceability of the rights and remedies set forth therein may be limited by bankruptcy, insolvency, or other laws affecting creditors' rights generally, and that their enforcement may also be subject to the exercise of judicial discretion in appropriate cases, constitutes a valid and binding agreement in accordance with its terms. 3. The City has ratified the distribution of the Preliminary Official Statement, dated August 7, 1992, and approved the distribution of the Official Statement, dated August 18, 1992, relating to the Bonds (collectively, the "Official Statement"). 4. The Ordinance conforms as to form and tenor with the terms and provisions thereof as summarized and set out in Appendix C to the Official Statement. 5. To the best of our knowledge and based only upon inquiries of the City Attorney and City Manager and no other inquiry or investigation, there is no action, suit, proceeding, or investigation at law or in equity before or by any court or public board or body, pending or threatened, against or affecting the City, challenging the validity of the transactions contemplated by the Official Statement, or the validity of the Bonds, the Ordinance, the Escrow Agreement or the Purchase Contract. 6. Nothing has come to our attention which would lead us to believe that the information in the Official Statement under the captions "INTRODUCTORY STATEMENT," "THE SERIES 1992 BONDS," "SECURITY FOR AND SOURCE OF PAYMENT OF THE SERIES 1992 BONDS" (except for that information under the subcaption "Historical and Projected Financial Date"), "THE REFUNDING PROGRAM," "THE IMPROVEMENTS," "TAX EXEMPTION," and "INTEREST DEDUCTION FOR FINANCIAL INSTITUTIONS" and in the Summary of Certain Provisions of the Ordinance in Appendix C thereto contains an untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading. Very truly yours, BROWN & WOOD GMW'RSSOOFSE RLFOSI a D-2 September 22, 1992 City of Fayetteville City Hall 113 West Mountain Fayetteville, Arkansas 72701 The State First National Bank State Line Plaza 300 Olive Street Texarkana, Arkansas 75502 Re: $10,000,000 City of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Revenue Bonds, series 1992 Ladies and Gentlemen: We have acted as Bond Counsel in connection with the issuance by the City of Fayetteville, Arkansas (the "City") of $10,000,000 aggregate principal amount of Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992 (the "Series 1992 Bonds"), and have delivered on this date our approving opinion with respect thereto. Reference is made to such approving opinion. All terms not defined herein still have the meanings assigned thereto in such approving opinion. A portion of the proceeds of the Series 1992 Bonds will be used to purchase certain governmental securities for deposit with The State First National Bank, in the City of Texarkana, Arkansas, as escrow agent (the "Escrow Agent"), under an Escrow Deposit Agreement dated as of August 15, 1992 (the "Escrow Agreement"), between the Issuer and the Escrow Agent, for the purpose of defeasing the Issuer's previously issued $4,335,000 aggregate original principal amount of Water and Sewer Revenue Refunding Bonds, Series 1985 (the "Series 1985 Bonds"). The Series 1985 Bonds were issued pursuant to Ordinance No. 3134, adopted by the City on October 9, 1985 (the "1985 Ordinance"), under which Mcllroy Bank & Trust, in the City of Fayetteville, Arkansas, was named as trustee and registrar (the "Trustee"). This opinion is being delivered pursuant to Section 26 of the 1985 Ordinance. GMW BSSOOF8E aEraelsn E-1 • y Defeasance Opinion September 22, 1992 Page 2 In connection with this opinion, we have examined (a) the 1985 Ordinance, (b) the Escrow Agreement, and (c) the opinion of Rose Law Firm, a Professional Association, dated November 15, 1985, with respect to the Series 1985 Bonds (the "Original 1985 Bond Counsel Opinion"). For purposes of this opinion, we have also reviewed originals or copies, certified or otherwise identified to our satisfaction, of (i) a certificate of the Escrow Agent with respect to receipt of governmental obligations and cash under the Escrow Agreement, (ii) instructions of the City to the Escrow Agent and the Trustee with respect to matters set forth in the 1985 Ordinance, and (iii) such other documents, opinions, certificates, and letters as we have deemed relevant and necessary in rendering this opinion. We have made no independent verification or determination as to the correctness of the Original 1985 Bond Counsel Opinion. We have also reviewed such other documentation, certificates, and other materials, including items delivered in connection with the issuance of the Series 1992 Bonds and the defeasance of the Series 1985 Bonds, as we have deemed necessary for purposes of the opinion set forth herein. It is our opinion, under existing law, that: 1. The issuance of the Series 1992 Bonds, the investment of a portion of the proceeds of the Series 1992 Bonds in governmental obligations, and the deposit of such governmental obligations and cash with the Escrow Agent as described in the Escrow Agreement to defease the Series 1985 Bonds will not adversely affect the exclusion from gross income for federal income tax purposes of interest on the Series 1985 Bonds and will not cause the Series 1985 Bonds to be treated as arbitrage bonds within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended. For purposes of this opinion, we have assumed the correctness of the Original 1985 Bond Counsel Opinion and the continuing exclusion from gross income for federal income tax purposes of the interest on the Series 1985 Bonds. 2. Assuming that such governmental obligations will mature and yield interest earnings at such times and in such amounts which, together with uninvested funds in the escrow fund established with the Escrow Agent, will be sufficient to pay, when due, the principal of and interest and premium on the Series 1985 Bonds, as verified by Coopers & Lybrand based upon information supplied to it by the City and Llama Company, and relying upon such verification, the requirements of Section 26 of the 1985 Ordinance as to the discharge of the lien of the 1985 Ordinance on the Net GMWV%SSOOFBE B'MIM E-2 • r If Defeasance Opinion September 22, 1992 Page 3 Revenues of the System in favor of the Series 1985 Bonds have been satisfied and the lien of the 1985 Ordinance against the Net Revenues of the System in favor of the Series 1985 Bonds has been discharged. Very truly yours, BROWN & WOOD GMW\PSS EFBE Ell81sn E-3 I. 4. September _, 1992 Llama Company One Mcllroy Plaza, Suite 302 Fayetteville, Arkansas 72701 Re: $10,000,000 City of Fayetteville, Arkansas Water and Sewer System Refunding and Improvement Revenue Bonds, series 1992 Ladies and Gentlemen: This opinion is delivered to you in connection with the issuance and sale by the City of Fayetteville, Arkansas (the "City") of the referenced bonds (the "Bonds"). Undefined terms used in this opinion shall have the meaning assigned to them in the Bond Purchase Agreement, dated August 18, 1992 (the "Bond Purchase Agreement"), between the City and Llama Company (the "Underwriter"). We have acted as counsel to the Underwriter in connection with the issuance and sale of the Bonds, and in that capacity have examined executed or certified counterparts of the Bond Purchase Agreement and the Authorizing Ordinance. We have also examined originals or copies, certified or otherwise identified to our satisfaction, of such other documents, records and instruments as we have deemed necessary or advisable for purposes of this opinion. In connection with the preparation of the Official Statement, dated August 18, 1992 (the "Official Statement"), we have generally reviewed information furnished to us by, and have participated in conferences with, representatives of the City, Jerry Rose, counsel to the City (the "City Attorney"), and Brown & Wood, bond counsel ("Bond Counsel"). In rendering this opinion, we have also reviewed other records relating to the authorization, issuance and sale of the Bonds and have relied, with your consent, upon certificates of officials, including officials of the City, and upon written opinions and letters, including opinions and letters received from the City, the City Attorney and Bond Counsel. Based upon our review and discussions undertaken in the course of our representation, and in reliance upon the accuracy of the GMW\RSSOOFBE RLPOSI �. F-1 September 22, 1992 Page 2 information contained in the aforementioned certificates, written opinions and letters, nothing has come to our attention which leads us to believe that the information in the Official Statement under the caption "UNDERWRITING" contains any untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made therein, in light of the circumstances in which they were made, not misleading. Further, we are of the opinion that the offer, sale and delivery of the Bonds under the circumstances contemplated do not require registration of the Bonds under the Securities Act of 1933, as amended, and do not require qualification of the Authorizing Ordinance under the Trust Indenture Act of 1939, as amended. Very truly yours, ROSE LAW FIRM, a Professional Association GMWNR5500FBE Eu981avx F-2 • t t ` - STATE of ARKANSAS l Tss. t County of Washington l I, S , O. . +rthhereby certify that I am the publisher of THE NORTHWEST ARKANSAS TIMES, a daily newspaper having a second class mailing privilege, and being not less than four pages of five columns each, published at a fixed place of business and at a fixed (daily) intervals continuously in the City of Fayetteville. County of Washington. Arkansas for more than a period of twelve months, circulated and distributed from an established place of business to subscribers and readers generally of all classes in the City and County for a definite price for each copy, or a fixed price per annum, which price was fixed at what is considered the value of the publication, based upon the news value and ser- vice value it contains, that at least fifty percent of the subscribers thereto have paid cash for their subscriptions to the newspaper or its agents or through recognized news dealers over a period of a least six months; and that the said newspaper publishes an average of more than forty percent news matter. I further certify that the legal notice hereto attached in the matter of (S Lth nn of , d 3 3 S was published in the regular daily issue of said newspaper for t consecutive insertions as follows: The first insertion on the day of _ __ 19 the second insertion on the day of 19 the third insertion on the day of 19 and the fourth insertion on the day of 19 Publisher eral Manager Sworn to and subscribed before me on this C T day of l9 Q . .. .,p. Q 'INotary Public My CommissExpires: • ' Fees for.Printing $� Costof proof _ $ • - Total $ 5 llq• L ,r i r CERTIFICATE OF RECORD Stele of Arkznsa9 ( SS City of F s etteviiie I, }terry Thoiras, City Clerk sad. Et Officio recorder for the (:;'Y of Faye1tev€`•.ie, do hereby certify U. -,=t t''e n^.neied or foregoing is of recur'in v'y end the slime app!rr i s Orc hiDitcr i'c Resolution book at p.xltm Witness uiy hand Ltd lei tte.r�' /_day of 194_________ City Cierh sx-omelo Recorder June because he was "inefficient," said the Cuban official, Rafael Dausa, third secretary of the Cuban Interests Section in Wash- ington. Speaking in a telephone inter- view, he said the reports of embez- zlement were "inflated" and indicative of an anti -Havana turn in the Russian press. Cuban state media have not reported on the whereabouts of Castro Diaz-Balart, 41, since the firing, which President Castro last month blamed on his son's incom- petence. The reports carried by the Tass news agency last week said the younger Castro would be tried and could face a firing squad. Dausa said the delayed, scaled - down Revolution Day festivities will be held in the southern port of Cienfuegos, likely on Sept. 5 or 6. They will also mark the 35th anniversary of a failed attack by pro -Castro elements in the mili- tary on a base there, he said. "It will be a grand celebration, but nothing like the million (peo- ple) who used to go to the Plaza of the Revolution," Dausa said. Cubans traditionally went to the Havana plaza on Revolution Day to hear Castro deliver the equiva- lent of a State of the Union mes- sage, setting the ideological tone for the year. Sell Idle Items for Quick Cash - Call 442-1700 2 -Legal Notices ORDINANCE NO. 3638 AN ORDINANCE PROVID- ING FOR THE ISSUANCE OF $10,000,000 OF WATER AND SEWER SYSTEM RE- FUNDING AND IMPROVE- MENT REVENUE BONDS. SERIES 1992 OF THE CITY OF FAYETTEVILLE. ARKAN- SAS: AUTHORIZING THE EXECUTION AND DELIV- ERY OF A BOND PURCH- ASE AGREEMENT AND AN ESCROW DEPOSIT AGREE- MENT IN CONNECTION THEREWITH; DIRECTING THE TRANSFER OF MO- NEYS HELD IN CONNEC- TION WITH THE OUT- STANDING WATER AND SEWER REVENUE BONDS OF SAID CITY; PROVIDING FOR CERTAIN OTHER MATTERS RELATING THERETO AND DECLAR- ING AN EMERGENCY. WHEREAS, the City of Fayetteville. Arkansas (the "City"), a city of the first class. owns and operates water and sewer utilities as a combined. integrated public water and sewer sys- tem (which system. together with all capital im- provements thereto, is he- rein collectively call the "System"): and WHEREAS, the City issued its $4.335,000 Water and Sewer Revenue Re- funding Bonds. Series 1985. dated November 15. 1985 (the "Prior Bonds"), of which $3,280,000 in princi- pal amount are now out- standing, pursuant to Ordi- nance No. 3134, adopted by the Board of Directors of the City (the 'Board') on October 9. 1985. and the constitution and laws of the State of Arkansas (the "State") and WHEREAS. the City is authorized under the consti- tution and laws of the State, including particularly Title 14. Chapter 234, Sub- chapter 2, Title 14. Chapter 235. Subchapter 235, Sub- chapter 2, Title 14. Chapter 164. Subchapter 4 and Title 19, Chapter 9, Subchapter.6 made arrangements for the sale of the Bonds to Llama Company of Fayetteville. Arkansas (the "Purchase") and In connection therewith has prepared and distri- buted a Preliminary Official Statement, dated August 7. 1992 (the "Preliminary Offi- cial Statement"); and WHEREAS, there has been submitted to the City a Bond Purchase Agree- ment. dated August 18. 1992 (the "Bond Purchase Agreement"), providing for the purchase of the Bonds by the Purchaser; and WHEREAS, a final Official Statement, dated August 18, 1992, (the "Official Statement"), has been pre- pared and will be distri- buted in connection with the offer and sale of the Bonds; and WHEREAS, there has been submitted to the City and Escrow Deposit Agree- ment. dated as of August 15, 1992, between The State First National Bank in the City of Texarkana. Ark- ansas. as escrow agent (the "Escrow Agent"), and the City, which provides for the refunding of the Prior Bonds (the "Escrow Depo- sit Agreement"); and WHEREAS, copies of the Preliminary Official State- ment- Official Statement, Bond Purchase Agreement and Escrow Deposit Agree- ment have been presented to and are before the Board at this meeting; NOW. THEREFORE, BE IT ORDAINED BY THE BOARD OF DIRECTORS OF THE CITY OF FAYETTE- VILLE. ARKANSAS, AS FOLLOWS: Section 1. Definitions. In addition to the terms de- fined in the preamble to this Ordinance the following terms shall have the follow- ing meanings: "Accountant" means a firm of independent certi- fied public accountants of recognized national standing selected from time to time by the City which may be the firm of accountants which regularly audits the books of the City. "Amortization Require- ments" means the amounts required to be deposited in the Redemption Account for the purpose of redeem- ing prior to their maturity end paying at their maturity the Term Bonds, the spe- cific amounts and times of such deposits being set forth in Schedule A at- tached hereto. "Budget" means the an- nual budget of the System adopted in accordance with this Ordinance. "Code" means the Inter- nal Revenue Code of 1986, as now or hereafter amended, and applicable regulations issued or prop- osed thereunder. "Consulting Engineer" means a firm of indepen- dent engineers having rec- ognized experience in mun- icipal water and sewer sys- tems selected from time to time by the City. "Government Obliga- tions" means (i) direct obli- gations of, or obligations the payment of the principal of and interest on which is fully guaranteed by, the Un- ited States of America: (ii) obligations issued or guar- anteed by any instrumental- ity or agency of the United States of America. whether now existing or hereafter payment of the principal of, "Net Revenue; interest on and redemption fo[ any period, I premium, if any, on such venue lea.?- Opel municipal obligations;'5v) ob- "penses for such g ligations isauud byany "Operating E: state of the united States; means, for any and (vi) municipal oblige- ordinary and nect tions the payment of, the pense of operatic principal of and interest on .magintenwice and i which are insured; provided, the System under however, the obligations accepted account described in clauses (v) and plea except that (vi) of this definition shall not Include any also be rated in one of the for depreciation, i top two highest rating sits or transfers t categories (without regard dit of the Bond Ft to any gradation within other fund or such category) by both created for the q Moody's and S&P or, upon debt service on P the discontinuance of either btedness or sub or both of such services, indebtedness sect any other nationally recog- pledge of Net Re' nized rating service or permitted hereur services. Debt Service Rea "Gross Revenues" or any other del means all fees, tolls, rates, reserve fund or rentals and charges levied created in connec and collected in connection the issuance of P with and all other income btedness or suct and receipts of whatever noted indebtedner kind or character derived by Renewal and Reg the City from the operation Fund, any payn of the System. Gross Ra franchise taxes to venues shall specifically in- or any payments elude, but not be limited to. revenues from water sales, fire protection charges, sewer service charges and interest income on Revenue Fund balances. Notwiths- tanding the foregoing. Gross Revenues shall not include acreage, connection, front -footage, tap -on, as- sessment and similar fees. charges, contributions or grants derived by the City in connection with the pro- vision of or payment for capital improvements con- stituting a part of the System. "Guaranteed Investment Contract" means invest- ment agreements with any bank or trust company which has long-term obliga- tions rated in one of the two highest rating catego- ries by Moody's and S&P or, upon the discontinuance of either or both of such services, any other nation- ally recognized rating ser- vice or services. "Improvements" means the capital improvements to be made to the System de- scribed in Section 2 of this Ordinance, the cost of which is to be financed in part of the issuance of the Bonds. "Investment Obligations" means any of the following. to the extent that the same are legal investments for the investment of public funds under State law: (a) Government Obligations; (b) bankers acceptances, certificates of deposit or time deposits of any bank. trust company or savings and loan association (includ- ing any investment in pools of such bankers accep- tances, certificates of depo- sit or time deposits), which. to the extent that such obli- gations are not insured by the Federal Deposit Insur- ance Corporation, are colla- teralized at all times in amounts and by obligations as shall be permitted by State law; Cc) any repurchase, re- verse repurchases or invest- ment agreement with any bank or trust company or- ganized under the laws of any state of the United States or any national bank- ing association, insurance company, or government bond dealer reporting to. sped to obhgat payable in whole under any circus from Gross Revel grating Expens specifically includ tions of the Cit Beaver Water 0 Benton and We Counties, Arkansas "Parity Indeb means indebtedne City Issued on a p security with the accordance with of this ordinance. "Principal and cal year of the S applied to the means the sum o (a) the amount to pay the intere. Bonds then ou which is payable ary 15 and on Aug such fiscal year. (b) the amount to pay the princir Serial Bonds then ing which is payat gust 15 of such I and (c) the Amorti2 quirement for t Bonds then outstl the twelve (12)-jr iod ending on Aug such fiscal year. In calculating Prir Interest Requiremt may be excluded I pal amount of the any Amortization ment which the C ants to pay or as moneys in the Del Reserve Fund w; be used for such "Principal and Requirements" foi cal year of the 5' applied to any Pe btedness, means of the amounts re the ordinance pro the issuance of at Indebtedness to g provide for the pi the interest on anc of such Parity Intl, then outstanding spect to such fisc "Registrar" mi Register serving under this On whether orig successor. "Reserve Fund ment", as applies Bonds, means tht of $800,000 un Bonds are redeer to maturity, in wl such amount she' , '1t (7� "F) successor. Aection 2. Refunding Prior Bonds and Making Imprbvemelrts. 1. The Board hereby determines that It Is desirable to 'refund the Prior Bonds. The Board also hereby determines that It is necessary to construct or otherwise make the Im- provements consisting of the following capital im- provements to the System, the cost of which is to be financed in pert by the is- suance of the Bonds as he- reinafter provided: (a) The construction of approximately 59.650 feet of a 36 -inch water transmis- Sion main from the Beaver Water Treatment Plant at Lowell. Arkansas to the northern pert of the City in accordance with the recom- mendations in a Water Master Planning Study and an Overall Design Report prepared for the City by McGoodwin, Williams and Yates in 1989 and 1992. re- spectively, and as specified in plans and specifications for such work prepared by McGoodwin. Williams and Yates and McClelland Engi- neers ("Phase I of the Wa- ter Main"). The estimated cost of constructing Phase I of the Water Main, includ- ing related engineering and right-of-way acquisition costs is $6.500,000. (b) The construction of approximately 38,000 feet of a 36 -inch water transmis- sion main constituting the continuation of Phase I of the Water Main within the City and the construction of other water lines connect- ing such main to the Sys - tam in accordance with such recommendations and specifications described in subsection (a) above (collec- tively "Phase II of the Wa- ter Mein"). The estimated cost of constructing Phase II of the Water Main, in- cluding related engineering and right-of-way acquisition costs is $4,400,000. (c) The rehabilitation of the existing sewer collec- tion system constituting a pan of the System in the White River Watershed in accordance with the recom- mendations in a Sewer Sys- tem Evaluation Study per- formed by McGoodwin. Wil- liams and Yates in 1989 and 1990 and in the Illinois River Watershed in accor- dance with the recommen- dations in a Sewer System Evaluation Study performed by RJN Environmental Group in conjunction with McClelland Engineers in 1991 (collectively "Sewer Rehabilitation"). The esti- mated cost of such rehabili- tation is $5.841.600. (d) The construction of two six -million -gallon water storage tanks and approxi- mately 12.500 feet of con- necting water transmission lines which are required to meet fire flood and opera- tional water demands and complement Phase I of the Water Main and Phase 11 of the Water Main in accor- dance with the recommen- dation in the study and the report and as specified in the plans and specifications described in subsection (a) of this Section (collectively "Phase III'). The estimated cost of Phase III is $3.300.000. 2. After the proceeds of the Bonds are applied to the refunding of the Prior Bonds and the Funding of I of the Water Project paid from the proceeds of the Bonds will be deposited to the credit of the Construc- tion FunS' as a reimburse- ment of the proceeds of the Bonds so applied and (iii) the unexpended or reim- bursed proceeds of the Bonds initially intended to be applied to pay the cost of Phase I of the Water Main will instead be applied to pay the cost of Sewer Rehabilitation and a portion of the cost of Phase 11 of the Water Main to the ex- tent that such proceeds are available therefor. (c) If, due to unexpected circumstances, the City is unable to proceed with the construction of Phase I of the Water Main or to apply the proceeds of the Bonds to such purpose, then the proceeds of the Bonds ini- tially intended to be applied to pay the cost of Phase I of the Water Main will in- stead be applied to pay the cost of Sewer Rehabilitation and a portion of the cost of Phase III to the extent that such proceeds are available therefor. Section 3. Authorization end Terms of Bonds. 1. Under the authority of the constitution and laws of the State. including particularly the Authorizing Legislation. there is hereby authorized the issuance of revenue bonds of the City to be de- signated "Water and Sewer System Refunding and Im- provement Revenue Bonds, Series 1992" in the princi- pal amount of Ten Million collars ($10,000,000). The Bonds shall be special obli- gations of the City and the principal of and the interest and any redemption pre- mium on the Bonds shall be secured by a pledge of and payable solely from the Net Revenues as provided in this Ordinance. The prin- cipal of and the interest and any redemption premium on the Bonds may also be paid as herein provided from other moneys in the debt Service Reserve Fund and certain other funds created hereby, including any income received from the investment of moneys deposited in such funds. 2. The Bonds shall be dated August 15. 1992. and interest thereon shall be payable semiannually on Fe- bruary 15 and August 15, of each year, commencing Fe- bruary 15, 1993. The Bonds shall be issued as fully - registered bonds, numbered consecutively from R-1 up- wards, and shall be in the denomination of $5.000 or any integral multiple thereof. Each Bond shall bear interest from the inter- est payment date next pre- ceding the date of authenti- cation thereof unless it is authenticated as of an inter- est payment date, in which event it shall bear interest from such date, or unless it is authenticated prior to the first interest payment date. in which event it shall bear interest from its date, or unless at the time of au- thentication interest on the Bonds shall be in default, in which event it shall bear in- terest from the date to which interest has been paid in full. 3. The Bonds shall be issued in the principal amounts, shall mature, un- less sooner redeemed in the manner in this Ordi- nance set forth, shall con - serest on each Bond 511 be made by the Regis[ on each interest paym date to the person appe ing on the rr{listrati books otFthe City herein ter provided for as the gistered owner of su Bond (or the previous Bo or Bonds evidencing t same debt as th evidenced by such Bond) the close of business the record date for such rarest, which shall be i first (1st) day (whether not a business day) of t calendar month of such serest payment date, check mailed to such son at his address as it pears on such registrati books. Payment of the serest on the Bonds sh be made by wire tra far to the registered ow of $1,000.000 or more principal amount of t Bonds upon the request such owner. 6. The Bonds shall b the facsimile signatures the Mayor and City Clark the City and a facsimile the official seal of the C shall be imprinted there In case any officer a fec mile of whose signatu shall appear on any of t Bonds shall cease to such officer before t Bonds shall have been livered, such Bonds m nevertheless, be deliver, as herein provided and be issued as if the pars whose facsimile signatu appears on such Bonds In not ceased to hold such fice. Any Bonds may b the facsimile signatures such persons who at t time of the execution such Bonds shall be d authorized or hold t proper office in the City though at the date of t Bonds such persons m not have been so auth ized or have held su office. 7. The Bonds may be changed and registered a transfers of the Bonds m be registered in accordan with the provisions perta ing thereto appearing in t form of Bond hereinaft set forth in this Ordinanc 8. No Bond shall be va or become obligatory f any purpose or be entitl to any benefit or securi under this Ordinance until shall have authenticated the execution by the Re strar of the certificate authentication endors thereon. Section 4. Bond For The Bonds and the e dorsements thereon sh be in substantially the f lowing forms and t Mayor and City Clark of t City are hereby authoriz and directed to make all cltala contained therein: UNITED STATES OF AMERICA STATE OF ARKANSAS COUNTY OF WASHINGTON No. R - $ be be being payable on February 15 and August 15 in each rar year. at the Interest Rate ant per annum specified 1,ove, or- until payma8t of saio'4rinci- efpal Amount. The interest so payable on any such inter - oh eat payment date will be nd paid to the person in ha whose name this bond (or he the previous bond or bonds at evidencing the same debt on as that evidenced by this n--closebond) is registered at the he of business on the re - e cord date for such interest. he which shall be the first (1st) in- day (whether or not a busi- by ness day) of the calendar fir- month next preceding such aP- interest payment date, by on check mailed to such per- son at his address as it ap- hall pears on the bond registra- tion books of the City main- ner tamed by the Registrar. In Payment of the interest on he this bond shall also be of made by wire transfer to the registered owner of this bond upon the request of of such owner if such owner of is the registered owner of of $1,000,000 or more in prin- ity cipal amount of the bonds on of the series of which this Si- bond is one. re This bond is one of a se - he ries of bonds, designated be "Water and Sewer System he Refunding and Improve- d ment Revenue Bonds, Se- ries 1992" and aggregating in principal amount Ten Mil - ad lion Dollars ($10,000.000) may (the "Bonds"). The Bonds on have, been issued for the re purpose of financing a por- ad_ tion of the cost of refund- ing all outstanding water and sewer revenue bonds of of the City financing a por- he tion of the cost of making of certain capital irnprove- uly ments to the water and he at- sewer system of the City. he funding a debt service re - ay serve and paying certain ex- )r- penses incidental thereto. ch The Bonds have been issued pursuant to and in ax- full compliance with the nd constitution and laws of the sY State of Arkansas. including ce particularly Title 14. Chapter in- 234. Subchapter 2. Title 14, he Chapter 235. Subchapter 2. er Title 14. Chapter 164, Sub - e. chapter 4. and Title 19. lid Chapter 9. Subchapter 6 of or the Arkansas Code of 1987 ed Annotated and pursuant to ty Ordinance No. 3638 of the it City adopted by the Board by of Directors of the City on gi- August 18, 1992 (the "Ordi- of nonce"). The Ordinance par- ed mits the City to issue. under certain circum- m. stances. Parity Indebted- n- ness (as defined in the Or - all dinance) which may be on ol- a parity of security with the ha Bonds and subordinated in - he debtedness payable from ad Net Revenues subordinate re- to the Bonds and Parity In- debtedness. Reference is hereby made to the Ordi- nance and to all ordinances supplemental thereto for the provisions, among others, with respect to the nature and extent of the security, the rights, duties and obligations of the City. CITY OF FAYETTEVILLE the Registrar, the Trustee WATER AND SEWER appointed under the Ordi- SYSTEM REFUNDING nonce (the "Trustee") and AND IMPROVEMENT the registered owners of REVENUE BOND the Bonds, and the terms SERIES 1992 upon which Bonds are Rate of Interest: issued and secured. A copy Maturity Date: of the Ordinance is on file Dated Date: August 15, at the corporate trust office 1992 of the Trustee and, by the CUSIP: acceptance of this bond, Registered Owner: the registered owner hereof Principal Amount: assents to all of the provi- Dollars sions of the Ordinance. Report on Operations of the Water and Sewer Systems FOR THE City of Fayetteville, Arkansas 1996 LAC : VEA CH I I I I H H r1 [1 I H I H n n I BLACK & VEATCH 8400 Word Parkway, P.O. Box No. 8405, Kansas City, Missouri 64114, (913)339-2000 August 28, 1996 Honorable Fred Hanna Mayor City of Fayetteville 113 West Mountain Fayetteville, Arkansas 72701 Dear Mayor Hanna: In accordance with our agreement, we are submitting our "Report on Operations of the Water and Sewer Systems" for the City of Fayetteville. The report includes the results , of an engineering evaluation, financial analysis, and an evaluation of compliance with the provisions of Ordinances Nos. 3638 and 3829, which authorized the Water and Sewer Refunding and Improvement Revenue Bonds, Series 1992 and the Water and Sewer Revenue Bonds, Series 1994, respectively. We appreciate the opportunity to be of service to the City of Fayetteville. lmc Very truly yours, BLACK & VEATCH La - Blame W. Bickel I I II I I 1] [I Historical data presented in this report has been provided by the City ' of Fayetteville, Arkansas. Black & Veatch has not conducted detailed verification tests of the data. In the preparation of the forecast of future operations summarized in this report, Black & Veatch has made certain assumptions with respect to conditions, events and circum- stances which may occur in the future. The methodology utilized in performing the analyses follows generally accepted practices for such forecasts. While Black & Veatch believes the assumptions are reasonable and the methodology valid, actual results may differ materially from those forecast, as influenced by the conditions, events and circumstances which actually occur. I Li I I I H I I Li H I I H I H I I I I 1J C L `I I Contents Introduction Purpose Scope Engineering Evaluation Introduction Wastewater Treatment City/OMI Relationship Wastewater Collection System Water Distribution System Engineering Findings Financial Analysis - Water Utility Revenue Water Sales Revenue Under Existing Rates Other Water Revenue Water Utility Revenue Requirements Operation and Maintenance Expenses Water Utility Major Capital Improvements Water Utility Minor Capital Expense Water Utility Debt Service Requirements Recommended Water Revenue Adjustments Capital Projects Funding Wastewater Utility Revenue Sewer Sales Revenue Under Existing Rates Other Wastewater Revenue Wastewater Utility Revenue Requirements Operation and Maintenance Expenses Wastewater Utility Major Capital Improvements Wastewater Utility Minor Capital Expense Wastewater Utility Debt Service Requirements Recommended Wastewater Revenue Adjustments Capital Projects Funding Combined Water and Wastewater Utilities Compliance Issuance of Revenue Bonds Establishment of Funds 0 3 3 3 6 6 8 9 10 10 10 14 14 14 17 17 17 19 20 20 20 24 24 24 27 27 27 29 29 32 32 32 I TC-1 I [l I I I I I iI I I I I I I Li Contents (Continued) Revenue Fund Operation and Maintenance Fund Bond Fund Renewal and Replacement Fund Debt Service Reserve Fund Construction Fund Insurance Other Covenants 32 33 33 33 34 34 34 34 TC-2 Contents (Continued) List of Tables Page Table W- 1 Historical and Projected Number of Accounts 11 Table W-2 Historical and Projected Billed Usage 12 Table W-3 Historical and Projected Revenues 13 Table W-4 Summary of Historical and Projected Operation and Maintenance Expense 15 Table W-5 Proposed Major Capital Improvement Program Expenditures 16 Table W-6 Operating Fund Cash Flow Analysis 18 Table S-1 Historical and Projected Number of Accounts 21 Table S-2 Historical and Projected Billed Usage 22 Table S-3 Historical and Projected Revenues 23 Table S-4 Summary of Historical and Projected Operation and Maintenance Expense 25 Table S-5 Proposed Major Capital Improvement Program Expenditures 26 Table S-6 Operating Fund Cash Flow Analysis 28 Table C-1 Combined Utility - Operating Fund Cash Flow Analysis 30 Table C-2 Insurance Coverage 36 TC-3 I I I I I I I I I I I I I TI I I Introduction The City of Fayetteville issued Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992, dated August 15, 1992, to refund the City's Water and Sewer Revenue Refunding Bonds, Series 1985 and to provide for improvements to the water and sewer system. Ordinance No. 3638, which authorized the refunding and improvement issue, requires that a report on the status of the water and wastewater system's assets and compliance with the terms and provisions of the Ordinance be periodically prepared by a Consulting Engineer. The City issued Water and Sewer Revenue Bonds, Series 1994, dated September 20, 1994, as a parity issue to the Series 1992 Bonds. Ordinance 3829 authorized the issuance of the Series 1994 Bonds, and it also requires a periodic Consulting Engineer's report to be completed. Purpose The purpose of this report is to present the results of our analysis of the water and wastewater systems of the City of Fayetteville in accordance with the provisions of Ordinance No. 3638 and repeated in Ordinance No. 3829, which states in part: Periodically the City shall cause a Consulting Engineer to prepare a report on the status of the System's assets and compliance with the terms and provisions of the Ordinance. Such report shall be prepared no less frequently than every three (3) years and the first such Consulting Engineer's report shall be prepared prior to September 1, 1993. This report constitutes the second Report on Operations required by the Ordinances. Scope This report includes the results of an engineering evaluation, financial analysis, and an evaluation of compliance with the provisions of the bond ordinances. The engineering evaluation consists of onsite surveys of existing above ground or observable water and wastewater facilities, including interviews of operation and maintenance personnel; review of operation and maintenance records and techniques to analyze the effect on facility performance, maintenance, and reliability; and review of the major capital improvement programs for the water and wastewater systems. The financial analysis section includes projection of customers served, water and wastewater volumes, water and wastewater revenues, and water and wastewater revenue requirements. A projected cash flow statement for a five year study period has been prepared to identify any revenue deficiencies, show the timing and magnitude of required revenue I 1 I increases, and determine the optimum combination of cash and debt financing required to meet ' total revenue requirements. The section on compliance with the bond ordinances includes an evaluation of the adequacy of projected revenues to meet required coverage tests, verification that all funds ' required by the ordinances have been established and that fund balances are in compliance with requirements, review of insurance coverage, verification that no service is being provided without charge, and review of records and books of accounts for compliance with the bond ordinances. I I I H I I I I E L L I I 2 I ' Engineering Evaluation Introduction ' In conjunction with other elements of this report on operations for water and wastewater systems of the City of Fayetteville, Black & Veatch has conducted an engineering evaluation of the City's operation and maintenance procedures for the wastewater treatment facilities, the ' wastewater collection system, the water distribution system, and the water pump stations. The information for this section was obtained from on -site facility inspections conducted on July 16 and July 17, 1996, telephone interviews with representatives from the Beaver Water District, Arkansas Department of Health, and the Environmental Protection Agency; and personal ' interviews with City employees and Operations Management International, Inc. (OMI) personnel. IWastewater Treatment The City is responsible for treating waste discharged into its sanitary sewer system. The ' waste must be treated sufficiently to satisfy the National Pollutant Discharge Elimination System (NPDES) permit issued for the City's Paul R. Noland wastewater treatment plant (WWTP). The ' WWTP is located on 500 acres, which includes a 170 million gallon storage pond. Influent wastewater receives the following unit processes: I I I H I L Li • Screening • Grease and grit removal • Primary clarification • Aeration and activated sludge treatment • Secondary clarification • Sand filtration • Chlorination The sludge produced at the WWTP is processed in the following manner: • Gravity thickening • Aerobic digestion • Land application Sludge storage basins are also utilized to assist with the treatment process. Sludge is applied to 524 acres of bermuda grass which is harvested and sold on a regular basis. Currently, OMI is contracted to operate the WWTP, lift stations, pretreatment program, odor control equipment, and sludge processing facilities. In addition to wastewater operations, OMI is responsible for operating the Supervisor Control and Data Acquisition (SCADA) system at 12 potable water pump stations and/or storage reservoirs. OMI has continuously operated the LI 3 I WWTP since it was constructed in 1988. The original contract has expired and was renewed on August 14, 1994 without interruption of service. The current contract expires December 31, 1999, but contains two successive five year renewal options. Two outfalls are permitted for discharge by the City. Outfall 1 discharges to the White River, which flows into Beaver Lake. Beaver Lake is used for recreation and as a source of raw drinking water for several communities, including Fayetteville. Outfall 2 discharges into Mud ' Creek, which flows into the Illinois River, a scenic waterway. Because the WWTP discharges to rivers that have other significant users, public scrutiny surrounds effluent quality. The following sections describe some significant issues associated with the City's wastewater treatment and sludge disposal operations. ' Odor Management. Historically, odor complaints have been an issue to residents living in the vicinity of the WWTP. The City contracted with a consultant in 1992 to evaluate options and ' recommend an odor control strategy. After consideration and review by the City and OMI, an odor control strategy was initiated and completed in 1996. The result was the installation of ' aluminum domes over three of the sludge digestors, with an associated chemical odor control system at a cost of approximately $1,000,000. OMI has operated a "Neighborhood Partners" program that involves the community with ' the odor management strategy. A review of the minutes of the meetings indicate that this community involvement program is effective. The number of odor complaints dropped ' substantially and the odor control system was reported to be operating satisfactorily. The City has taken appropriate action on the odor control situation. ' Metal Discharges. It was reported that the WWTP has received metal discharges from industrial customers. Nickel is the metal most commonly detected in the system, but other ' metals have also been detected. Metal discharge is generally the result of an industrial operation and is best addressed at the source through the industrial pretreatment program. Metals may ' impact the treatment process and, if not removed, may result in a permit violation. The City had a violation of suspended solids and ammonia due to excessive metal in October 1994. Another concern associated with metals is their impact on land applying sludge, because metals are persistent and remain in the soil. This has.caused some operational difficulties, but no long-term effects have been reported. OMI has identified an industrial customer who is predominately responsible for metal discharges into the system. Appropriate action has been taken, including a cease and desist order that shut -down this industrial customer's operation for a short period of time. OMI personnel stated that metal concerns have abated somewhat due to the stance taken with this particular I 4 I industrial customer. It appears that the City will be able to address metal concerns through the Industrial Pretreatment Program. Plant Capacity. The plant's operating permit is based on a discharge of 12 million gallons per day (mgd). The plant is capable of reliably processing average daily flows of up to 17 mgd. The average monthly flow has historically exceeded the design capacity on a regular basis. Plant flow can be a concern because of hydraulic capacity; however, this parameter is not regulated by the EPA. It is common for wastewater treatment plants to operate above their hydraulic capacity if they are able to satisfy the parameters of their NPDES permit. OMI personnel stated that the excessive flow does not create substantial operational difficulties. Plant personnel also stated that the plant can accommodate flows larger than those currently experienced. The design biochemical oxygen demand (BOD) loading of the plant is 25,700 pounds per day (ppd). The hydraulic loadings allowed at the plant have historically been exceeded, but the maximum design mass loadings have consistently been within regulated limits. This may indicate that infiltration and inflow are a concern. Low BOD loadings indicate that the WWTP can accommodate additional organic loading. Fayetteville has expended about $10 million recently to rehabilitate the collection system to eliminate rainfall infiltration. Approximately 90 percent of the rainfall overflows have been eliminated. City officials stated that they are in the process of conducting a comprehensive sewer system study. A consultant has been hired to perform this study which focuses on the feasibility of several options, two of which are: expanding the current plant or adding an additional plant. Plant personnel stated that the plant currently has sufficient capacity to accommodate existing customers, but the City should expand treatment capacity in the future to accommodate growth. Sludge Processing. OMI operates a 670 acre City -owned sludge processing farm, of which ' 524 acres are dedicated for hay production. The City's hay farm is similar to ordinary hay farms, except digested sludge is used as fertilizer. Bermuda grass is grown on the hay farm and the farm produces high quality hay which the City sells to local residents for animal food. Sludge management practices are efficient and well managed. OMI operates the land ' application in accordance with acceptable sludge management practices. Hay produced at the farm is sold at a better than average price because of its high quality. One sludge management concern centers around the sludge storage reservoir. It was ' reported that additional sludge storage capacity would assist in operations. The City is currently reviewing alternatives to increase the sludge reservoir capacity through its study. City/OMI Relationship. The relationship between the City and OMI appears to be well suited for proper operation of the Wastewater Treatment Facilities (WWTF). City staff stated that they I. 5 I are pleased with the operation of the WWTF and the on -site inspection by Black & Veatch revealed that the WWTF were maintained in accordance with industry standards. To analyze the ' financial ramifications of contract operations, City staff have informally compared costs of contract operations with estimated internal costs for similar work. This informal cost analysis indicates that contract operations are more cost effective than having the City operate the plant. Conclusions. Because the WWTP is relatively new, constructed in 1988, major plant rehabilitation is currently not required. However, additional treatment capacity will need to be added in the near future. OMI personnel have maintained the WWTP in a responsible manner. The City has taken an active planning approach to system needs. Environmental compliance continues to be outstanding, with the exception of a TSS violation in April 1996 that resulted from excessively high rainfall. This was only the second such violation in the past six years. The system appears to be maintained at or above industry standards in all categories of operation. Wastewater Collection System iH I I I I I I H H H As previously stated, OMI is responsible for operating and maintaining wastewater lift stations. City staff is responsible for maintaining the remainder of the wastewater collection system, which consists of approximately 420 miles of sewer lines. The City has experienced substantial overflows from the wastewater system in the past. The number and frequency of overflows have been significantly reduced, as evidenced by the following table of overflows: 1989 545 1990 348 1991 169 1992 164 1993 161 1994 123 1995 99 1996 86* *Extrapolated based year-to-date figures and trends from the previous three years. In addition to the reduction in frequency, the severity of each occurrence has been reduced dramatically. Because the way overflows are reported has changed, overflow reports do not fully reflect the efforts made by the City in this area. The City now reports overflows on more strict criteria. Prior to 1992, the City identified overflows by responding to calls, the City now proactively identifies overflows. The City has made progress in reducing overflows, as evidenced by all administrative orders being lifted and the elimination of approximately r1 C [l I I [l I I I I I I Li 90 percent of the rainfall overflows. City crews perform some of the wastewater rehabilitation and are assisted by outside contractors and consultants. Water Distribution System At present, the City operates approximately 325 miles of mains ranging in size from 2 inches to 42 inches, which provides water service to approximately 21,500 customers. The system includes 6 booster pump stations and treated water storage capacity of approximately 27 million gallons in 12 water storage tanks distributed throughout the system. The system currently consists of 5 pressure planes. Because the City buys its water from the Beaver Water District, the City does not have any water purification facilities. Representatives from the Arkansas Department of Health indicated that the Fayetteville system is one of the best systems in the area. Because the City only operates a transmission and distribution system, they are only regulated by bacteriological parameters and the Lead and Copper Rule. The City has had no water quality violations in the past several years. The next few sections address some of the key issues and projects since the previous Operations Report was completed in 1993. Expanded Transmission Facilities. The City has completed construction on Phase I of water distribution system upgrades. Phase I of the project involved installing a 42 inch treated water supply line to provide redundancy and extra capacity for the existing 36 inch treated water supply line from the Beaver Water District's purification plant. Also, a 36 inch water line has been installed to extend service from the new treated water supply line. These construction projects were finalized in 1994. Phase II of the water distribution system improvements involved continuing the extension of the 36 -inch service lines adding smaller distribution lines to accommodate the additional flow from Phase I and expanding treated water storage by approximately 12,000,000 gallons. Treated water storage was expanded by installing two additional distribution reservoirs. Phase II was completed in 1996 and is reported to be operating as expected. Source of Supply. Black & Veatch conducted a telephone interview with the chief plant operator at the Beaver Water District, the supplier of treated water to the City. The interview indicated that the Beaver Water District has adequate capacity to satisfy the current and future demands of the City. The current capacity of the plant is 80 mgd. The District is currently reviewing alternatives to upgrade the plant to satisfy the future requirements of the Enhanced ' Surface Water Treatment Rule and Disinfection/Disinfection Byproducts Rule. The District experiences large fluctuations in raw water quality, but is able to maintain the turbidity at its goal ' 7 II I I I H I II I I J I I H I I I I I of 0.1 NTU most of the time. This is an outstanding goal because future regulations will, most likely, not require treatment below that level. Supervisory Control and Data Acquisition System. The Supervisory Control and Data Acquisition System (SCADA) is minimally helpful in assisting water operations. Several attempts have been made to improve the reliability of the SCADA system, but no substantial progress has been made to date. Although not currently as helpful as it should be, the SCADA system does not appear to negatively impact the water operations, except for resources spent repairing it. The most recent version of the Water Master Planning Study suggested that the water and wastewater SCADA systems need to be separated. To accomplish the separation, a new SCADA system would need to be purchased. System Water Loss. According to the 1989 Water Master Planning Study, the unmetered and unaccounted -for -water averaged 17.8 percent with a high of 25.4 percent at that time. Although this level of unaccounted -for -water is high, it is not uncommon to find utilities with comparable system water loss. The report stated that the unaccounted -for -water concern is most likely due to non-functional or under reading meters. City representatives stated that a metering plan is in place and the situation should improve in the future. Further, City officials stated that some of the unaccounted -for -water is not metered; therefore, it was estimated that the City can account for all but approximately 10 percent of water production. Metering. The Water and Sewer Services Supervisor was interviewed to determine improvements and concerns in this area. The Meter Division has 16 budgeted positions. Meter readers use hand-held recording devises to read meters. The City is currently investigating methods for "radio read" which will allow meter reading personnel to remain in the truck during a meter read and will substantially improve the effectiveness of the system. This system will be expensive and a detailed cost/benefit analysis is recommended before purchasing and installing any remote reading devises. It was reported in staff interviews that the Meter Division has had difficulty recruiting and retaining qualified personnel. It is recommended that pay scales be reviewed to ensure the Division can be properly staffed. Engineering The Engineering Department currently has 15 employees, four of whom are graduate engineers. The Department is responsible for establishing and prioritizing capital projects, providing design services, and providing land agent services. Land agent services include acquisition of right-of-way and sale of City property. Consulting engineers are utilized when J i3 b C I I I I C I I I [1 I I I I I I I in-house resources are not available to complete specific tasks. It was reported in staff interviews that approximately 70 percent of the design work is performed by outside consultants. The Department has requested additional staff to complete more design projects internally and recently expanded the staff by two employees. The Engineering Department is responsible for drafting and administering the wholesale sewer contract and the four wholesale water contracts. The City provided Computer Aided Design (CAD) capabilities to the Engineering Department in 1989, which is currently used extensively. The City is supportive of the Engineering Department, as exemplified by engineers regularly receiving continuing education reimbursed by the City. Overall, the Department appears to be adequately staffed with competent employees, able to perform assigned tasks. Findings The findings of this report are based on field observations and discussions of operations and maintenance policy and procedures with management personnel. It is concluded that the City meets or exceeds industry standards for comparable utilities in the operation and maintenance of its facilities. This investigation of the City's water and wastewater facilities found that the systems have been properly operated and maintained. Observation of active construction of water lines, renewals, and replacements demonstrates that the City is actively pursuing its responsibility to maintain the system in good repair. Although the current operation and maintenance policies and procedures are successful, the City needs to continue its efforts for quality improvements in several areas, such as the following: • Review painting policy for water storage tanks and ensure that they are properly painted on a regular schedule. • Continue to focus on employee training and to adapt the training programs to changing needs. • Plan for larger loadings at the WWTP, as necessary. • Evaluate the water utility SCADA system and determine if it is cost effective to repair. It most likely will need to be replaced. • Review the sludge storage capacity requirements and determine whether additional sludge storage capacity is currently required. • Continue active planning for future growth. • Continue efforts to mitigate overflows from the sewer collection system. • Review the specific recommendations presented in the soon to be completed Water Master Planning Study and Sewer Master Planning Study and implement the recommendations that are feasible. • Continue with plans to implement a GIS system. • Review pay scales in certain areas, especially the Meter Reading Division. I I I Financial Analysis ' Water Utility Revenue The principal source of revenue for the water utility to meet annual costs of water service ' is from charges for service to water customers. Additional revenue is derived from fire protection charges, rental income, interest income, and other miscellaneous sources. I I I I LJ I L Water Sales Revenue Under Existing Rates Table W- 1 presents a summary of the historical and projected average number of customer accounts. The residential class includes residential, multi -unit, duplex and non-profit accounts. The commercial class includes all construction, combination, commercial, govern- ment, and irrigation accounts. Customer numbers are projected to increase by approximately 6.4 percent per year through the study period. Table W-2 presents Historical and Projected Billed Usage. It is assumed that water sales per customer will remain constant at a level consistent with the past four years of history. Historical and Projected Revenue from water sales under existing rates, shown in Table W-3, is based on the estimated number of accounts and the estimated water sales volumes presented in Tables W- 1 and W-2, respectively. Projected revenues are based on current rates adopted on January 1, 1994. Revenue from the sale of water is expected to increase an average of 4.6 percent per year due to the estimated increase in customer numbers and associated increase in total water usage. The pace of revenue growth is slower than the growth in customer accounts because the majority of the overall customer growth is concentrated in the residential class which has a lower consumption per account relative to other customer classes. Other Water Revenue Revenues from fire protection charges are estimated at $200.000 per year, while other operating income is estimated to total $219,000 per year. Included in other income are: water connection fees, rural water taps, and penalty fees. Interest income, calculated at 4 percent of the balances available for investment, is estimated to average approximately $88,100 per year during the study period. H 10 UJ C 0 Q II — L Q T r Z Cu (uw r 'O aL R V 4- N 0 U U a r l0 N l0 _ Q en v'i i N — N — oo l0 l r Ol ON 30 N en O ^ — I a' "c ri I r — ri i r I _ Cl N en � I o. N N ern_c'+l tO rflCen'Iovr e n N — — e n N I N n r N ep 00 N h N — N Q 17 O rn 00 vii — en Q 00 N _ _ en • !` N N Q OO N Q — O o Vl o — N — Q 00 00 N QQmIa Ocnr-� O N N — — Pl N r r en a — N _ Q I e>D - 300 Yl O— vfl I N O r. - of en r —— .o O N en N N mn0mn1 —N_Q aao�I00 eb N 00 N — a' _ Ia — N N N I T — N — Q t>D b N T eT 300 b vl C\ ..: r N 'O N o0 h N I NC. 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O 1 N Ol Ol N W I to N vt ? o D\ h en N N N N vl 0\ N 1 00 0 -D I a N O — en N o0 0\ 00 1 — 00 I ry •• 00 en I C en -00 I N — vt I T 00 00010 0000i0 000010 0 000,0 000cic 000010 0 M b n >o Q N O R O\ T N ao M0 r1 c c N — 0'1 N N '0 0 O S o0 ee 1 I N W Off. 0�0 — O C)— to — N N V — Vl Ol O C — pp O C) 8888 8888 S 8880 00 O vl N N Go eT eT Oi N 0o en en ' W N ON Cn 000 N O\ N M - ONO a h C 0�1 M u ,� SSS S 8SSg S SSSS S 0 0 d W O 00 VJ N �O O- O� n en W r evn C 000 C 0'. NNcn — 00 eT K - — C In y— C en N Vl N — — D\ Q F - - r - N y 000 0 t o 0 0 o 00000 000 a 0 00 0 o c O pa avo C 000C- . n oo n o0 — V O , w v r` - d en en en Ol a0 m Iel h b N O N O .� N l0 VJ C R m Ol N vi — b 00 N en O� 0 O O % N C enO\en p0 0N0 OV. O a N C Ma O r C N N (� O CMVI 0\ N (St -- N - C .A. O C Vl N 00fl.-— — �O O O lD r1 vt N — en O j Vl p N 00 0l N N Ol oO I R fl C N C I N O R ? Vl VI Vl .-. Vl vl 00 — 4'. w� N O— R N— R t- O N O C .- 0 O .Y 69 01 N N fn O Ol t.l It, 0.. .- 00 — o W G. o y N K 00 N vJ — — V 0\ 0 L I lD 00 O �"� l0 N O en N — r vvi Vo Nl W n 0 V en ai R7 N' - R a N V b e1 0\ en vl VJ v, a cm—,— - 0\ en en N 01 A (A N N 00 en N OO N In l0 00 V N oo en en en of N O — V N N— en I W l0 0. O rn — — N N_ Z 0 Q K N 7 W h—ifl CflO l0 00 M 00 O N 00 00 N N 00 00.-.—'t N V1 N Q\ — �O ep — N en N fJ v1 vt n N O 0 eT — 49 C m W N flt-0'0e N e1 l0 O R 0\ — N y O 00N N en C N NC V n = h ' y E v C o 6 1 L O y 0 W n C L V W ¢ 0 C O t O d > [L O fl- — U— O 003 3-w�3a '-'- 1 13 I I I I I I LI 1I H I I I I I I Water Utility Revenue Requirements The revenue required to adequately provide for the continued operation of the City's water system must be sufficient to meet the cash requirements of operation and maintenance expenses, principal, interest, and reserve payments on revenue bond indebtedness issued for major capital improvements, recurring minor capital expense, and improvements to the system which are not debt financed. Operation and maintenance expenses include the cost of purchased water, personnel and materials required to operate and maintain the water utility system, plus the costs of metering, billing, collecting, and administrative services. In estimating future costs, historical costs by utility function are projected for the study period recognizing requirements for service and estimated inflationary increases. Capital costs consist of debt service requirements, cash financing of capital improvements, and operating reserves. Operation and Maintenance Expenses Historical and projected operation and maintenance expenses are shown in Table W-4. Major cost items for each program include: personnel services, materials and supplies, service and charges, and maintenance. Projected operation and maintenance expenses are based on budgeted 1996 costs and an analysis of historical expense trends and anticipated future conditions. Estimated increases in operating costs are due to anticipated increases in staffing levels, inflationary increases, and increases in water usage. It is estimated for this study that personnel growth and salaries will increase at 4 percent per year, and all other costs at 3 percent per year. Operations and Administration expenses have been distributed 55 percent to the water utility and 45 percent to the wastewater utility. Water Utility Major Capital Improvements The City has developed a six -year major capital improvement program for the water utility covering its anticipated commitments for the period from 1995 through 2000. A complete listing of capital projects is shown in Table W-5. The approved capital program reflects spent or encumbered monies as well as planned expenditures for each year of the study period. The proposed expenditures are primarily associated with extension of the transmission and distribution system. Projected capital expenditures have been adjusted for inflation and are expected to total $17,374,990. L 14 I 1 1 1 1 1 I 1 C) h Ca C C R Ct 0 +- L G V W eo u LI OO R - - '- - - C 0 0 • - C - -% -. - -, a 00 T m N I b OI 00 Q N •N a LI w m N T r 'p n �., N T m N N N N V'1 a '<II XI V] u - C C O C O O- N N Q r 00 Q Vi a N- W Om - y OV M � 00 vr1 m N 'Cl ONO C OV N 00 - _ N N N a aS c c c C C o 8 0 0 O fl O �D a m el r Vt N 00 N N m N Vi a m a W a' w Q m N a h b OV N N 00 — O N N C'fl O - - OO 00 8 u 8 a 8 8 8 m NI 0' ° r a m o .a r �c N .c m w 00 N a m O Q Q w _ C N N N a Q - - C 00 N M m 0 Vai N ONO u O a - Q Q C a O a 00 O 4 a a N Q N O� W O 'G Q O r a a m m 7 - - r C In N 'O m Q - _ ri ? - - m a 00 00 O 00 p: I a ry 00 w N m �o �- n E oWv ii N a M o e e u ov r - h oo Q r b N b m ( a C �? 0-° C v v Q tf�f r n U - Vii_ Ca b w C' 0 O Q N O � Q m _ ,e � r 00 'O C m Q r C V1 V' V1 a 'N0 r NJ v AJ. t!v N O 1� - O N vl OO 1D Q N O Q - . U O O O O O O O Ci O O r- cW V R y C C C '! Y W o A U d! U m u Ct a eo A o c o c E c a a u a v .. O c ° $ 4° aS A cCl - C u O d A C O p O o. a rn O u X 67 `u `u `u '.•'_ u n 0 3 3 f is0. c —" N In Q h '.0 r m a 15 I ' O O C O a C O c O C O pp O O C O O O O en m f� r O N C O O O C - vi ri O vi N - %O O C O \O 0o vi Q� .— a0 O o _ tV m .tO. O C O-- P c r r— N C N o ^ 00 vi , O o h 00 t N oo O r .r„ • nl Q — 'n I-- — r C en — 00 N Q fn r r • I- N O N C y Nd ' 3 O S 88 8 o V o i O a a IZ C en OO Nn x w o oSn 8 oC — ao _ a E v 06 a. Q) n. 0 o r,o Co o C c Un a) 080000 p p p p - d u OOOOO OOIO O N o0o 00 N O O N ry h V N N vii Qi Q ^'1 C1 — t+1 N R 00 to Vl (U M I1 m fn E a 0 r is Q O O- O �!y V H1 V1 -- O 06 N N - N N1 N C'O 00 O 00 N N �O �O OQ Q L b r O E V ' Lo - C c v G C N i .. . J U O` .c c h c ^ u o- n .J uo o c WI WI cq 'c E A c c= c y c W 3.]• OO. r\ E d E C CJ m cc .2 u u .C 'v C E A .A u o w u o C C'3 c o o E c a1' a:? H o u O. O '� E o d ' E 6 au' Lij G c u y a E ti . G ¢¢ .a v N .oO4) a E 6 a a o '5CM n m 0 3 m , c c am 3 3 n ' = C u U•... c 3 E Y y A E 3 o a^S U A s 'o o m a A 3 A iv ro Y COuuCvv - 3¢m33 H�o33 ti2SOm W O.1c:G 3Cc'3 o F C ..1 ^^ - - N N N N N N Cl I I I V I Water Utility Minor Capital Expense ' Minor capital expenses include equipment, system replacements, and system extensions which occur on a recurring basis each year. Projected expenditures for minor capital expense represent an allowance based on budgeted 1996 levels. Water Utility Debt Service Requirements ' Existing debt service requirements, as shown below, consist of principal and interest on the Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992, and Water and Sewer System Revenue Bonds, Series 1994. Based on the facilities constructed with ' these original bond monies totaling $15,500,000, 93.4 percent of the total annual principal and interest on both bond issues is allocated to the water utility. The balance of the debt service is allocated to the wastewater utility. Water Utility Debt Service on Outstanding Bonds Principal Year and Interest 1996 $ 1,305,100 ' 1997 1,309,100 1998 1,310,500 ' 1999 1,313,500 2000 1,314,300 Recommended Water Revenue Adjustments The pro forma operation statement or cash flow analysis presented in Table W-6 provides a basis for evaluation of the adequacy of revenues under existing rates to meet the projected revenue requirements of the Water Utility for the period 1996 through 2000. The indicated increased revenue levels shown on Lines 3 through 7 of Table W-6 are based on the effective dates and magnitude of required revenue adjustments considered necessary to meet the revenue ' obligations of the water utility, required revenue bond coverage provisions and City policy objectives. The effective amount of increased revenues shown during the first year of each rate adjustment includes an allowance for the effect of bill proration and billing lag arising from the difference between the effective date of the increase and receipt of the additional revenue. Total revenue from rates is projected to increase from the existing $9,310,800 level in 1996 to $11,763,400, as shown on Line 9 of the table. I 17 Table W-6 ' Water Utility Operating Fund Cash Flow Analysis (1) (2) (3) (4) (5) Line Year Ending December 31 No. Description 1496 1997 1498 144.4 2040 $ $ $ $ $ OPERATING ACCOUNT Revenues: I Water Sales - Existing Rates 9.110.800 9,514.900 9,945,300 10.402,000 10,888.200 2 Fire Protection Charges 200,000 200,000 200,000 200,000 200,000 Additional Revenues Required: Billings Months ' Date of Increase Increase Effective 3 (/1/1996 0.0% 12 0 0 0 0 0 4 7/1/1997 3.0% 6 132,600 304,400 318.100 332,600 5 1/1/1998 0.0% 12 0 0 0 ' 6 (/1/1999 3.0% 12 298,100 342.600 7 1/1/2000 0.0% 12 0 8 Total Additional Revenues 0 132.600 304.400 616,200 675.200 9 Total Water Sales Revenues 9,310.800 9,847.500 10,449,700 11,218.200 11.763.400 10 Interest Income 117.000 82.200 76.500 76.100 88,700 1 I Other Income 219,000 219,000 219.000 219.000 219,000 12 Total Revenues and Other Income 9,646.800 10,148,700 10.745.200 11.513.300 12.071,100 Revenue Requirements: 13 Operating Expense 7,393.000 7,742.700 8,215,700 8.724.400 9,272.600 14 Net Earnings 2,253.800 2.406.000 2,529.500 2,788,900 2,798,500 Debt Service 15 Existing Revenue Bonds 1,305,100 1.309,100 1,310,500 1,313,500 1,314.300 16 Proposed Revenue Bonds 0 0 0 0 0 ' 17 . Total Debt Service 1,305,100 1.309,100 1,310,500 1.313,500 1,314.300 18 Minor Capital Expense 239,000 246,200 253,500 261,100 269.000 I19 Transfer to Capital Project Fund 2,600,000 700.000 1,400.000 800.000 1.000.000 20 Bond Defeasance/Avoidance Cost 0 0 0 0 0 21 Total Revenue Requirements 11.537.100 9.998.000 11.179.700 11.099.000 11.855.900 I 22 Net Annual Balance (1,890.300) 150,700 (434.500) 414,300 215.200 23 Beginning of Year Balance 3.184,500 1,294.200 1.444.900 1.010.400 1,424,700 24 End of Year Balance 1,294,200 1,444,900 1,010.400 1,424.700 1.639,900 25 Required Operating Reserve 1,215.300 1,272.800 1,350,500 1,434,100 1.524,300 CAPITAL PROJECTS FUNDING Sources of Funds 26 Funds Available at Beginning of Year 1,010.500 937.220 32,820 97,920 45,920 ' 27 Transfer from Operating Fund 2.600,000 700,000 1,400,000 800,000 1.000.000 28 Sales Tax Revenue 862,000 236.500 165,000 462,500 1,187,500 29 Interest Income 21.700 14.700 0 0 0 ' 30 Total Funds Available for Major Capital Improvements 4.494.200 1.888.420 1,597.820 1.360.420 2,233.420 Capital Fund Requirments 31 Major Capital Improvements 3.556.980 1,855,600 1,499,900 1.314.500 1,740.000 32 End of Year Balance 937,220 32,820 97,920 45,920 493,420 Debt Service Coverage: 33 Maximum Revenue Bond Debt Service 1.260.400 1.260,400 1,260,400 1.260,400 1,260,400 34 Revenue Bond Debt Service Coverage (Line 14/Linel7) 173% 184% 193% 212% 213% 18 I Operation and maintenance expenses and debt service requirements comprise about ' 74 percent of the water utility's total revenue requirements over the five year planning period. The indicated revenue adjustments are designed to provide a year end balance in the operating fund (Line 24) equal to approximately 60 days of operation and maintenance expenses per bond covenant provisions. Capital Projects Funding Also shown on Table W-6 is a proposed capital improvement financing plan which ' indicates the sources and application of funds to be used to finance the capital improvement program during the period 1996-2000. Funding sources include the use of operating revenue, sales tax revenue, and interest income from the investment of construction funds. ' The beginning of year estimated fund balance of $1,010,500 in the Capital Projects Fund at January 1, 1996, represents the allocated share to the water utility of the total unencumbered ' monies available in the Water and Sewer Fund's Capital Projects Fund. This allocation was based on the respective sales revenues generated by the water and sewer utilities in 1995. It is 1 anticipated the City will utilize $6,500,000 in operating revenue and $2,913,500 in City Sales Tax funds to finance capital improvements over the projection period. I LII !I I I 1 19 I I I I I I I I I I I I I I I Wastewater Utility Revenue The principal source of revenue for the wastewater utility to meet annual costs of service is from charges for service to wastewater customers. Additional revenue is derived from interest income, and other miscellaneous sources. Sewer Sales Revenue Under Existing Rates Table S-1 presents a summary of the historical and projected average number of customer accounts. The residential class includes residential, multi -unit, duplex and non-profit accounts. The commercial class includes all construction, combination, commercial, government, and irrigation accounts. Increases in the number of customers for the wastewater utility numbers are projected to approximate those for the water utility. Total accounts are expected to increase by approximately 6.7 percent per year through the study period. Table S-2 presents Historical and Projected Billed Usage. It is assumed that wastewater consumption per customer will remain constant at a level consistent with the past four years of history. Historical and Projected Revenue from wastewater service under existing rates, shown in Table S-3, is based on the estimated number of accounts and the estimated sewer sales volumes presented in Tables S -I and S-2, respectively. Projected revenues are based on current rates adopted on January 1, 1994. Revenues from wastewater service are expected to increase an average of 5.1 percent per year due to the estimated increase in customer numbers and associated increase in total billed usage. The pace of revenue growth is slower than the growth in customer accounts because the majority of the overall customer growth is concentrated in the residential class which has a lower consumption per account relative to other customer classes. Other Wastewater Revenue Revenues from other operating income, consisting of sewer connection fees and penalty fees, are estimated to total $148,000 per year. Interest income, calculated at 4 percent of the balances available for investment, is estimated to average approximately $99,000 per year during the study period. I 20 N 0 0 L d z >0 to O (5'- a. O (A mni\O nrnOlrii -I�- N D\ I N - N N I C O. c - ci N N N I I I 000oh ��n!h ri 0CMCMri N N — I N I el r to O W a' I _ N _ 0 T N _ Q len N N I I N d N0 h N o^� - a' enn - p . pry a..— I _ y O�V N Ir N C N — , N — 00 00 ,O N,O to N 'O,O r IC len '.0106 'O 00 N .-IN1 ri 00 _ _ INp N N N 0' 00 N N W r y o0 I O b N p OM O O O h b trn -' O, n b r N— I I_ a U 10 = d N h a N- O CerQ O I r I I I C. I 0-0010' V N 00 Q -C ,O N I N ri N I Q N u1N —I 00 M I IV IR _ 9 E • C V U, d V_ Y V � A C V H a ,. C d d C O CI A O w d F CC O - N E 'G 21 N d CD - d a) ^^N .o d a •- i+ 60 C) 4- m .O da` N0 C v 0 U) 2 0000 N000 O VI ew en OO I C en'Q.O 001.0 OO en W 1 N — I M 0OC a OV r N o0 en cOD N — erg ., ^00`1Vi 00 U �{ CAD _N a4b0 00000 000 n en C O N'o eT O h OO 00 — eV 0000 0000 o' C-.10 O rn o C R V 00 00 • o C c o Ooolo 00 N OO eT O'00'0 •v oo r N — N — In en — en OO en b R en e1 OO .O • — N r• O n Q\ _ 00 en — N h O O N T h — N 7O — e1 en OCM 00 In 0— b r en '0 C —OO R —00 V h b W eT r, N00 OO CM.. 00 00 00C 0\ N O en m en — N 0 8 o r N O r N 00 In '0 CM 00 O O 0 O V r N en r Q' O' In- OO 00 000 0 V N1 c In - 00 N N N ''0 to I R v - 00 0\ h h 00 r v n 0 Q 00 00 - v r 0N N- N r VI c r H T en— In en en en O N eV N N C'0 R en —P-en Cl en— h en Cl en In N 00 OO V N — Off. N N vi en b en b N — O — In N en In Cl OO r Cl O eV y '5'— '5 � A '` U c 0 0 2 - ca a y m c Q ca o '�' o u �� E> > aci r o c 2 A U 0 9 C O .U.. 0 O` N Z X wzv= ou vv 3w 22 1 1 1 I 1 I 0 00010 0'0 OM 00 coda cia M O I c K o0 I Q �/t OqI .e O' Gi .e r't l b C O h N N NN T — r I o0 M — v� vt --�oo Oi 00010 00010 p O C O 0 0 o O O v r O O a I M u M O 'n O M so ..y m- I.e O\ 'n —I --Iv y Vl .� OD 00 j 00010 0000 O O c > O nN O >� Cr-aim O C b on o vlvi GO - en— v oo m OL 00 g y d o S o 0 Q - w v$ wvi- 3 a>4 'olie � o v 6rnv e n - °- O y C 00 I c Cl R - u G) F e-- r m o c 000 0 00010 C 0 0 0 C v r�� O`oo r rC06 v, ? c oo K M �O Or -dc R r '- c joo M V 0 h O r N N R N t 9 r U I N Y N r r Q 00 O- D M > Q) — C N Q oo b r r c en kO tO O> N 00 - R M N O O 4 K v O LO lO 'c ��� ≥ mva o rn O\ a\ N O% M O\ N N v1 G L by p.J N 00 M h M d\ V 00 r O. C 0 0 �i O. 00_ Oa Cl M C •� .� M .. — �D O 9 > i L I' C A o fA m '0—Oldo cvrn o m lee, o >Q 'o� o.eovl vri 'cocc- en lvi v O O N N I v r W CU vui 'O �. r O r v vi alt- v b vi r ei vi a C w ey rt oo v m r oo M rn v _ y r v r N E M — v 'a C C io 5 v y y = h U 9 u > U u _ W .v N Cl n N >> O C N L Da tCO O ut d fl °. 'O J h L F ,-..� .. O :_ 8U 23 C Wastewater Utility Revenue Requirements ' The revenue required to adequately provide for the continued operation of the City's wastewater system must be sufficient to meet the cash requirements of operation and ' maintenance expenses, principal, interest, and reserve payments on revenue bond indebtedness issued for major capital improvements, recurring minor capital expense, and improvements to the system which are not debt financed. Operation and maintenance expenses include the cost, personnel and materials required to operate and maintain the sewer utility system, plus the costs ' of metering, billing, collecting, and administrative services. In estimating future costs, historical costs by utility function are projected for the study period recognizing requirements for service and estimated inflationary increases. Capital costs consist of debt service requirements, cash tfinancing of capital improvements, and operating reserves. Operation and Maintenance Expenses Historical and projected operation and maintenance expenses are shown in Table S-4. Major cost items for each program include: personnel services, materials and supplies, service and charges, and maintenance. Projected operation and maintenance expenses are based on budgeted 1996 costs and an analysis of historical expense trends and anticipated future conditions. Estimated increases in operating costs are due to anticipated increases in staffing levels, inflationary increases to the major cost items, and increases in sewer usage. It is estimated for this study that personnel growth and salaries will increase at 4 percent per year, and all other costs at 3 percent per year. Contract operation of the City's wastewater treatment plant and lift stations is expected to experience annual 3 percent cost increases. Operations and Administration expenses have been distributed 45 percent to the wastewater utility and 55 percent to the water utility. ' Wastewater Utility Major Capital Improvements The City has developed a six -year major capital improvement program for the wastewater utility covering its anticipated commitments for the period from 1995 through 2000. A complete listing of capital projects is shown in Table S-5. The approved capital program reflects spent or encumbered monies as well as planned expenditures for each year over the study period. The ' proposed expenditures are primarily associated with extension of the collection system. Projected capital expenditures have been adjusted for inflation in later years and are expected to total $21,421,243. ' 24 C) C a x C) C) Ct C) 4- C l0 C rO w N m «. N ) 4 C) R cc v II - 0 N_ O a i E E I C') O O - O O O O 00 N h h N I C Cry _ H oo o 00 '' GI M o vUj yC C ry _ _ 1 O pp O _ O O ci . 'T N W r n 'Oyu 06 W} — Cl • Cl N en _ - Cl O C = O - O C O - O U S U, N b - 00y 'O Vl r I 00 N H O N W O Cl 00 O O O o c o 0 O - vl Cl'00 h 00 H 00 en O N r a - n v pp O en p ol O 00 00 'C N Wp T N H C 0 b ai h a O O N $ _ n W r - N — 0 U W H — 'T 1 ^ uw a 00 - a en u en T 00 N N `O C o o nI O n O u C H C U m � N Q N E OJ en 00 'O In C O - G PI N r n en — to Cl 00 T r h — U 00 `O h - N Cl O O O O I O O Co X N1 00 C W b 8 Cl php 01 b T O en C 0 en Cl In N N N Cl N C\ 00 M eq N 0 N 00 G Y I, Y O n O U E E C O a n m 6 u F F o nfl n O S ° Cl Iu UI ?3 � ..0 y n n p 6 n 3 n 3 v '-I u c ..1 — N n Q h C r 25 I M O O O C C Q O O O O Q M �O T N C O 00 O O h O C T vt c c O O v) r 00 r O. 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O M M N CM 00 N r a < v v, co O L v r E T C u l0 o E ev`o n C c U p n G �n a) E F A a C u L o v U '•U=o: ug UZ� d uEa3Sn A'n F-FFF cL° ¢ CU 00 o ap > d o a 3 v A 3 3 3 3 0 ' E - N M Q V1 b r 00 O\ O N M Q ul r W O\ O -- N M Q v1 N 1 ' 26 I I I I I I Wastewater Utility Minor Capital Expense Minor capital expenses include equipment, system replacements, and system extensions which occur on a recurring basis each year. Projected expenditures for minor capital expense represent an allowance based on budgeted 1996 levels. Wastewater Utility Debt Service Requirements Existing debt service requirements, as shown below, consist of principal and interest on the Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1992, and Water and Sewer System Revenue Bonds, Series 1994. Based on the facilities constructed with these original bond monies totaling $15,500,000, 6.6 percent of the total annual principal and interest on both bond issues is allocated to the wastewater utility. Sewer Utility Debt Service on Outstanding Bonds ' Principal Year and Interest 1996 $ 92,300 ' 1997 92,500 1998 92,600 1999 93,100 2000 93,400 I j I I I I Recommended Wastewater Revenue Adjustments The pro forma operation statement or cash flow analysis presented in Table S-6 provides a basis for evaluation of the adequacy of revenues under existing rates to meet the projected revenue requirements of the wastewater utility for the period 1996 through 2000. The indicated increased revenue levels shown on Lines 2 through 6 of Table S-6 are based on the effective dates and magnitude of required revenue adjustments considered necessary to meet the revenue obligations of the wastewater utility, required revenue bond coverage provisions and City policy objectives. The effective amount of increased revenues shown during the first year of each rate adjustment includes an allowance for the effect of bill proration and billing lag arising from the difference between the effective date of the increase and receipt of the additional revenue. Total revenue from rates is projected to increase from the existing $7,737,600 level in 1996 to $10,001,600, as shown on Line 8 of the table. I 27 I Table S-6 11 [I I I I Ii 1J I I I I I I I I I I Wastewater Utility Operating Fund Cash Flow Analysis OPERATING ACCOUNT Revenues: I Sewer Sales - Existing Rates Additional Revenues Required: Billings Months Date of Increase Increase Effective 2 1/1/1996 0.0% 12 3 7/1/1997 3.0% 6 4 1/1/1998 0.0% 12 5 1/1/1999 3.0% 12 6 1/lf2000 0.0% 12 7 Total Additional Revenues 8 Total Sewer Sales Revenues 9 Interest Income 10 Other Income II Total Revenues and Other Income Revenue Requirements: 12 Operating Expense 13 Net Earnings Debt Service 14 Existing Revenue Bonds 15 Proposed Revenue Bonds 16 Total Debt Service 17 Minor Capital Expense 18 Transfer to Capital Project Fund 19 Bond Defeasance/Avoidance Cost 20 Total Revenue Requirements 21 Net Annual Balance 22 Beginning of Year Balance 23 End of Year Balance 24 Required Operating Reserve CAPITAL PROJECTS FUNDING Sources of Funds 25 Funds Available at Beginning of Year 26 Transfer from Operating Fund 27 Sales Tax Revenue 28 Interest Income 29 Total Funds Available for Major Capital Improvements Capital Fund Requinnents 30 Major Capital Improvements 31 End of Year Balance Debt Service Coverage: 32 Maximum Revenue Bond Debt Service 33 Revenue Bond Debt Service Coverage (Line 13/Line16) 28 :,1,•111,. t 7,737.600 8,119,200 8,527,600 8,962,700 9.427,500 0 0 0 0 0 110,800 255,800 268,900 282,800 0 0 0 252.000 291,300 0 0 110,800 255,800 520,900 574,100 7,737,600 8,230.000 8,783.400 9.483,600 10.001.600 87.400 66.500 94,500 121.900 133.300 148.000 148.000 148.000 148.000 148,000 7,973.000 8.444,500 9.025.900 9.753,500 10,282,900 5,706,500 5,903,800 6,108,800 6,322,500 6,545,000 2,266,500 2.540,700 2,917,100 3,431,000 3,737,900 92,300 92,500 92,600 93,100 93,400 0 0 0 0 0 92.300 92,500 92.600 93,100 93,400 21,000 21,500 22,100 22,700 23,300 3,400,000 1,700,000 1,500.000 2.500.000 2.800.000 500,000 610.800 755,800 1,020,900 1.074,100 9,719,800 8,328,600 8,479.300 9,959,200 10.535,800 (1,746.800) 115,900 546,600 (205.700) (252,900) 2,691.000 944.200 1.060,100 1.606,700 , 1,401.000 944,200 1.060,100 1.606,700 1,401.000 1,148,100 938,100 970.500 1,004,200 1,039.300 1,075,900 853,900 2.601,244 3.437,544 3,911,244 5,077,744 3,400.000 1,700,000 1.500,000 2.500,000 2,800,000 2,834.000 1,472.500 2,165,000 1.462.500 937,500 12,400 91,300 103,700 150,500 213,200 7.100.300 5,865,044 7,206,244 8.024,244 9,028,444 4,499.056 2.427.500 3.295,000 2.946,500 2,507,500 2,601,244 3,437,544 3.911,244 5.077.744 6.520,944 89.600 89,600 89,600 89,600 89,600 2456% 2747% 3150% 3685% 4002% I Operation and maintenance expenses and debt service requirements comprise about ' 65 percent of the wastewater utility's total revenue requirements over the five year planning period. The indicated revenue adjustments are designed to provide a year end balance in the operating fund (Line 23) equal to approximately 60 days of operation and maintenance expenses per bond covenant provisions. Capital Projects Funding I I I I I I I I I I 1 Also shown on Table S-6 is a proposed capital improvement financing plan which indicates the sources and application of funds to be used to finance the capital improvement program during the period 1996-2000. Funding sources include the use of operating revenue, Sales Tax revenue, and interest income from the investment of construction funds. The beginning of year estimated fund balance of $853,900 in the Capital Projects Fund at January 1, 1996, represents the allocated share to the wastewater utility of the total unencumbered monies available in the Water and Sewer Fund's Capital Projects Fund. This allocation was based on the respective sales revenues generated by the water and wastewater utilities in 1995. It is anticipated the City will utilize $11,900,000 in operating revenue and $8,871,500 in City sales tax funds to finance capital improvements over the projection period. Combined Water and Wastewater Utilities The projected cash flow tables for the water utility (Table W-6) and the wastewater utility (Table S-6) are combined in this section to facilitate conducting the coverage tests required by Bond Ordinance No. 3638 and No. 3829. The combined cash flow statement is shown in Table C-1 The bond ordinances state that system gross revenues shall be at least 110 percent of the amount required to pay operating expenses, principal and interest requirements, any registrar and trustee fees, required deposits to the debt service reserve fund, and required deposits to the renewal and replacement fund. As shown on Line 34 in Table C-1, the coverage requirement is met assuming the proposed revenue increases are implemented as indicated. In addition, the bond ordinances require that prior to issuing parity indebtedness net revenues for each of the two fiscal years preceding issuance of additional parity indebtedness must be no less than 120 percent of the maximum principal and interest requirements on all Bonds and any parity indebtedness then outstanding and the proposed parity indebtedness. Net revenues may be adjusted for rate increases adopted before the additional parity I 29 iI Line ' Ns. Description J LI I I Table Cl Combined Utility Operating Fund Cash Flow Analysis OPERATING ACCOUNT Revenues: I Water/Sewer Sales - Existing Rates 2 Fire Protection Charges Additional Revenues Required: Billings Date Increase Months 3 of Increase 1/1/1996 0.0% Effective 12 4 7/1/1997 3.0% 6 5 1/1/1998 0.0% 12 6 1/1/1999 3.0% 12 7 1/12000 0.0% 12 8 Total Additional Revenues 9 Total Water/Sewer Sales Revenues 10 Interest Income I I Other Income 12 Total Revenues and Other Income Revenue Requirements: 13 Operating Expense 14 Net Earnings Debt Service 15 Existing Revenue Bonds 16 Proposed Revenue Bonds 17 Total Debt Service 18 Minor Capital Expense 19 Transfer to Capital Project Fund 20 Bond Defeasance/Avoidance Cost 21 Total Revenue Requirements 22 Net Annual Balance 23 Beginning of Year Balance 24 End of Year Balance 25 Required Operating Reserve CAPITAL PROJECTS FUNDING Sources of Funds 26 Funds Available at Beginning of Year 24 Transfer from Operating Fund 28 Sales Tax Revenue 29 Interest Income 30 Total Funds Available for Major Capital Improvements ••�� •• •�� Yi 1.1.1 16,848,400 17.634,100 18,472,900 19,364.700 20,315,700 200,000 200,000 200,000 200,000 200.000 0 0 0 0 0 243,400 560,200 587,000 615,400 0 0 0 550,100 633.900 0 0 243,400 560,200 1.137.100 1,249.300 17,048,400 18.077,500 19,233.100 20,701,800 21,765,000 204,400 148,700 171,000 198.000 222,000 367,000 367,000 367,000 367,000 367,000 17,619,800 18,593,200 19,771,100 21.266,800 22,354,000 13,099,500 13.646,500 14,324,500 15,046,900 15,817,600 4,520,300 4,946,700 5,446,600 6,219.900 6,536,400 1,397,400 1,401,600 1,403.100 1,406,600 1,407.700 0 0 0 0 0 1,397,400 1,401,600 1,403,100 1,406,600 1.407,700 260.000 267,700 275,600 283,800 292,300 6,000.000 2,400.000 2,900,000 3.300,000 3.800,000 500.000 610,800 755.800 1.020.900 1.074,100 21,256,900 18,326,600 19.659,000 21.058,200 22,391,700 (3,637,100) 266.600 112,100 208,600 (37,700) 5,875.500 2.238,400 2,505.000 2.617,100 2,825.700 2,238.400 2.505,000 2,617,100 2.825,700 2.788,000 2.153,300 2.243,300 2,354,700 2,473.500 2,600,200 1,864,400 3,538,464 3,470,364 4.008,464 5.116,464 6,000.000 2,400.000 2.900,000 3.300,000 3,800,000 3,696,000 1.709,000 2.330,000 1,925.000 2.125.000 34,100 106,000 103,000 144,000 199,700 11,594.500 7,753,464 8.803,364 9,377,464 11,241,164 Capital Fund Requirments 31 Major Capital Improvements 8,056,036 4,283,100 4,794,900 4,261,000 4,247,500 32 End of Year Balance 3,538,464 3,470,364 4,008,464 5,116,464 6,993,664 Debt Service Coverage: 33 Maximum Revenue Bond Debt Service 1,350,000 1,350.000 1.350.000 1,350.000 1,350.000 34 Revenue Bond Debt Service Coverage (Line 14/Lincl7) 323% 353% 388% 442% 464% [] indebtedness are issued. Because no parity indebtedness is proposed for either utility during the five year planning period, this coverage requirement test is not required. I I I 1] I I I I I I 'I 'I I 'I I 31 I C1 H H I I I I J I I I I I I I I Compliance In addition to the annual coverage test discussed in the preceding section of this report, the bond ordinances contain provisions for the issuance of revenue bonds, the establishment of certain funds, the City's covenant to maintain adequate insurance on the system facilities, and other requirements to protect the interest of the bond holders. This section of the report examines the City's compliance with the provisions of the bond ordinances. Issuance of Revenue Bonds The City is authorized under the constitution and laws of the State of Arkansas, including particularly Title 14, Chapter 234, Subchapter 2; Title 14, Chapter 235, Subchapter 2; Title 14, Chapter 164, Subchapter 4; and Title 19, Chapter 9, Subchapter 6 of the Arkansas Code of 1987 annotated to acquire, construct, equip, improve, maintain, operate and repair the system and to issue its revenue bonds to finance capital improvements to the system or to refund any outstanding bonds issued for the purpose of financing such capital improvements. There are no proposed bonds issued during the projection period. Establishment of Funds The ordinances require the establishment of a Revenue Fund, Operation and Maintenance Fund, Bond Fund, Renewal and Replacement Fund, Debt Service Reserve Fund, and Construction Fund. The ordinances also require the establishment of two separate accounts in the Bond Fund designated the "Bond Service Account" and the "Redemption Account." Each of these funds is to be maintained as a segregated fund on the records of the City. Revenue Fund Gross revenues from the operation of the water and wastewater systems are deposited into the Revenue Fund. Each month the City transfers from the Revenue Fund the following amounts: 1. To the Operation and Maintenance Fund, an amount which will result in a balance equal to the anticipated operating expenses for the next two months. 2. To the Bond Service Account in the Bond Fund, an amount equal to one - sixth of the interest due on the next interest payment date, plus one -twelfth of the principal due on the next principal payment date after taking into account any amounts then held for the credit of the Bond Service Account. 3. To the Redemption Account in the Bond Fund, an amount equal to one - twelfth of the Amortization Requirement with respect to the outstanding I 32 I I I I I I I I I I I H [1 I I I H Term Bonds to be satisfied within the next succeeding twelve month period ending on August 14 plus the premium, if any, on the respective principal amount of Term Bonds which would be payable if such principal amount of Term Bonds were to be redeemed during such period from moneys held for the credit of the Redemption Account after taking into account amounts then held in the Redemption Account. 4. To the Debt Service Reserve Fund, an amount at least equal to one -twelfth of any deficiency until the balance in the Debt Service Reserve Fund is equal to the Reserve Fund Requirement. 5. To the Renewal and Replacement Fund, to the extent money is available in the Revenue Fund at least one -twelfth of the amount necessary to increase the balance to $300,000. Any money remaining in the Revenue Fund after the above transfers are made may be used for any lawful purposes by the City. Operation and Maintenance Fund Money in the Operation and Maintenance Fund is to be used solely to pay operating expenses. Operating expenses are defined as all ordinary and necessary expenses of operation, repair, maintenance, and insuring of the system. If in any month the amount transferred to the Operation and Maintenance Fund is less than required, the deficiency is added to the amount required to be transferred the following month. Bond Fund Monthly transfers from the Revenue Fund to the Bond Fund are equal to one -sixth the next interest payment, plus one -twelfth the next principal payment, after taking into account amounts held in the Bond Fund Account for the payment of such principal and interest. From the Bond Fund, the trustee pays the amounts required to meet interest and principal payments on the bonds. If there is insufficient money in the Bond Fund to meet the interest and principal payments, the deficiency is made up first from transfers from the Debt Service Reserve Fund, and second from transfers from the Renewal and Replacement Fund. Renewal and Replacement Fund The Renewal and Replacement Fund requirement of $300,000 was met in entirety from funds on deposit for the security of the refunded series 1985 Bonds. Money in the Renewal and Replacement Fund is to be used to pay the costs of necessary repairs or replacements due to depreciation of the system and the costs of damage caused by unforeseen catastrophes. I 33 I Li II I I I I H H Debt Service Reserve Fund The balance in the Debt Service Reserve Fund is to equal the Reserve Fund Requirement. Money in the Debt Service Reserve Fund is to be used as necessary to meet deficiencies in the Bond Fund. Any money in the Debt Service Reserve Fund which is in excess of the reserve requirement may be transferred back to the Bond Fund. Construction Fund Proceeds of the Series 1992 and Series 1994 bonds in the amount specified in the applicable ordinances shall be deposited to the credit of the Construction Fund created by the ordinance. When improvement work has been completed, the balance in the Construction Fund not reserved by the City for the payment of improvements shall be transferred to the Bond Fund for the payment of principal and interest or retained in the Construction Fund and used to pay the cost of additional capital improvements. Fund Establishment Compliance We have examined the financial statements of the water and wastewater utilities and find that all required funds have been established. Deposits to, and withdrawals from the various funds are in compliance with the bond ordinance. I Insurance The City has agreed to insure all properties other than mains and lines for the transmission, distribution, or collection of wastewater, against loss or damage from fire, lightning, tornado, winds, strike, malicious damage, explosion, and other causes customarily insured against by private companies engaged in a similar type of business. Such insurance is to remain in force as long as any of the bonds are outstanding. Table C-2 summarizes the insurance policies now covering the water and wastewater systems. ' Other Covenants The City is to pay the principal and interest on each Bond and all other indebtedness issued at the places, on the dates and in the manner specified. Such principal, interest and premium will be payable solely from the net revenues. ' All payments on the bonds are to be made only through a designated paying agent. The designated paying agent for the 1992 Series Bonds is First Commercial Trust Company, in the ' City of Little Rock, Arkansas. The paying agent for the 1994 Series Bonds is the Bank of Oklahoma, N.A., in the City of Tulsa, Oklahoma. The City is to construct improvements in accordance with plans and specifications approved by the City and required by law. I 90 Li I I I C [J I I I I I I I I I I I All bonds paid or purchased either at or before maturity are to be canceled when payment or purchase is made and held by the trustee or the City and are not to be reissued. The system is to be operated on a fiscal year basis beginning January 1 and ending December 31 of each year. Current audited financial statements reflect such a fiscal year. The City is to perform all duties with reference to the system required by the Constitution and laws of the State of Arkansas, including charging and collecting reasonable and sufficient rates for services rendered, segregating gross revenues as provided in the ordinances, and applying net revenues to the respective funds and accounts created by the ordinances. Our investigations indicate the City is in compliance with these covenants. The City is to maintain the system in good condition and operate it in an efficient manner and at a reasonable cost. Maintenance and operation of the system is discussed in detail in the Engineering Evaluation section of this report. While some recommendations have been made regarding maintenance of the system, it is our opinion that the water and wastewater systemsare generally in good working condition. It is also our opinion that the cost of water and wastewater service is reasonable when compared with other cities in the area. No free water service is being provided to any department or agency of the City. The City may not mortgage, pledge, or otherwise dispose of any substantial portion of the water or wastewater systems or any gross revenues as long as any of the Series 1992 or Series 1994 Bonds are outstanding. The City has not mortgaged any portion of the water and wastewater systems. The only assets which have been disposed of are those which are regularly replaced at the end of their useful service lives. In the event the offices of the Mayor, City Clerk or members of the City Council shall be abolished or a vacancy in any office results, all powers conferred and obligations and duties imposed upon such office shall be performed by the succeeding office or officer. The City is to prepare a budget of proposed system capital costs and operating expenses for each fiscal year of operation. Budgets have been completed as required. A report on the status of the water and wastewater system's assets and compliance with the terms and provisions of the ordinance is to be prepared by a consulting engineer no less frequently than every three years. A copy of the report is to be delivered to the insurer of the bonds. This report constitutes the second triennial Report on Operations. The City is not to take any action which would cause the interest on the Series 1992 or Series 1994 Bonds to be subject to federal income taxes. To the best of our knowledge, the City is in compliance with this provision. I 35 Table C-2 Insurance Coverage Line No. Carrier (a) I Ramsey, Krug, Farrell & Lensing Water Pump Building 2 Ramsey, Krug, Farrell & Lensing Water Department Equipment Bldg 3 Ramsey, Krug, Farrell & Lensing Water/Sewer Equipment Shed 4 Ramsey, Krug, Farrell & Lensing Water Booster Station 5 Ramsey, Krug, Farrell & Lensing Water/Sewer Maintenance Office 6 Ramsey, Krug, Farrell & Lensing Water Lift Stations 7 Ramsey, Krug, Farrell & Lensing Water/Sewer Warehouse 8 Ramsey, Krug, Farrell & Lensing Wastewater Lift Stations 9 Ramsey, Krug, Farrell & Lensing Wastewater Treatment Plant 10 Ramsey, Krug, Farrell & Lensing Sludge Management Site II Ramsey, Krug, Farrell & Lensing Water Storage Tanks (a) Hartford Insurance is the underwriter. Amount of Policy Period Coves Emm TS2 45,000 01/01/96 12/31/96 231,000 01/01/96 12/31/96 62,000 01/01/96 12/31/96 193,000 01/01/96 12/31/96 391,000 01/01/96 12/31/96 192,000 01/01/96 12/31/96 609,000 01/01/96 12/31/96 3,409,000 01/01/96 12/31/96 22,000,000 01/01/96 12/31/96 898,000 01/01/96 12/31/96 4,900,000 01/01/96 12/31/96 36 CERTIFICATE OF PROJECT COMPLETION Pursuant to Section 5 (Construction Fund), subsection 4, of City of Fayetteville, Arkansas, Ordinance No. 3638, approved by the Fayetteville City Council on August 18, 1992, concerning the Series 1992, Water & Sewer System Refunding and Improvement Revenue Bonds, (the "Series 1992 Bonds") the City Engineer must complete a certificate evidencing the completion of the Improvements financed by the bond proceeds. I, Don Bunn, City Engineer for the City of Fayetteville, Arkansas, do hereby certify that the work to be financed by the Series 1992 Bonds is complete as of September 22, 1994. Do unn, G Engineer Attest: Brian Swain, Asst. to the Adm. Services Director t-ze- Zf Date Date